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Remote Adjuster Jobs in Frederick, MD (NOW HIRING)

Erie Insurance

Inside Property Adjuster

Hagerstown, MD · On-site +1

$44K - $71K/yr

... remote work bank. * Must be willing to obtain the required State's Adjuster's License Duties and ... Responsibilities * Contacts Policyholders regarding property claims within level of authority.

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Remote Adjuster information

See Frederick, MD salary details

$31.3K

$64.6K

$97.4K

How much do remote adjuster jobs pay per year?

As of Sep 4, 2026, the average yearly pay for remote adjuster in Frederick, MD is $64,570.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,700.00 and $74,600.00 per year, depending on experience, location, and employer.

What is a remote adjuster?

A Remote Adjuster is a professional who evaluates insurance claims from a remote location, rather than visiting sites in person. They review documents, photos, videos, and other evidence submitted digitally to assess the extent of damage or loss. Remote Adjusters communicate with claimants, policyholders, and other parties via phone, email, or video calls to gather necessary information and resolve claims efficiently. This role often requires strong analytical, communication, and technology skills to ensure accurate and fair claim settlements.

What does a remote adjuster do?

As a remote adjuster, you travel to sites to investigate insurance claims. Since this is a “remote” role, you do not have an office, so you work from home to complete paperwork and other duties. You review property damage and gather additional information to determine insurance coverage and payout. You may review police reports, collect photographs and statements, interview witnesses, and consult with professionals to understand the events that occurred and the damage obtained. A remote adjuster also assists with negotiations of how much the insurance company must pay. You may handle a variety of claims, including home, automobile, and life insurance.

What are the key skills and qualifications needed to thrive as a remote adjuster, and why are they important?

To thrive as a Remote Adjuster, you need a solid understanding of insurance policies, claims investigation, and relevant state licensing. Familiarity with claims management software, digital communication tools, and industry certifications like AIC (Associate in Claims) are typically required. Strong attention to detail, problem-solving abilities, and effective communication skills help set top performers apart in this role. These skills ensure accurate and timely claims resolution, superior customer service, and compliance with regulatory standards.

How do remote adjusters typically collaborate with on-site teams and clients during the claims process?

Remote Adjusters often rely on technology to maintain effective communication with both on-site teams and clients. They use video calls, digital documentation platforms, and real-time chat tools to gather necessary information, review evidence, and provide updates throughout the claims process. Establishing clear lines of communication and being proactive in addressing questions or concerns is crucial for maintaining trust and ensuring claims are processed efficiently, despite working remotely. Strong organizational skills and familiarity with collaboration software are valuable assets in this role.

What is the difference between Remote Adjuster vs Claims Examiner?

AspectRemote AdjusterClaims Examiner
Required CredentialsAdjuster license, insurance knowledgeClaims handling certification, insurance background
Work EnvironmentRemote, insurance companies, adjusting firmsRemote or office-based, insurance companies, third-party administrators
Industry UsageInsurance claims adjustment, property/casualtyClaims review, verification, and decision-making

Remote Adjusters and Claims Examiners both work in the insurance industry, often remotely. Adjusters focus on assessing damages and determining claim payouts, requiring licensing and hands-on evaluation skills. Claims Examiners review claims for accuracy and compliance, often requiring claims handling certifications. While their roles overlap in insurance claims processing, their specific responsibilities and credentials differ, making each suited for different career paths within the insurance sector.

More about Remote Adjuster jobs

What are popular job titles related to Remote Adjuster jobs in Frederick, MD?

For Remote Adjuster jobs in Frederick, MD, the most frequently searched job titles are:

What cities near Frederick, MD are hiring for Remote Adjuster jobs?

Cities near Frederick, MD with the most Remote Adjuster job openings:

Remote Adjuster jobs near you
Infographic showing various Remote Adjuster job openings in Frederick, MD as of August 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 62% Physical, 13% Hybrid, and 25% Remote job distribution, with an average salary of $64,570 per year, or $31 per hour.

Inside Property Adjuster

Erie Insurance

Hagerstown, MD • On-site, Remote

$44K - $71K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Key responsibilities

  • Contacts policyholders regarding property claims within level of authority and conducts investigations.

  • Evaluates claim information, prepares estimates, and makes recommendations regarding coverage and payments.

  • Documents claim files, reviews reports, and submits final reports for claim closure.

Erie Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 84 frontline employees who took The Breakroom Quiz

57th of 315 rated insurance

Job description

Division or Field Office:

Property & Material Damage Div

Department of Position: Property Damage Dept 

Work from:

Branch Office Salary Range:

$44,936.00 - $71,781.00 *

salary range is for this level and may vary based on actual level of role hired for

*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies.  Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia. 
Benefits That Go Beyond The Basics

We strive to be Above all in Service to our customers-and to our employees. That's why Erie Insurance offers you an exceptional benefits package, including:

  • Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.
  • Low contributions to medical and prescription premiums. We currently pay up to 97% of employees' monthly premium costs.
  • Pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
  • 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.
  • Paid time off. Paid vacation, personal days, sick days, bereavement days and parental leave.
  • Career development. Including a tuition reimbursement program for higher education and industry designations.
     

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Exercises independent discretion or judgment in telephonically handling property claims within designated level of authority.

  • There are 2 job openings
  • The ideal candidate can live anywhere in the Erie footprint (WI, IL, IN, OH, KY, TN, VA, WV, PA, NC, NY, MD)
  • The successful candidate will work from the branch office closest to their residence, subject to ERIE's standard policies, including access to a remote work bank.
  • Must be willing to obtain the required State's Adjuster's License
Duties and Responsibilities
  • Contacts Policyholders regarding property claims within level of authority. Conducts investigations, interviews insureds and witnesses, inspects damage as needed and prepares estimates. Evaluates and makes recommendations regarding coverage of claims. Performs desk review of repair estimates as required.
  • Handles property claims within designated authority. Sets and maintains adequate reserves. Obtains and reviews reports, statements, records and related materials as required. Evaluates information to determine coverage and total value of claim. Determines payments and issues checks or declines payment as required.
  • Documents claim files and submits final report to file for closure.
  • Identifies subrogation situations and initiates appropriate action.
  • Interacts with Agents and district sales managers on matters of mutual concern.
  • Develops and applies a working knowledge of estimating practices and procedures relating to the adjustment of property claims.
  • Attends industry-related training programs and attends other training sessions to stay current on policy changes, interpretation or new legislation.
  • Participates on Catastrophe Team when required.


The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.


This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become clear.

Capabilities
  • Values Diversity
  • Nimble Learning
  • Self-Development
  • Collaborates
  • Customer Focus
  • Cultivates Innovation
  • Instills Trust
  • Optimizes Work Processes (IC)
  • Job-Specific Knowledge
  • Ensures Accountability
  • Decision Quality
Qualifications

Minimum Educational and Experience Requirements

  • High school diploma or GED required.
  • Bachelor's degree preferred.


Additional Experience 

  • Previous claims experience preferred.
  • Position requires incumbents to provide support during periods of heavy volume.
  • Willingness to pursue and complete Technical Learning Center Training required.


Designations and/or Licenses 

  • Appropriate license as required by state.
  • Successful completion of AIC 33 and AIC 35 preferred.
  • Valid driver's license and good driving record preferred.
Physical Requirements
  • Lifting/Moving 0-20 lbs; Occasional (<20%)
  • Lifting/Moving 20-50 lbs; Occasional (<20%)
  • Ability to move over 50 lbs using lifting aide equipment; Occasional (<20%)
  • Driving; Occasional (<20%)
  • Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%)
  • Manual Keying/Data Entry/inputting information/computer use; Often (20-50%)
  • Climbing/accessing heights; Rarely

What Erie Insurance Group employees say

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