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Property Claims Adjuster Jobs in Spring, TX (NOW HIRING)

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Property Claims Adjuster information

See Spring, TX salary details

$20.9K

$63.4K

$86.8K

How much do property claims adjuster jobs pay per year?

As of Aug 23, 2026, the average yearly pay for property claims adjuster in Spring, TX is $63,418.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,200.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a property claims adjuster?

A property claims adjuster is a specialized insurance inspector whose job is to inspect property damage, such as wind or flood damage to a commercial or residential building, and assess how much an insurance company should pay based on the policy terms of coverage. As a property claims adjuster, your duties and responsibilities include interviewing the policyholder and other witnesses to the damage, investigating the damage, and analyzing other records. You may consult with other experts, such as engineers and lawyers, to determine the scope of the claim. You then write a report and pass it on to an examiner, whose job it is to approve or deny claims.

What does a property claims adjuster do?

A Property Claims Adjuster is responsible for evaluating insurance claims related to property damage, such as damage from storms, fires, or theft. They investigate the circumstances of the claim, inspect the property, review policy details, and determine the extent of the insurance company's liability. Adjusters work closely with policyholders, contractors, and sometimes law enforcement to gather all relevant information. Their goal is to ensure claims are settled fairly and efficiently, in accordance with the terms of the insurance policy.

What are the key skills and qualifications needed to thrive as a property claims adjuster, and why are they important?

To thrive as a Property Claims Adjuster, you need strong analytical skills, knowledge of insurance policies, and a relevant degree or industry certification such as AIC (Associate in Claims). Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is typically required. Excellent communication, negotiation, and attention to detail are soft skills that set top adjusters apart. These skills ensure accurate claim assessments, positive customer interactions, and efficient resolution of property claims.

What are some common challenges faced by property claims adjusters, and how can they be managed effectively?

Property Claims Adjusters often encounter challenges such as managing a high volume of claims, handling emotionally distressed clients, and navigating complex policy details. Effective time management and strong organizational skills are crucial for prioritizing tasks and responding promptly to claimants. Building rapport with clients and maintaining clear communication can help manage expectations and diffuse difficult situations. Additionally, staying up-to-date with industry regulations and leveraging technology for documentation can streamline the claims process and reduce errors.

What is the difference between Property Claims Adjuster vs Insurance Claims Examiner?

AspectProperty Claims AdjusterInsurance Claims Examiner
Required CredentialsHigh school diploma or equivalent; some roles require licensing or certificationsHigh school diploma; often requires licensing or certifications
Work EnvironmentField and office settings, inspecting property damageOffice-based, reviewing claims and documentation
Employer & Industry UsageInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for validity and coverage
Common Search & Comparison IntentYesYes

The main difference between a Property Claims Adjuster and an Insurance Claims Examiner lies in their roles. Property Claims Adjusters typically inspect and assess property damage on-site, working directly with policyholders. Insurance Claims Examiners review claims submitted by policyholders, often working in an office setting to verify coverage and validity. Both roles require similar credentials and are integral to the insurance industry, but they focus on different stages of the claims process.

Is it worth becoming a property claims adjuster?

A property claims adjuster evaluates insurance claims related to property damage, often requiring strong communication, analytical skills, and knowledge of insurance policies. The role offers steady employment, opportunities for advancement, and typically requires licensing or certification. It can be a stable career for those interested in insurance and claims management.
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Property Claims Adjuster jobs near you
Infographic showing various Property Claims Adjuster job openings in Spring, TX as of August 2026, with employment types broken down into 88% Full Time, 10% Part Time, 1% Temporary, and 1% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $63,418 per year, or $30.5 per hour.

Sr. Residential Property Claims Adjuster

North American Risk Services, Inc. (NARS)

Houston, TX • Remote

$70K - $90K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

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Job description

Senior Residential Property Claims Adjuster

Location: Work-From-Home


What You’ll Do:

• Maintain claim metrics.

• Handle a case load commensurate with the complexity level of claims assigned.

• Establish facts of loss, coverage analysis, investigation, compensability/liability/negligence determination.

• Coordinate medical care (as appropriate), litigation management, damage assessment, settlement negotiations.

• Identify potential fraud.

• Mange the appropriate use of authorized vendors.

• Ensure timely and appropriate reserve analysis and report completion.

• Attend conferences and client meetings, which may include travel.

• Mentor other adjusters as needed.

• Ensure all file handling is within state statutes, clients’ guidelines, and company’s best practice.

• Assist management with other miscellaneous duties as required.


What You Bring:

• High School Diploma or equivalent required.

• 2-year degree or higher preferred.

• 5+ years of prior claim adjusting experience, preferably in homeowners property.

• 5 years of heavy litigation experience.

• The eligibility for reserve/payment authority level of $50,000 when appropriate.

• An active adjuster’s license.

• The ability and willingness to obtain a Florida Adjuster’s License or other required jurisdictional licensing.


What We Offer:

Professional Growth Opportunities

Comprehensive Benefits

• Medical, Dental & Vision Insurance – effective on start date

• 401k

• Paid Time Off Program

• Company Paid Holidays

• And So Much More!


Company Description

North American Risk Services (NARS) is a premier third-party claims administrator that is dedicated to producing the best possible results for our clients. "Founded in 1996, NARS handles claims for insurers, brokerages, managing general agencies, reinsurers, liquidation bureaus, self-insured funds and entities."

For more career opportunities and to learn more about NARS, please visit www.narisk.com.