1

Property Risk Analyst Jobs in Florida (NOW HIRING)

The candidate will perform catastrophe risk analytics necessary for reinsurance evaluation under ... Collaborate with junior team members in basic aspects of property (re)insurance and especially ...

The candidate will perform catastrophe risk analytics necessary for reinsurance evaluation under ... Collaborate with junior team members in basic aspects of property (re)insurance and especially ...

Key Responsibilities Risk Engineering & Loss Control - Conduct property risk engineering surveys at ... You'll collaborate with engineers, brokers, and analytics experts while helping clients strengthen ...

Showing results 21-40

Property Risk Analyst information

What does a property risk analyst do?

A Property Risk Analyst evaluates the potential risks associated with real estate properties, such as natural disasters, fire, theft, or other hazards. They assess data, inspect properties, and use statistical models to predict the likelihood and impact of various risk factors. Their work helps insurance companies, real estate firms, and property owners make informed decisions about coverage, loss prevention, and risk mitigation strategies. By identifying vulnerabilities, they recommend measures to reduce potential losses and improve property safety.

What are the key skills and qualifications needed to thrive as a property risk analyst, and why are they important?

To thrive as a Property Risk Analyst, you need strong analytical skills, knowledge of risk assessment methodologies, and a relevant degree in fields like finance, insurance, or risk management. Familiarity with risk modeling software, property valuation tools, and data analysis platforms such as Excel or SQL is typically required. Attention to detail, effective communication, and problem-solving abilities are essential soft skills for evaluating property risks and presenting findings to stakeholders. These skills and qualities are crucial for accurately assessing risks, informing decision-making, and ensuring clients or organizations are adequately protected against potential property losses.

How does a property risk analyst typically collaborate with other departments within an organization?

Property Risk Analysts frequently work with teams across insurance, facilities management, legal, and finance to identify and mitigate potential property-related risks. They may coordinate with facility managers to conduct site inspections, work with legal teams to ensure compliance with regulations, and partner with finance to assess the potential financial impact of risks. Effective collaboration is essential for developing comprehensive risk management strategies and ensuring all relevant stakeholders are informed and aligned.

What is the difference between Property Risk Analyst vs Property Underwriter?

AspectProperty Risk AnalystProperty Underwriter
CredentialsBachelor's in risk management, insurance, or related field; certifications like ARM or CPCU beneficialBachelor's in finance, insurance, or related; similar certifications valued
Work EnvironmentAnalyzing data, assessing risks, often in an office settingEvaluating insurance applications, making underwriting decisions
Employer & IndustryInsurance companies, risk management firmsInsurance companies, brokerage firms
Primary FocusAssessing and quantifying property risksDeciding on policy terms and premiums based on risk assessment

While both roles involve risk assessment in property insurance, Property Risk Analysts focus on analyzing and quantifying risks, whereas Property Underwriters make decisions on policy issuance and pricing based on risk evaluations.

Do property risk analysts make good money?

Property risk analysts typically earn a median annual salary that is competitive within the insurance and risk management industries, with salaries varying based on experience, location, and certifications such as CPCU or ARM. Entry-level positions may start lower, while experienced analysts or those in senior roles can earn higher compensation, often including bonuses and benefits. The role requires strong analytical skills and knowledge of property insurance and risk assessment tools.

How much do property risk analysts get paid?

Property risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with specialized skills or certifications can earn higher salaries. Compensation often includes benefits such as health insurance and retirement plans.

What qualifications do I need to be a property risk analyst?

A property risk analyst typically needs a bachelor's degree in fields such as risk management, finance, insurance, or related areas. Relevant skills include strong analytical abilities, knowledge of insurance policies and risk assessment tools, and often professional certifications like the Associate in Risk Management (ARM) or Chartered Property Casualty Underwriter (CPCU).

What cities in Florida are hiring for Property Risk Analyst jobs?

Cities in Florida with the most Property Risk Analyst job openings:

Senior Catastrophe Risk Modeling Analyst

Coral Gables, FL • On-site, Remote

The Hartford Financial Services Group, Inc.
Finance and Insurance • 10K+ employees

$109K - $163K/yr

Full-time

Re-posted 2 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 122 frontline employees who took The Breakroom Quiz


Job description

Sr Risk Analyst - KR07DE
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We are seeking a highly skilled and motivated Senior Catastrophe Risk Modeling Analyst to join our Reinsurance team. This role supports underwriting decisions by providing catastrophe modeling and exposure management for contracts with natural catastrophe exposures-earthquake, hurricane, flood with a focus on Latin America and the Caribbean with additional support for our US and Intl segments if need be.
The successful candidate will report into the Head of Catastrophe modelling for Nav Re and work closely with experienced reinsurance underwriters and contribute to the company's strategic risk assessment capabilities.
This role will have a Hybrid work arrangement, with the expectation of working in an office (Coral Gables, FL; Boston, MA; Stamford, CT, NY, NY) 3 days a week (Tuesday through Thursday)
Key Responsibilities
  • Serve as our Catastrophe modeling domain expert and business partner for our portfolio in Latin America
  • Deliver catastrophe modeling and analytical support for Latin America property treaties within tight turnaround times.
  • Review and validate broker and client submission data and engage proactively with brokers/clients modelling teams to resolve data and modeling queries.
  • Maintain ongoing communication with underwriting teams to understand business needs.
  • Develop and implement reporting and data solutions for exposure management.
  • Support catastrophe event response efforts.
  • Collaborate with underwriting and IT to improve exposure capture processes.
  • Contribute to the development of the company's view of catastrophe risk.
  • Contribute to our 1/1, 4/1 and 7/1 roll up review.
  • Work with our Enterprise Risk Management team on modelling deliverables and updates throughout the year
  • Identify and implement opportunities to streamline the data capture and modelling process with AI or automation.
  • Communicate modeling insights clearly and effectively to both technical and non-technical stakeholders, including senior leadership.
  • Contribute to our retrocession planning process.

Qualifications/Skills
  • Bachelor's degree or higher in science, engineering, mathematics, or a related field.
  • Minimum 5 years of experience in P&C insurance or reinsurance.
  • Strong analytical and problem-solving skills.
  • Fluent in SQL; working knowledge of Python.
  • Advanced Excel skills; VBA experience preferred.
  • Experience with AIR models and AnalyzeRe platform preferred.
  • Solid understanding of catastrophe modeling concepts and database structures.
  • Working knowledge of Spanish; fluency preferred.
  • Excellent communication skills, with the ability to explain complex technical concepts to senior leadership.
  • Demonstrated interest in leadership development with a willingness to mentor others and grow into future leadership roles.

Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$109,040 - $163,560
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

Social media