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Preferred Risk Insurance Jobs in Philadelphia, PA

STV

Risk Management Specialist

Philadelphia, PA · On-site

$86K - $98K/yr

... preferred * Ability to obtain certification within six (6) months is strongly encouraged Key Skills ... Health insurance, including an option with a Health Savings Account Dental insurance Vision ...

Chubb

Senior Risk Analyst

Philadelphia, PA

Leveraging their expertise in risk management and insurance, the candidate will help ensure that ... preferred) * Ability to work both independently and within a team environment using multiple ...

First Bank

Senior Risk Manager

Hamilton, NJ · On-site

... insurance, short term and long term disability, and the Bank's 401k Plan. Position Summary: The ... • Preferred Certified Enterprise Risk Professional designation • 4-7 years risk/audit ...

AEG

Director, Risk Management

Conshohocken, PA · On-site

Essential Duties and Responsibilities • Review contractual indemnity and insurance language and ... preferred • Demonstrated experience with RMIS platforms (e.g. Origami) • Proven experience ...

Wsfsbank

Wealth ERM Risk Analyst

Wilmington, DE · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

WSFS Bank

Wealth ERM Risk Analyst

Wilmington, DE · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

WSFS Bank

Wealth ERM Risk Analyst

Philadelphia, PA · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

Wsfsbank

Wealth ERM Risk Analyst

Philadelphia, PA · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

ParetoHealth

Director, Risk Strategy

Philadelphia, PA · On-site

We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver ... skills Preferred: * Deep understanding of risk-sharing structures and stop-loss mechanics

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Philadelphia, PA

Preferred Risk Insurance information

See Philadelphia, PA salary details

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How much do preferred risk insurance jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for preferred risk insurance in Philadelphia, PA is $30.61, according to ZipRecruiter salary data. Most workers in this role earn between $19.66 and $39.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Philadelphia, PA? For Preferred Risk Insurance jobs in Philadelphia, PA, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Philadelphia, PA look for? The top searched job categories for Preferred Risk Insurance jobs in Philadelphia, PA are:
What cities near Philadelphia, PA are hiring for Preferred Risk Insurance jobs? Cities near Philadelphia, PA with the most Preferred Risk Insurance job openings:
Preferred Risk Insurance jobs near you
Senior Risk Consultant - Property Risk Engineering (Pre-loss Strategy)

Senior Risk Consultant - Property Risk Engineering (Pre-loss Strategy)

Unlimited Restoration, Inc

Norristown, PA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Unlimited Restoration, Inc. (URI)
We're hiring a full time Senior Risk Consultant - with a focus on FM Global-level risk engineering.
If your background is in property risk engineering or loss control, this will stand out.
Most roles in this space follow a pattern:
You assess risk. You write the report. And then... you move on.
At Unlimited Restoration (URI), that's not how this works.
We're building a role where:
  • Risk assessments actually drive decisions
  • Findings turn into action
  • And you stay connected to the outcome

What we're specifically looking for:
  • Experience with FM Global risk assessment standards or similar methodologies
  • Background in property risk engineering or carrier-side loss control
  • Ability to evaluate commercial and industrial properties and quantify exposure

What you'll be doing:
  • Conducting structured property risk assessments
  • Identifying fire, water, and system vulnerabilities
  • Quantifying financial and business interruption risk
  • Advising ownership and asset managers on mitigation strategies
  • Helping position URI before large loss events occur

What makes this role different:
  • Your work doesn't sit on a shelf
  • You help shape real-world outcomes
  • You're involved in high-value, complex loss environments
  • You have a direct connection to revenue and client impact

This is a fit if you:
  • Come from FM Global, Chubb, Zurich, or a similar environment
  • Have experience with formal risk engineering standards
  • Want to move beyond purely advisory roles
  • Care about both impact and execution

This is not a fit for:
  • Restoration-only backgrounds
  • Purely operational roles
  • Candidates without formal property risk assessment experience

Required Qualifications
  • 7+ years experience in property risk engineering, loss control, or equivalent
  • Direct experience with or strong familiarity with:
    • FM Global risk assessment standards and methodologies
    • Carrier-based property risk engineering (Chubb, Zurich, AIG, etc.)
  • Proven ability to:
    • Conduct structured property risk assessments
    • Evaluate complex commercial/industrial facilities
    • Identify and quantify loss exposure

Preferred Background
  • FM Global (Account Engineer, Consultant Engineer)
  • Property Loss Control (carrier side)
  • Risk engineering consulting firms

Core Competencies
  • Ability to translate technical risk into financial impact
  • Strong executive presence and communication skills
  • Systems thinking (understanding interdependencies across building systems)
  • Commercial mindset with an understanding of revenue impact
  • Ability to influence decision-making at the ownership/portfolio level

This role reports to the CEO and is based in Philadelphia, PA, with approximately 30-50% regional travel.
Compensation
  • Competitive base salary
  • Performance-based incentives

What We Offer
  • Group Health Insurance - 100% of premium paid by employer on select plans
  • Dental Insurance - 100% employer paid
  • Vision Insurance - 100% employer paid
  • 401(k)
  • Life Insurance
  • Paid time off
  • Company-paid holidays
  • Company-provided vehicle for business use.

If you're ready to take your career to the next level with a company that values relationships, growth, and making a difference, apply today!

Apply