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Property Insurance Risk Engineer Jobs (NOW HIRING)

HDI Global Insurance Company

Property Risk Engineer

$120K - $150K/yr

Property Risk Engineer About HDI Global Insurance Company HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. As a wholly owned subsidiary of HDI ...

Chubb

Risk Engineer, Property & Casualty

Boston, MA · Remote

$89K - $119K/yr

We are currently seeking candidates for a Risk Engineer, Property & Casualty with experience in the insurance, loss control, and/or safety industry. This person will be supporting our Boston, MA ...

Phoenix Investors

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Insurance Risk Manager

West Palm Beach, FL · On-site

The Insurance Risk Manager will support the overall business by providing high-level risk ... Skilled in resolving large property loss claims; able to negotiate advances * Familiarity with ...

Origis Energy

Insurance Risk Manager

Austin, TX · On-site

The Origis team,regarded as one of the leading developers in the U.S., is committed to living five ... Overall management of property, liability, and financial lines insurance programs, including surety.

Origis Energy

Insurance Risk Manager

Miami, FL

The Origis team, regarded as one of the leading developers in the U.S., is committed to living five ... Overall management of property, liability, and financial lines insurance programs, including surety.

AIG

Insurance Risk Manager

New York, NY

Must have 5+ or more years work experience in Property & Casualty insurance industry - functioning as insurance risk manager, underwriter, claims analyst, insurance broker, or insurance consultant

BWXT

Analyst, Insurance Risk

Charlotte, NC

$65K - $103K/yr

S.-based company, BWXT is a Fortune 1000 and Defense News Top 100 manufacturing and engineering ... Analyzes incoming claims (e.g., General Liability, Workers' Comp, Property) to ensure they are ...

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Property Insurance Risk Engineer information

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$30.5K

$68.6K

$115.5K

How much do property insurance risk engineer jobs pay per year?

As of Jun 15, 2026, the average yearly pay for property insurance risk engineer in the United States is $68,617.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $74,500.00 per year, depending on experience, location, and employer.

What is a Property Insurance Risk Engineer?

A Property Insurance Risk Engineer is a professional who evaluates and analyzes risks associated with properties that are insured or seeking insurance coverage. They inspect buildings, assess fire protection systems, review safety protocols, and recommend risk mitigation strategies to reduce potential losses. Their work helps insurance companies determine appropriate coverage terms and premiums, while also assisting clients in making their properties safer and more resilient to hazards.

What are the key skills and qualifications needed to thrive as a Property Insurance Risk Engineer, and why are they important?

To thrive as a Property Insurance Risk Engineer, you need a strong background in engineering, risk assessment, and property insurance principles, typically supported by a degree in engineering or a related field. Familiarity with risk modeling software, building codes, safety standards, and industry certifications such as CFPS (Certified Fire Protection Specialist) are often required. Excellent analytical thinking, attention to detail, and effective communication skills are essential for conducting site inspections and conveying recommendations. These skills are crucial for accurately evaluating risks, advising clients, and minimizing potential losses for insurance providers.

How does a Property Insurance Risk Engineer typically collaborate with underwriters and clients during the assessment process?

Property Insurance Risk Engineers play a crucial role in bridging the technical assessment of risks with the underwriting process. They frequently conduct on-site inspections, then communicate their findings and recommendations to underwriters, helping them accurately price and structure insurance policies. Additionally, Risk Engineers work directly with clients to develop risk mitigation strategies, explain technical requirements, and ensure compliance with industry standards. This collaborative approach helps both the insurer and client manage exposures more effectively and build strong, trust-based relationships.

What is the difference between Property Insurance Risk Engineer vs Property Underwriter?

AspectProperty Insurance Risk EngineerProperty Underwriter
Primary RoleAssess and analyze property risks to determine insurance coverage and safety measuresEvaluate applications to decide on policy issuance and premium rates
Required CredentialsEngineering degree, certifications like ARM or CPCU often preferredBackground in finance, insurance, or related certifications like CPCU
Work EnvironmentField inspections, risk assessments, collaboration with clients and agentsOffice-based, reviewing applications, and making underwriting decisions
Industry UsageCommonly employed by insurance companies, especially in property linesUsed across insurance companies for policy issuance and management

The Property Insurance Risk Engineer focuses on evaluating property risks through inspections and technical assessments, while the Property Underwriter reviews applications to determine policy terms and premiums. Both roles are essential in the insurance process but differ in their primary responsibilities and work environments.

Infographic showing various Property Insurance Risk Engineer job openings in the United States as of June 2026, with employment types broken down into 83% Full Time, 14% Part Time, 1% Temporary, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $68,617 per year, or $33 per hour.

Property Risk Engineer

HDI Global Insurance Company

Remote

$120K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Property Risk Engineer
About HDI Global Insurance Company
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. As a wholly owned subsidiary of HDI Global SE, we manage the industrial lines division of the Talanx Group. With an international network spanning over 150 countries, we deliver sophisticated domestic and global insurance solutions to U.S.-based multinational and middle-market companies across a wide range of industries.
We are hiring a Senior Property Risk Engineer who will provide advanced technical risk assessment and consulting services for internal and external stakeholders. This role supports underwriting and client risk management strategies through detailed property risk evaluations, loss prevention guidance, natural hazard analysis, and operational risk assessments. The Risk Engineer will act as a trusted technical advisor to underwriting teams and clients, helping identify risk improvement opportunities and supporting strategic account management.
Key Responsibilities
  • Perform comprehensive on-site property risk assessments and operational reviews to evaluate exposures, verify risk mitigation strategies, and identify opportunities for loss prevention and risk improvement.
  • Generate detailed, high-quality risk engineering reports in a timely manner to document exposures, evaluate risk quality, and provide actionable recommendations using proprietary tools and systems.
  • Collaborate closely with underwriting teams to assess risk quality, analyze exposures on new and renewal business, and support informed underwriting decisions and preferred risk selection.
  • Deliver advanced risk engineering consultation to customers including insurance risk surveys, loss prevention strategies, natural hazard analysis, risk improvement recommendations, and mitigation specifications.
  • Support the management of complex and strategic accounts by providing account-level engineering services aligned with underwriting objectives and client risk management strategies.
  • Build and maintain strong client relationships by serving as a trusted advisor and helping clients implement proactive risk management and loss prevention practices.
  • Provide technical insight on emerging risks, industry loss trends, and engineering best practices to enhance risk evaluation methodologies.
  • Mentor and support less experienced risk engineers when appropriate, sharing technical knowledge and contributing to the development of team expertise.

Qualifications and Experience
  • Bachelor’s degree or higher in Engineering or a related technical discipline.
  • 5+ years of experience in Property Risk Engineering, including field engineering and account-level risk management for commercial or industrial property risks.
  • Strong technical understanding of property insurance risk evaluation, loss prevention, natural hazards, fire protection systems, and industrial operations across a wide range of commercial industries.
  • Proven ability to collaborate with underwriting teams and provide strategic risk insights that support underwriting decisions and portfolio management.
  • Strong analytical, communication, and client relationship management skills with the ability to present complex risk concepts clearly to technical and non-technical audiences.
  • Experience with complex risk evaluations, account engineering, or managing external risk engineering service providers preferred.
  • Proficient computer skills (e.g., Microsoft Office products).
  • Ability to travel (up to 20%) for client site visits and risk assessments.

Compensation and Benefits

Base salary range for this position is $120,000–$150,000 plus eligibility for a performance-based annual bonus. Actual compensation will be based on experience, education, and geographic location.

We offer a competitive benefits package, including: 401(k) with company match, Paid Time Off, Sick Leave, Medical, Health Reimbursement Arrangement (HRA), Telemedicine, Wellness Program, Employee Assistance Program (EAP), Dental, Vision, Accident amp; Critical Illness Insurance, Flexible Spending Account (FSA), Dependent Care FSA, Group and Voluntary Life Insurance, Short- and Long-Term Disability, Pet Insurance, Transit and Parking benefits.

Additional Information

  • HDI Global Insurance Company is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation.
  • Applicants must be legally authorized to work in the United States.
  • Recruitment Agencies: All resumes submitted without prior HR authorization will be considered unsolicited.

HDI Global Insurance Company participates in E-Verify.

Employment is contingent upon successful completion of a background check and drug screen. Testing will be conducted in compliance with applicable state and local laws.

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