Remote Climate Risk Analyst Jobs in Rochester Hills, MI

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is recruiting for a Line of Business Underwriting Director - Commercial Auto & Workers Compensation to join our team. This role will be hybrid if near a local office or for the right candidate can be remote from most locations in the U.S.

Position Summary:

The Line of Business Underwriting Director provides strategic leadership for the Workers Compensation and Auto lines of business to assist in achieving growth and profit objectives. This role shapes and executes underwriting strategies informed by market trends, industry insights, data analysis, and underwriting performance. The Director serves as a key driver of portfolio strategy, underwriting discipline, and long-term business success.

Responsibilities:

• Lead the strategic direction for assigned lines of business including risk appetite, underwriting guidelines, opportunity identification, underwriting tools, OKRs, and overall book management

• Develop analytic insights, leading indicators, and profitability drivers through internal and external research to support data driven decision making.

• Monitor and analyze portfolio performance, identifying emerging trends, and pinpoint opportunities to enhance growth and profitability.

• Recommend strategic or executional adjustments based on data-driven insights and external factors such as competitive dynamics, industry trends, and judicial or regulatory developments.

• Identify line of business needs and manage underwriting controls, risk appetite, and tools in partnership with industry practices, product development, and field underwriting teams.

• Evaluate risks outside of field authority in accordance with corporate guidelines and place facultative reinsurance when necessary to protect the company's financial integrity.

• Collaborate with field underwriting, actuarial, financial planning and analytics to establish pricing program recommendations that align with company strategy.

• Lead cross-departmental projects related to process improvement, operational efficiency, and expense management

• Provide technical expertise for designated lines of business to support underwriting training, product development, form updates, and service enhancements.

Requirements:

• Bachelor's degree or equivalent work-related experience

• 10 years commercial underwriting insurance experience with expertise in construction or manufacturing exposures

• Experience across multiple core lines of business preferred with depth of knowledge and expertise in Workers Compensation and Auto lines of business

• Intermediate proficiency with Microsoft Office Suite.

• Proven ability to build strong partnerships and collaborate effectively across cross-functional teams.

• Excellent organizational skills and ability to function in a fast paced, highly visible, and evolving environment.

• Strategic thinker with strong analytical and problem-solving capabilities, including comfort with ambiguity.

• Excellent verbal and written communication skills with the ability to engage effectively with internal and external customers.

• Demonstrated successful capability to resolve conflict over sensitive or complex issues.

• Strong interpersonal skills including the ability to effectively build relationships across all levels of the organization.

• Experience influencing and collaborating at the executive level.

#LI-Remote #LI-CR1

Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee's ability to perform their job duties may result in disciplinary action, up to and including termination.