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Property Risk Analyst Jobs in Florida (NOW HIRING)

... property data, construction details, and loss history. * Collaborate with insurance brokers ... Strong analytical, organizational, and communication skills. * Proficiency in Microsoft Excel and ...

... property data, construction details, and loss history. * Collaborate with insurance brokers ... Strong analytical, organizational, and communication skills. * Proficiency in Microsoft Excel and ...

... analyses, dashboards, and executive decision materials. * Strong understanding of property and ... Graduate degree in Finance, Risk Management, Business Administration, or a related field.

Analyze property and liability claims data to identify trends, root causes, and exposures. * Work ... Proficiency in Risk Management-related information systems * Proficiency in Microsoft 365 ...

Administers insurance programs in property, casualty, automobile, and worker's compensation ... Analyzing statistical data and determining appropriate action * Performing complex investigations

Risk Division Manager

Clearwater, FL · On-site

$96K - $154K/yr

Administers insurance programs in property, casualty, automobile, and worker's compensation ... incidents Analyzing statistical data and determining appropriate action Performing complex ...

Risk Manager

Winter Park, FL · On-site

$80K - $100K/yr

Property: First-party property claims support including documentation, valuation coordination, and ... Participate in claim reviews, loss runs analysis, and meetings with carriers. * Maintain detailed ...

Property: First-party property claims support including documentation, valuation coordination, and ... Participate in claim reviews, loss runs analysis, and meetings with carriers. * Maintain detailed ...

Property: First-party property claims support including documentation, valuation coordination, and ... Participate in claim reviews, loss runs analysis, and meetings with carriers. * Maintain detailed ...

Showing results 41-60

Property Risk Analyst information

What does a property risk analyst do?

A Property Risk Analyst evaluates the potential risks associated with real estate properties, such as natural disasters, fire, theft, or other hazards. They assess data, inspect properties, and use statistical models to predict the likelihood and impact of various risk factors. Their work helps insurance companies, real estate firms, and property owners make informed decisions about coverage, loss prevention, and risk mitigation strategies. By identifying vulnerabilities, they recommend measures to reduce potential losses and improve property safety.

What are the key skills and qualifications needed to thrive as a property risk analyst, and why are they important?

To thrive as a Property Risk Analyst, you need strong analytical skills, knowledge of risk assessment methodologies, and a relevant degree in fields like finance, insurance, or risk management. Familiarity with risk modeling software, property valuation tools, and data analysis platforms such as Excel or SQL is typically required. Attention to detail, effective communication, and problem-solving abilities are essential soft skills for evaluating property risks and presenting findings to stakeholders. These skills and qualities are crucial for accurately assessing risks, informing decision-making, and ensuring clients or organizations are adequately protected against potential property losses.

How does a property risk analyst typically collaborate with other departments within an organization?

Property Risk Analysts frequently work with teams across insurance, facilities management, legal, and finance to identify and mitigate potential property-related risks. They may coordinate with facility managers to conduct site inspections, work with legal teams to ensure compliance with regulations, and partner with finance to assess the potential financial impact of risks. Effective collaboration is essential for developing comprehensive risk management strategies and ensuring all relevant stakeholders are informed and aligned.

What is the difference between Property Risk Analyst vs Property Underwriter?

AspectProperty Risk AnalystProperty Underwriter
CredentialsBachelor's in risk management, insurance, or related field; certifications like ARM or CPCU beneficialBachelor's in finance, insurance, or related; similar certifications valued
Work EnvironmentAnalyzing data, assessing risks, often in an office settingEvaluating insurance applications, making underwriting decisions
Employer & IndustryInsurance companies, risk management firmsInsurance companies, brokerage firms
Primary FocusAssessing and quantifying property risksDeciding on policy terms and premiums based on risk assessment

While both roles involve risk assessment in property insurance, Property Risk Analysts focus on analyzing and quantifying risks, whereas Property Underwriters make decisions on policy issuance and pricing based on risk evaluations.

Do property risk analysts make good money?

Property risk analysts typically earn a median annual salary that is competitive within the insurance and risk management industries, with salaries varying based on experience, location, and certifications such as CPCU or ARM. Entry-level positions may start lower, while experienced analysts or those in senior roles can earn higher compensation, often including bonuses and benefits. The role requires strong analytical skills and knowledge of property insurance and risk assessment tools.

How much do property risk analysts get paid?

Property risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with specialized skills or certifications can earn higher salaries. Compensation often includes benefits such as health insurance and retirement plans.

What qualifications do I need to be a property risk analyst?

A property risk analyst typically needs a bachelor's degree in fields such as risk management, finance, insurance, or related areas. Relevant skills include strong analytical abilities, knowledge of insurance policies and risk assessment tools, and often professional certifications like the Associate in Risk Management (ARM) or Chartered Property Casualty Underwriter (CPCU).

What cities in Florida are hiring for Property Risk Analyst jobs?

Cities in Florida with the most Property Risk Analyst job openings:

Senior Manager of Insurance Risk

Aventura, FL • On-site

Full-time

Posted 10 days ago


Job description

About the Job

(Job Summary)

The Senior Manager, Insurance & Risk plays a critical role in safeguarding the Company’s assets, operations, and strategic objectives by leading the management of the organization’s insurance programs and insurable risk portfolio. This role is responsible for risk financing strategies, policy placement, and the effective transfer of risk across a diversified portfolio that includes Corporate, Hospitality, Retail, M&A, and Construction/Development operations.
The Senior Manager partners closely with executive leadership, Legal, Finance, and Operations to identify, assess, and mitigate risks impacting the business. In addition, the position supports safety and security initiatives and oversees tort‑related matters in coordination with the Legal team. Key responsibilities include insurance program administration, risk analysis, renewal and payment tracking, evaluation of alternative risk structures, and clear communication of risk exposures and mitigation strategies to stakeholders.

What You Do:

(Duties/Responsibilities)

  • Serve as the primary liaison to insurance brokers and carriers, maintaining strong relationships while staying informed on market conditions, underwriting trends, and industry developments.
  • Lead the design, placement, and administration of insurance and risk‑transfer programs across all Company verticals, including Corporate, Hospitality, Retail, M&A, and Construction/Development.
  • Oversee coverage placement for executive and ownership personal lines, including homeowners, valuable articles, aircraft, marine/boat, personal umbrella, and personal auto policies.
  • Coordinate closely with brokers and internal stakeholders to compile underwriting data and support timely and accurate policy placement.
  • Identify, evaluate, and manage insurance coverage across a broad portfolio, including Property, General Liability, Workers’ Compensation, Business Auto, Builders Risk, EPLI, OCIP, Active Assailant, Fiduciary, Crime, Inland Marine, Directors & Officers, Cyber, and other specialty lines.
  • Identify coverage gaps and secure competitive quotes for executive and ownership review.
  • Monitor and assess emerging insurance products and market innovations relevant to Company operations.
  • Drive insurance cost control strategies and provide comparative pricing analyses for executive leadership during renewal and placement decisions.
  • Support annual insurance budgeting, including premium projections and self‑insured loss fund contributions.
  • Conduct financial and risk analysis related to insurance rates, coverage structures, exposures, and claims performance.
  • Act as the primary point of contact for vendors, consultants, and partners on risk management initiatives, coordinating required certifications, trainings, and inspections to ensure compliance and operational excellence.
  • Support corporate safety initiatives by analyzing claim trends, administering safety recommendations, participating in walkthroughs, and helping reduce risk exposure.
  • Assist with crisis planning efforts and provide strategic recommendations for implementation.
  • Own first‑party property and auto claims, managing carrier submissions, documentation, recovery, and restoration efforts in partnership with brokers, adjusters, and business units.
  • Review contracts across all verticals to ensure insurance compliance, accuracy, and alignment with risk‑transfer objectives.
  • Maintain close coordination with executive leadership, Legal, and ownership on all insurance and risk‑related matters.
  • Oversee certificate of insurance compliance for retail tenants, vendors, and marketing activations, ensuring adherence to contractual requirements.
  • Draft and review insurance and indemnification language in contracts, including specialty endorsements and risk‑transfer provisions.
  • Prepare executive‑level summaries and maintain oversight of premium allocations by asset.
  • Utilize risk‑management platforms and carrier portals (e.g., Evident, Yardi, Indio) for submissions, compliance tracking, and reporting.
  • Support insurance program restructuring during ownership transitions and ensure adherence to lender covenants related to M&A activity.
  • Align contractor insurance requirements, exhibits, and specialty coverages for development and construction projects.
  • Collaborate closely with Legal to ensure cohesive, enterprise‑wide risk mitigation strategies.

This job description does not imply that the listed duties are the only responsibilities to be performed by the employee in this position. Employees may be required to carry out other job-related tasks assigned by their supervisor or management.

 

What You Bring to the Table:

(Requirements)

  • Minimum 10+ years of experience in insurance, risk management, brokerage, underwriting, or a related discipline.
  • Deep understanding of insurance program structures, coverage forms, risk financing concepts, and carrier/broker operations.
  • Bachelor’s degree in Business, Insurance, Risk Management, or a related field preferred.
  • Strong working knowledge of Property and Casualty insurance lines, tort principles, indemnity, and damages.
  • Proven experience with claims management and end‑to‑end insurance program administration.
  • Exceptional communication and relationship‑management skills, with the ability to influence and partner across all organizational levels.
  • Demonstrated ability to interpret insurance policies, endorsements, and contractual risk‑transfer requirements.
  • Strong analytical, financial, and problem‑solving skills with meticulous attention to detail.
  • Proficiency in risk management systems and tools.
  • High level of discretion and professionalism in handling confidential information.
  • Ability to effectively engage with executives, operational leaders, brokers, legal counsel, and external partners.