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Remote Bank Risk Management Jobs in Clayton, NJ (NOW HIRING)

... Services Risk Management & Compliance Business Continuity & Disaster Recovery Security & Privacy ... TDbank, IT - Bus Systems Analyst IV /$65.00 hr./W2 basis + Benefit coverage| 100% Remote . And ...

... banking and risk management functions and BAI's knowledge in serving the retail banking and ... off, hybrid and remote working models, tuition assistance and the ability to work in a ...

... manage cyber, risk, and technology programs. Recruiting for this role ends on 12/31/2026. Work you ... This compensation range is specific to a Remote role and takes into account the wide range of ...

Software Engineer

Philadelphia, PA · On-site +1

$75K - $95K/yr

... banking and risk management functions and BAI's knowledge in serving the retail banking and ... off, hybrid and remote working models, tuition assistance and the ability to work in a ...

Showing results 21-40

Remote Bank Risk Management information

See Clayton, NJ salary details

$48.5K

$105.1K

$160.1K

How much do remote bank risk management jobs pay per year?

As of Aug 8, 2026, the average yearly pay for remote bank risk management in Clayton, NJ is $105,051.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,800.00 and $121,500.00 per year, depending on experience, location, and employer.

What is remote bank risk management?

Remote Bank Risk Management refers to the process of identifying, assessing, and mitigating financial and operational risks for banks while working remotely. Professionals in this field analyze potential risks such as credit, market, operational, and compliance risks using digital tools and online communication. They implement risk management strategies, monitor transactions, and ensure regulatory compliance without being physically present at the bank’s location. This role is increasingly important as banks adopt more flexible and remote work arrangements.

What is the difference between Remote Bank Risk Management vs Remote Credit Analyst?

AspectRemote Bank Risk ManagementRemote Credit Analyst
Required CredentialsBanking certifications, risk management degreesFinance, economics degrees, credit analysis certifications
Work EnvironmentBanking institutions, financial firmsFinancial services, lending companies
Employer & Industry UsageUsed in risk departments of banksUsed in lending and credit departments
Search & Comparison IntentUnderstanding risk roles in bankingAssessing credit risk and loan decisions

Remote Bank Risk Management focuses on identifying and mitigating risks within banking operations, requiring risk management expertise. Remote Credit Analysts evaluate creditworthiness of borrowers, focusing on loan approvals. While both roles involve financial analysis, Risk Management emphasizes risk mitigation strategies, whereas Credit Analysts concentrate on credit assessment. Both roles are essential in banking but serve different functions within the financial industry.

What are some common challenges faced by professionals in remote bank risk management, and how can they be addressed?

Professionals in remote bank risk management often encounter challenges such as limited direct access to internal teams, rapidly evolving regulatory requirements, and the need to stay updated on emerging financial risks. Effective communication through virtual collaboration tools, regular training on compliance updates, and leveraging advanced risk assessment software can help address these obstacles. Building strong relationships with cross-functional teams and maintaining clear documentation are also key to ensuring risk oversight remains robust, even in a remote setting.

What are the key skills and qualifications needed to thrive as a remote bank risk management professional, and why are they important?

To thrive in Remote Bank Risk Management, you need strong analytical skills, a background in finance or economics, and typically a relevant degree such as a bachelor's in finance, accounting, or risk management. Familiarity with risk assessment software, regulatory compliance systems, and certifications like FRM (Financial Risk Manager) or CFA are often required. Exceptional communication, critical thinking, and attention to detail are essential soft skills for identifying risks and collaborating with remote teams. These competencies ensure accurate risk evaluation and effective mitigation, which are crucial for maintaining financial stability and regulatory compliance in a remote setting.
What cities near Clayton, NJ are hiring for Remote Bank Risk Management jobs? Cities near Clayton, NJ with the most Remote Bank Risk Management job openings:
Infographic showing various Remote Bank Risk Management job openings in Clayton, NJ as of August 2026, with employment types broken down into 76% Full Time, 12% Part Time, and 12% Contract. Highlights an 22% In-person, and 78% Remote job distribution, with an average salary of $105,051 per year, or $50.5 per hour.

Director, Credit Risk Oversight - Consumer Lending (2nd Line of Defense)

Best Egg

Wilmington, DE • Remote

$125K - $150K/yr

Full-time

Re-posted 27 days ago


Job description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities.


At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives.


With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique.


We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.


We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team.


About the Role

We are seeking an experienced Director of Credit Risk Oversight to join our Second Line of Defense (2LOD) supporting unsecured and secured personal loan products. This role will provide independent oversight, governance, and credible challenge across credit underwriting, pricing, loan amount, portfolio performance, credit policy governance, and risk appetite.

This individual will play a critical role in ensuring that credit strategy and growth initiatives are aligned with the company’s risk appetite, regulatory expectations, and sound risk management practices.

Key Responsibilities:

Credit Risk Oversight & Governance

  • Provide independent 2LOD oversight and challenge of credit underwriting, loan amount/credit exposure, pricing, and portfolio performance strategies
  •  Ensure effective governance frameworks are in place for credit decisioning, strategy changes, documentation, and reporting

Portfolio Monitoring & Risk Analytics

  • Monitor portfolio performance across originations, vintages, and customer segments
  • Identify emerging risks, evolving trends, and portfolio concentration opportunities
  • Evaluate impacts of strategy changes on approval rates, credit quality, and profitability

 Marketing & Growth Strategy Oversight

  • Understanding of marketing and growth strategies impacts to ensure alignment with credit risk appetite and portfolio objectives
  • Review expansion strategies (e.g., new segments, channels, or products) for risk implications

Regulatory & Compliance Oversight

  • Ensure adherence to applicable consumer lending and fair lending regulations (e.g., ECOA/Reg B, FCRA, UDAAP, etc.)
  • Provide effective challenge on fair lending risk, model bias, and disparate impact considerations
  • Support regulatory exams, internal audits, and issue remediation

Risk Reporting & Governance

  • Develop and maintain credit risk reporting, insights, and dashboards  
  • Escalate material risks, control gaps, or model concerns in a timely manner

Change Management & Innovation

  • Provide oversight of new credit strategies, model deployments, and product launches
  • Ensure appropriate risk assessment and governance for FinTech-driven innovations (e.g., alternative data, AI/ML models)
  • Support ongoing enhancement of credit risk frameworks and controls
Qualifications:

Required Experience

  • 10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending
  • Direct experience managing or overseeing first or second line of defense credit risk functions required
  • Experience in 2LOD, model risk, validation, or audit, or strong exposure to independent oversight functions
  • Deep understanding of credit risk models and decision strategies
  • Proven experience analyzing portfolio performance and credit trends

Preferred Experience

  • Experience in a FinTech and/or regulated banking environment  
  • Exposure to digital lending, alternative data, or advanced analytics/ML models

Regulatory Knowledge

  • Strong knowledge of consumer lending regulations, including:
    • ECOA / Regulation B (fair lending)
    • FCRA
    • UDAAP
  • Experience in addressing fair lending and model governance risks preferred
Skills & Competencies
  • Strong risk and control mindset with ability to provide independent, credible challenge
  • Advanced analytical and quantitative skills
  • Ability to connect credit strategy decisions to portfolio outcomes and risk appetite
  • Excellent communication and stakeholder management
  • Ability to operate effectively in a fast-paced, data-driven FinTech environment
  • Willingness to adapt to a fast-paced environment and adjust priorities accordingly
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
·       Pre-tax and post-tax retirement savings plans with a competitive company matching
program
·       Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
·       Multiple health care plans to choose from, including dental and vision options
·       Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
·       Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
·       Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
 
 
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy  here