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Property Insurance Risk Engineer Jobs (NOW HIRING)

Risk Engineer - Property

Worcester, MA

$82K - $109K/yr

Provides risk assessment services and information to track progress and demonstrate the value of ... We are looking for Loss control property loss control experience. Candidates may be located in MA ...

Risk Engineer - Property

Albany, NY · On-site

$81K - $109K/yr

Provides risk assessment services and information to track progress and demonstrate the value of ... We are looking for Loss control property loss control experience. Candidates may be located in MA ...

Risk Engineer - Property

Manchester, NH · On-site

$82K - $109K/yr

Provides risk assessment services and information to track progress and demonstrate the value of ... We are looking for Loss control property loss control experience. Candidates may be located in MA ...

Risk Engineer Property

Hartford, CT · On-site

$97K - $145K/yr

Provides risk assessment services and information to track progress and demonstrate the value of ... We are looking for Loss control property loss control experience. Candidates may be located in MA ...

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Property Insurance Risk Engineer information

See salary details

$30.5K

$68.6K

$115.5K

How much do property insurance risk engineer jobs pay per year?

As of Jun 16, 2026, the average yearly pay for property insurance risk engineer in the United States is $68,617.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $74,500.00 per year, depending on experience, location, and employer.

What is a Property Insurance Risk Engineer?

A Property Insurance Risk Engineer is a professional who evaluates and analyzes risks associated with properties that are insured or seeking insurance coverage. They inspect buildings, assess fire protection systems, review safety protocols, and recommend risk mitigation strategies to reduce potential losses. Their work helps insurance companies determine appropriate coverage terms and premiums, while also assisting clients in making their properties safer and more resilient to hazards.

What are the key skills and qualifications needed to thrive as a Property Insurance Risk Engineer, and why are they important?

To thrive as a Property Insurance Risk Engineer, you need a strong background in engineering, risk assessment, and property insurance principles, typically supported by a degree in engineering or a related field. Familiarity with risk modeling software, building codes, safety standards, and industry certifications such as CFPS (Certified Fire Protection Specialist) are often required. Excellent analytical thinking, attention to detail, and effective communication skills are essential for conducting site inspections and conveying recommendations. These skills are crucial for accurately evaluating risks, advising clients, and minimizing potential losses for insurance providers.

How does a Property Insurance Risk Engineer typically collaborate with underwriters and clients during the assessment process?

Property Insurance Risk Engineers play a crucial role in bridging the technical assessment of risks with the underwriting process. They frequently conduct on-site inspections, then communicate their findings and recommendations to underwriters, helping them accurately price and structure insurance policies. Additionally, Risk Engineers work directly with clients to develop risk mitigation strategies, explain technical requirements, and ensure compliance with industry standards. This collaborative approach helps both the insurer and client manage exposures more effectively and build strong, trust-based relationships.

What is the difference between Property Insurance Risk Engineer vs Property Underwriter?

AspectProperty Insurance Risk EngineerProperty Underwriter
Primary RoleAssess and analyze property risks to determine insurance coverage and safety measuresEvaluate applications to decide on policy issuance and premium rates
Required CredentialsEngineering degree, certifications like ARM or CPCU often preferredBackground in finance, insurance, or related certifications like CPCU
Work EnvironmentField inspections, risk assessments, collaboration with clients and agentsOffice-based, reviewing applications, and making underwriting decisions
Industry UsageCommonly employed by insurance companies, especially in property linesUsed across insurance companies for policy issuance and management

The Property Insurance Risk Engineer focuses on evaluating property risks through inspections and technical assessments, while the Property Underwriter reviews applications to determine policy terms and premiums. Both roles are essential in the insurance process but differ in their primary responsibilities and work environments.

Infographic showing various Property Insurance Risk Engineer job openings in the United States as of June 2026, with employment types broken down into 83% Full Time, 14% Part Time, 1% Temporary, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $68,617 per year, or $33 per hour.
Risk Engineer - Property

Risk Engineer - Property

Liberty Mutual

Worcester, MA

$82K - $109K/yr

Full-time

Posted 10 days ago


Liberty Mutual rating

8.9

Company rating: 8.9 out of 10

Based on 140 frontline employees who took The Breakroom Quiz

46th of 261 rated insurance


Job description

Description

Provides moderately complex consultative services to an assigned group of customers within a loss prevention specialty area or territory. Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer source of risk, losses and costs. Provides risk assessment services and information to track progress and demonstrate the value of doing business with Liberty Mutual. Serves as a trainer/mentor to less experienced consultants in their specialty area at the discretion of their manager. Enhances the Company`s leadership position in the safety field through developing key relationships.

***We are looking for Loss control property loss control experience. Candidates may be located in MA, NH, CT, Eastern NY, RI, and will be responsible for site visits in VT, NH, MA, ME, RI, CT, and eastern NY***

Responsibilities:

  • Provides an array of expert consultative services to an assigned group of customers within a specialized technical area or territory.
  • Conducts on-site evaluations, evaluates data, and creates/implements service plans to control customer's source of risk, loss and/or costs.
  • Provides expert technical support to other loss prevention employees by advising them about resources available, legislation and applicable regulations, technology, industry trends and effective methods to reduce risk, improve customer satisfaction and demonstrate the value of doing business with Liberty Mutual. Monitors and evaluates the technical quality of loss prevention services provided by less experienced consultants.
  • At the discretion of their manager, provides coaching, mentoring and training to enhance their development and effectiveness.
  • Collaborates with management in developing policies, procedures, service tools, technical resources, techniques and new products in order to support and enhance the delivery of loss prevention consulting services.
  • Participates in actively acquiring and retaining profitable business.
  • Identifies new business opportunities for LP services and may design and execute programs that improve results and increase the number and quality of services customers choose to buy.
  • Enhances Liberty Mutual` s leadership position in the safety field and increases brand awareness by developing a network of contacts.
Qualifications
  • Bachelor's degree with coursework in math, engineering or related areas (or equivalent) and at least 5 years of directly related consulting experience in loss prevention or progressive safety/heath field.
  • Candidates are typically working towards (or obtained) an advanced degree and/or professional certification in one or more of the following areas: CSP, ARM, CRM, CPCU, CIH, or CPE.
  • Advanced knowledge, skills and experience in a specialized field, service planning and delivery, risk assessment, risk analysis, solutions management and progress measurement.
  • Fully effective interpersonal, writing and other communication skills required to develop and maintain relationships with customers, peers, and industry contacts.
  • Demonstrated ability to retrieve and enter information using various proprietary software applications and create/modify documents and complex spreadsheets using Microsoft Office suite.
  • Position requires regular travel.
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.Fair Chance Notices

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco
Employment Type: FULL_TIME

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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