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Property Claims Trainee Jobs in Colorado (NOW HIRING)

Property Claims Trainee information

See Colorado salary details

$22.6K

$51.1K

$89.9K

How much do property claims trainee jobs pay per year?

As of Aug 28, 2026, the average yearly pay for property claims trainee in Colorado is $51,145.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,653.00 and $61,187.00 per year, depending on experience, location, and employer.

What is a property claims trainee?

Property Claims Trainees are entry-level professionals who learn how to investigate, evaluate, and settle property insurance claims. They work under supervision to gain hands-on experience in assessing property damage, interviewing claimants, and understanding policy coverage. The trainee period involves both classroom training and fieldwork, with the goal of preparing them to become full-fledged property claims adjusters. This role is ideal for those seeking a career in insurance and customer service.

What are the key skills and qualifications needed to thrive as a property claims trainee?

To thrive as a Property Claims Trainee, you need a foundational understanding of insurance principles, strong analytical skills, and at least a bachelor's degree in a relevant field. Familiarity with claims management software, estimating tools, and sometimes an adjuster’s license are typically required. Attention to detail, effective communication, and problem-solving abilities help trainees excel when interacting with clients and investigating claims. These skills and qualifications are crucial for ensuring accurate claim assessments, customer satisfaction, and compliance with industry regulations.

What are some common challenges faced by property claims trainees during their first year on the job?

Property Claims Trainees often find the first year challenging as they balance learning technical aspects of insurance policies with developing strong customer service and negotiation skills. Managing multiple claims simultaneously, meeting strict deadlines, and dealing with distressed policyholders can be demanding. Additionally, trainees must quickly become proficient in using claims management software and conducting thorough investigations, sometimes in the field. However, most companies offer mentorship and ongoing training to help new hires navigate these challenges successfully.

What is the difference between Property Claims Trainee vs Property Claims Adjuster?

AspectProperty Claims TraineeProperty Claims Adjuster
CredentialsOften entry-level, may require a relevant diploma or certificationRequires relevant certifications, licenses, and experience
Work EnvironmentTraining environment, supervised tasks, learning on the jobIndependent decision-making, field and office work
Employer & Industry UsageInsurance companies, training programsInsurance companies, claims departments

The main difference is that a Property Claims Trainee is an entry-level role focused on learning and gaining experience, often under supervision. In contrast, a Property Claims Adjuster is a fully qualified professional responsible for assessing claims independently. Trainees develop skills that prepare them for adjuster roles, which require more experience and certifications.

What are the most commonly searched types of Property Claims jobs in Colorado?

The most popular types of Property Claims jobs in Colorado are:

What cities in Colorado are hiring for Property Claims Trainee jobs?

Cities in Colorado with the most Property Claims Trainee job openings:

Infographic showing various Property Claims Trainee job openings in Colorado as of June 2026, with employment types broken down into 94% Full Time, 5% Part Time, and 1% Temporary. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $51,145 per year, or $24.6 per hour.

Auto Claims Representative

Auto-Owners Insurance

Broomfield, CO • On-site

$62K - $88K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 12 days ago


Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 313 rated insurance


Job description

Claims Trainee

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated claims trainee to join our team. This job handles entry-level insurance claims under close supervision through the life-cycle of a claim including but not limited to: investigation, evaluation, and claim resolution. This job provides service to agents, insureds, and others to ensure claims resolve accurately and timely. This job includes training and development completion of the Company's claims training program for the assigned line of insurance and requires the person to:

  • Investigate, evaluate, and settle entry-level insurance claims
  • Study insurance policies, endorsements, and forms to develop foundational knowledge on Company insurance products
  • Learn and comply with Company claim handling procedures
  • Develop entry-level claim negotiation and settlement skills
  • Build skills to effectively serve the needs of agents, insureds, and others
  • Meet and communicate with claimants, legal counsel, and third-parties
  • Develop specialized skills including but not limited to, estimating and use of designated computer-based programs for loss adjustment
  • Study, obtain, and maintain an adjuster's license(s), if required by statute within the timeline established by the Company or legal requirements

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty claims handling
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Ability to maintain confidentiality and data security
  • Ability to effectively deal with a diverse group individuals
  • Ability to accurately deal with mathematical problems, including, geometry (area and volume) and financial areas (such as accuracy in sums, unit costs, and the capacity to read and develop understanding of personal and business finance documents)
  • Ability to drive an automobile, possess a valid driver license, and maintain a driving record consistent with the Company's underwriting guidelines for coverage
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent package. Along with a matched 401(k), fully-funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Compensation

Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is: $62,000.00 - $88,000.00. Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.


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