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Preferred Risk Insurance Jobs in Ocean Springs, MS

Gatling PLLC

Associate Attorney

Gulfport, MS · On-site

... high-risk matters, combining legal advocacy with investigative insight to identify exposure ... Insurance defense experience strongly preferred * Alabama licensure is a plus * Experience handling ...

Gatling PLLC

Associate Attorney

Biloxi, MS · On-site

... high-risk matters, combining legal advocacy with investigative insight to identify exposure ... Insurance defense experience strongly preferred * Alabama licensure is a plus * Experience handling ...

MBC Talent Connections

EHS Specialist

Gulfport, MS · On-site

$70K - $80K/yr

The role focuses on regulatory compliance, risk reduction, environmental reporting, and building a ... Benefits: Medical, dental, vision, disability, and supplemental insurance plans available * No ...

PROMISE POINT CARE LLC

Case Worker

Ocean Springs, MS · On-site

$18 - $24/hr

Health insurance * Opportunity for advancement * Paid time off Promise Point Care is seeking a ... Experience with at-risk youth preferred * Strong communication and organizational skills * Ability ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Ocean Springs, MS

Preferred Risk Insurance information

See Ocean Springs, MS salary details

$11

$23

$58

How much do preferred risk insurance jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for preferred risk insurance in Ocean Springs, MS is $23.89, according to ZipRecruiter salary data. Most workers in this role earn between $15.34 and $30.48 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What job categories do people searching Preferred Risk Insurance jobs in Ocean Springs, MS look for? The top searched job categories for Preferred Risk Insurance jobs in Ocean Springs, MS are:
Preferred Risk Insurance jobs near you
Account Executive- Commercial Insurance (Remote)

Account Executive- Commercial Insurance (Remote)

Insurance Office of America

Moss Point, MS

Full-time

Medical, Retirement

Posted 7 days ago

Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

71st of 262 rated insurance

Job description

Description

Job Description:

Title: Account Executive - Commercial Lines 

Work Mode: Remote with Occasional Travel/ Southeastern US only | Location/Supporting: Longwood, FL | Book Focus: Construction, Hospitality
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations 

 
About the Role: Responsible for the strategic coordination and execution of client marketing, servicing, risk management, and/or sales activities. Manage a book of business, increase account retention, and resolve complex customer service problems. Actively seek to grow IOA business by identifying and acting on sales opportunities, and serve as a resource to the account team and Producers. 

 
Key Responsibilities: 

  • Team Leadership: Direct daily activities and workflow of the account team. 

  • Technical Competence: Maintain high technical competence and industry expertise. 

  • Discretion and Judgment: Ensure beneficial outcomes using discretion and judgment. 

  • Client Relationship Management: Manage client relationships, conduct meetings, and close business. 

  • Communication: Act as a communication conduit between Producers and the account team. 

  • Customer Service and Account Management: Manage account activities, policy administration, billing, claims, and more. 

  • Policy Management: Manage policy expirations and renewals. 

  • New Business and Renewal Process: Conduct research, gather information, prepare submissions, and bind coverage. 

  • Accounts Receivable: Monitor reports and collect outstanding balances. 

  • System Maintenance: Maintain data accuracy in agency management systems. 

  • Activity Monitoring: Ensure timely completion of activities. 

  • Service Excellence: Deliver excellent service, anticipate needs, and respond quickly to requests. 

  • Policy Compliance: Stay updated on company policies and procedures. 

  • Continuous Improvement: Seek and adopt best practices to improve individual and team performance. 

  • Champion IOA Values: Demonstrate integrity and leadership. 

 
Ideal Candidate Qualifications: 

  • 5+ years of industry experience, or 7 years of sales, marketing, or relationship management experience 

  • Thorough knowledge of insurance brokerage and client needs 

  • Experience to service and support large, complex accounts 

  • Required active licensing; professional designation (CIC or equivalent) preferred 

  • Strong analytical, problem-solving, and decision-making skills 

  • Exceptional customer service, communication, multitasking, and organizational skills 

  • Proficiency in MS Office (Outlook, Word, Excel) 

  • High School Diploma (or equivalent) 

 
What We Offer: 

  • Competitive salaries and bonus potential 

  • Company-paid health insurance 

  • Paid holidays, vacations, and sick time 

  • 401K with employer match 

  • Professional growth and career progression opportunities 

  • Respectful culture and work/family life balance 

  • Community service commitment 

  • Supportive teammates and a rewarding work environment 

 
What to Expect (Application Process): 

  • 30-Minute Phone Screen, Online Assessments, and Interview(s) 

Salary Range

The expected pay range for this position is 110-130K annually, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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