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Property Insurance Risk Engineer Jobs (NOW HIRING)

HDI Global Insurance Company

Risk Engineer

$100K - $130K/yr

HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. We are a wholly owned subsidiary of HDI Global SE, which manages the industrial lines division ...

HDI Global Insurance Company

Marine Risk Engineer

$120K - $150K/yr

HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. As a wholly owned subsidiary of HDI Global SE, we manage the industrial lines division of the ...

Prologis, Inc.

Risk Management Analyst

Denver, CO · On-site

$75K - $110K/yr

Participate in risk engineering and property resilience initiatives, including site reviews, engineering recommendations, and risk improvement activities. * Analyze property, insurance, financial ...

Prologis

Risk Management Analyst

Denver, CO

$75K - $110K/yr

Participate in risk engineering and property resilience initiatives, including site reviews, engineering recommendations, and risk improvement activities. * Analyze property, insurance, financial ...

Prologis

Risk Management Analyst

San Francisco, CA · On-site

$75K - $110K/yr

Participate in risk engineering and property resilience initiatives, including site reviews, engineering recommendations, and risk improvement activities. * Analyze property, insurance, financial ...

Prologis

Risk Management Analyst

Dallas, TX

$75K - $110K/yr

Participate in risk engineering and property resilience initiatives, including site reviews, engineering recommendations, and risk improvement activities. * Analyze property, insurance, financial ...

Phoenix Investors

Be Seen First

Insurance Risk Manager

West Palm Beach, FL · On-site

The Insurance Risk Manager will support the overall business by providing high-level risk ... Skilled in resolving large property loss claims; able to negotiate advances * Familiarity with ...

Aon Corporation

Sr Risk Engineer-Natural Resources

FL · Remote

$150K - $170K/yr

... with insurer expectations for complex energy risks. Key Responsibilities Risk Engineering & Loss Control - Conduct property risk engineering surveys at refining, petrochemical, gas processing ...

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Property Insurance Risk Engineer information

See salary details

$30.5K

$68.6K

$115.5K

How much do property insurance risk engineer jobs pay per year?

As of Sep 10, 2026, the average yearly pay for property insurance risk engineer in the United States is $68,617.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $74,500.00 per year, depending on experience, location, and employer.

What is a property insurance risk engineer?

A Property Insurance Risk Engineer is a professional who evaluates and analyzes risks associated with properties that are insured or seeking insurance coverage. They inspect buildings, assess fire protection systems, review safety protocols, and recommend risk mitigation strategies to reduce potential losses. Their work helps insurance companies determine appropriate coverage terms and premiums, while also assisting clients in making their properties safer and more resilient to hazards.

What are the key skills and qualifications needed to thrive as a property insurance risk engineer?

To thrive as a Property Insurance Risk Engineer, you need a strong background in engineering, risk assessment, and property insurance principles, typically supported by a degree in engineering or a related field. Familiarity with risk modeling software, building codes, safety standards, and industry certifications such as CFPS (Certified Fire Protection Specialist) are often required. Excellent analytical thinking, attention to detail, and effective communication skills are essential for conducting site inspections and conveying recommendations. These skills are crucial for accurately evaluating risks, advising clients, and minimizing potential losses for insurance providers.

How does a property insurance risk engineer typically collaborate with underwriters and clients during the assessment process?

Property Insurance Risk Engineers play a crucial role in bridging the technical assessment of risks with the underwriting process. They frequently conduct on-site inspections, then communicate their findings and recommendations to underwriters, helping them accurately price and structure insurance policies. Additionally, Risk Engineers work directly with clients to develop risk mitigation strategies, explain technical requirements, and ensure compliance with industry standards. This collaborative approach helps both the insurer and client manage exposures more effectively and build strong, trust-based relationships.

What is the difference between Property Insurance Risk Engineer vs Property Underwriter?

AspectProperty Insurance Risk EngineerProperty Underwriter
Primary RoleAssess and analyze property risks to determine insurance coverage and safety measuresEvaluate applications to decide on policy issuance and premium rates
Required CredentialsEngineering degree, certifications like ARM or CPCU often preferredBackground in finance, insurance, or related certifications like CPCU
Work EnvironmentField inspections, risk assessments, collaboration with clients and agentsOffice-based, reviewing applications, and making underwriting decisions
Industry UsageCommonly employed by insurance companies, especially in property linesUsed across insurance companies for policy issuance and management

The Property Insurance Risk Engineer focuses on evaluating property risks through inspections and technical assessments, while the Property Underwriter reviews applications to determine policy terms and premiums. Both roles are essential in the insurance process but differ in their primary responsibilities and work environments.

What do property insurance risk engineers do?

Property insurance risk engineers evaluate the risks associated with insuring buildings and properties by inspecting sites, analyzing construction and safety features, and assessing potential hazards. They use their findings to help insurance companies determine coverage terms, premiums, and risk mitigation strategies, often utilizing specialized tools and industry standards. Their work supports accurate underwriting and loss prevention efforts.

What are popular job titles related to Property Insurance Risk Engineer jobs?

For Property Insurance Risk Engineer jobs, the most frequently searched job titles are:

Infographic showing various Property Insurance Risk Engineer job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $68,617 per year, or $33 per hour.

Risk Engineer

Remote

HDI Global Insurance Company
See more jobs at HDI Global Insurance Companyexternal

$100K - $130K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago

Job description

Risk Engineer
AI Powered. Human Driven.

HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. We are a wholly owned subsidiary of HDI Global SE, which manages the industrial lines division of the Talanx Group. Our broad and flexible portfolio of products and services combined with our international network of local insurers in more than 150 countries, provide us the ability to offer a wide range of domestic and global insurance solutions for U.S. based multinational companies.

We are hiring a Risk Engineer who will deliver advanced risk assessment solutions for internal and external stakeholders (loss prevention, natural hazards, employee safety, facility maintenance, business continuation, etc.).

Key Responsibilities

  • Perform thorough on-site risk assessments and operations reviews to verify our customers' or prospect customer's risk mitigation approaches and to provide customers with risk improvement solutions.
  • Generate detailed risk assessment reports in a timely manner to relay conditions and provide recommendations using proprietary tools and systems.
  • Collaborate with underwriting team on risk quality and exposure of existing accounts and new business, to achieve preferred risk selection.
  • Deliver risk engineering consultation to our customers in the form of insurance risk surveys, risk improvement recommendations, loss mitigation proposals and specifications.
  • Manage account risk portfolio and provide account level engineering to meet underwriting requirements. Build and maintain strong account relationships to drive partnership and engagement.

Qualifications

  • Bachelor’s degree or higher in engineering or related field.
  • 4+ years of experience in Property Risk Engineering (field and account engineering).
  • Strong understanding of property insurance and risk management for a broad range of commercial businesses.
  • Team player, with strong business sense, communication skills and client service mindset.
  • Experience in account engineering or managing risk engineering service vendors preferred.
  • Proficient computer skills (e.g., Microsoft Office products).
  • Ability to travel (up to 20%).
Compensation and Benefits
Base salary range for this position is $100,000–$130,000 plus eligibility for a performance-based annual bonus. Actual compensation will be based on experience, education, and geographic location. We offer a competitive benefits package, including: 401(k) with company match, Paid Time Off, Sick Leave, Medical, Health Reimbursement Arrangement (HRA), Telemedicine, Wellness Program, Employee Assistance Program (EAP), Dental, Vision, Accident amp; Critical Illness Insurance, Flexible Spending Account (FSA), Dependent Care FSA, Group and Voluntary Life Insurance, Short- and Long-Term Disability, Pet Insurance, Transit and Parking benefits.
Additional Information
HDI Global Insurance Company is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation.
Applicants must be legally authorized to work in the United States.
Recruitment Agencies: All resumes submitted without prior HR authorization will be considered unsolicited.
HDI Global Insurance Company participates in E-Verify. Employment is contingent upon successful completion of a background check. Testing will be conducted in compliance with applicable state and local laws.
Attention California Applicants: Click here to view HDI's California Personnel Privacy Notice

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