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How much do rbc insurance insurance risk management jobs pay per year?

As of Jun 5, 2026, the average yearly pay for rbc insurance insurance risk management in the United States is $121,506.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,000.00 and $138,000.00 per year, depending on experience, location, and employer.

Senior Manager of Insurance Risk

Shopping Center Management d b a Turnberry Associates

Miami, FL • On-site

Full-time

Posted 9 days ago

Job description

About the Job

(Job Summary)

The Senior Manager, Insurance & Risk plays a critical role in safeguarding the Company’s assets, operations, and strategic objectives by leading the management of the organization’s insurance programs and insurable risk portfolio. This role is responsible for risk financing strategies, policy placement, and the effective transfer of risk across a diversified portfolio that includes Corporate, Hospitality, Retail, M&A, and Construction/Development operations.
The Senior Manager partners closely with executive leadership, Legal, Finance, and Operations to identify, assess, and mitigate risks impacting the business. In addition, the position supports safety and security initiatives and oversees tort‑related matters in coordination with the Legal team. Key responsibilities include insurance program administration, risk analysis, renewal and payment tracking, evaluation of alternative risk structures, and clear communication of risk exposures and mitigation strategies to stakeholders.

What You Do:

(Duties/Responsibilities)

  • Serve as the primary liaison to insurance brokers and carriers, maintaining strong relationships while staying informed on market conditions, underwriting trends, and industry developments.
  • Lead the design, placement, and administration of insurance and risk‑transfer programs across all Company verticals, including Corporate, Hospitality, Retail, M&A, and Construction/Development.
  • Oversee coverage placement for executive and ownership personal lines, including homeowners, valuable articles, aircraft, marine/boat, personal umbrella, and personal auto policies.
  • Coordinate closely with brokers and internal stakeholders to compile underwriting data and support timely and accurate policy placement.
  • Identify, evaluate, and manage insurance coverage across a broad portfolio, including Property, General Liability, Workers’ Compensation, Business Auto, Builders Risk, EPLI, OCIP, Active Assailant, Fiduciary, Crime, Inland Marine, Directors & Officers, Cyber, and other specialty lines.
  • Identify coverage gaps and secure competitive quotes for executive and ownership review.
  • Monitor and assess emerging insurance products and market innovations relevant to Company operations.
  • Drive insurance cost control strategies and provide comparative pricing analyses for executive leadership during renewal and placement decisions.
  • Support annual insurance budgeting, including premium projections and self‑insured loss fund contributions.
  • Conduct financial and risk analysis related to insurance rates, coverage structures, exposures, and claims performance.
  • Act as the primary point of contact for vendors, consultants, and partners on risk management initiatives, coordinating required certifications, trainings, and inspections to ensure compliance and operational excellence.
  • Support corporate safety initiatives by analyzing claim trends, administering safety recommendations, participating in walkthroughs, and helping reduce risk exposure.
  • Assist with crisis planning efforts and provide strategic recommendations for implementation.
  • Own first‑party property and auto claims, managing carrier submissions, documentation, recovery, and restoration efforts in partnership with brokers, adjusters, and business units.
  • Review contracts across all verticals to ensure insurance compliance, accuracy, and alignment with risk‑transfer objectives.
  • Maintain close coordination with executive leadership, Legal, and ownership on all insurance and risk‑related matters.
  • Oversee certificate of insurance compliance for retail tenants, vendors, and marketing activations, ensuring adherence to contractual requirements.
  • Draft and review insurance and indemnification language in contracts, including specialty endorsements and risk‑transfer provisions.
  • Prepare executive‑level summaries and maintain oversight of premium allocations by asset.
  • Utilize risk‑management platforms and carrier portals (e.g., Evident, Yardi, Indio) for submissions, compliance tracking, and reporting.
  • Support insurance program restructuring during ownership transitions and ensure adherence to lender covenants related to M&A activity.
  • Align contractor insurance requirements, exhibits, and specialty coverages for development and construction projects.
  • Collaborate closely with Legal to ensure cohesive, enterprise‑wide risk mitigation strategies.

This job description does not imply that the listed duties are the only responsibilities to be performed by the employee in this position. Employees may be required to carry out other job-related tasks assigned by their supervisor or management.

What You Bring to the Table:

(Requirements)

  • Minimum 10+ years of experience in insurance, risk management, brokerage, underwriting, or a related discipline.
  • Deep understanding of insurance program structures, coverage forms, risk financing concepts, and carrier/broker operations.
  • Bachelor’s degree in Business, Insurance, Risk Management, or a related field preferred.
  • Strong working knowledge of Property and Casualty insurance lines, tort principles, indemnity, and damages.
  • Proven experience with claims management and end‑to‑end insurance program administration.
  • Exceptional communication and relationship‑management skills, with the ability to influence and partner across all organizational levels.
  • Demonstrated ability to interpret insurance policies, endorsements, and contractual risk‑transfer requirements.
  • Strong analytical, financial, and problem‑solving skills with meticulous attention to detail.
  • Proficiency in risk management systems and tools.
  • High level of discretion and professionalism in handling confidential information.
  • Ability to effectively engage with executives, operational leaders, brokers, legal counsel, and external partners.

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