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Preferred Risk Insurance Jobs in Linden, NJ (NOW HIRING)

Swiss Re

Risk Consultant- P&C Insurance

Manhattan, NY

$98K - $163K/yr

... highly preferred. * Consulting background or experience delivering consulting engagements to ... of insurance-based risk transfer, working to make the world more resilient. We anticipate and ...

Welltower

AVP, Risk Management

Manhattan, NY · On-site

KEY RESPONSIBILITIES Insurance Programs Procurement and Management * Effectively manage and lead ... Previous experience with international operations is preferred, as it will provide valuable ...

Weill Cornell Medical College

Risk Manager

Manhattan, NY · On-site

$136K - $154K/yr

Title: Risk Manager Location: Midtown Org Unit: Risk Management and Insurance Work Days: Weekly ... preferred. Knowledge, Skills and Abilities * Ability to interpret insurance policies and ...

St. John's Episcopal Hospital

Risk Manager

Far Rockaway, NY · On-site

$125K - $135K/yr

... insurance company inquires Supporting the organizations response to Serious Adverse Events in ... Masters preferred * 3-5 years Risk Management experience preferred * NYS RN, NP or P.A. or allied ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Linden, NJ

Preferred Risk Insurance information

See Linden, NJ salary details

$14

$31

$76

How much do preferred risk insurance jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for preferred risk insurance in Linden, NJ is $31.34, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $40.00 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What cities near Linden, NJ are hiring for Preferred Risk Insurance jobs? Cities near Linden, NJ with the most Preferred Risk Insurance job openings:
Preferred Risk Insurance jobs near you
Associate Account Executive - Commercial Lines, Insurance

Associate Account Executive - Commercial Lines, Insurance

Provident Bank

Iselin, NJ • On-site

$25 - $30.77/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

About Provident Protection Plus (PPP)
Provident Protection Plus (PPP) is the insurance subsidiary of Provident Bank. PPP operates as a full-service insurance agency, offering commercial and personal insurance solutions designed to help clients identify, manage, and protect against risk. In addition to insurance placement, PPP provides consultative risk management expertise and works closely with clients to deliver tailored coverage solutions.
POSITION SUMMARY
The Associate Account Executive - Commercial Insurance Lines is an entry-level service role supporting Account Managers within the Commercial Lines department of Provident Protection Plus (PPP). This position is designed to build foundational insurance knowledge, develop technical and client service skills, and gain a working understanding of the PPP insurance business while supporting daily client account management activities. The Associate Account Executive contributes to assigned account tasks and works closely with internal teams as they progress toward becoming a licensed insurance professional.
KEY RESPONSIBILITIES
  • Provide administrative and operational support to the Commercial Lines team across multiple offices, including maintaining client files and responding to client correspondence
  • Assist with processing and calculating audits, cancellations, billing inquiries, renewal submissions, and distribution of client portal invitations
  • Retrieve, manage, and organize policy documentation from carrier portals for Account Managers
  • Prepare internal and client presentation materials as requested
  • Perform other related duties as assigned

SKILLS AND TRAINING REQUIRED
  • Customer service experience
  • Commercial Lines insurance experience preferred
  • Strong attention to detail and ability to meet deadlines
  • Organized, collaborative, and team-oriented
  • Familiarity with Windows-based software
  • Ability to build rapport with clients and insurance underwriters

WORK EXPERIENCE
  • Minimum of 2 years of insurance industry experience

EDUCATION
  • High School diploma or GED required
  • Bachelor's degree preferred
  • Risk Management degree preferred

LICENSES AND/OR CERTIFICATES
  • If not currently licensed in Property & Casualty, the individual must obtain a Property & Casualty license within six (6) months of hire

WORKING CONDITIONS
Back Office / Beacon / PPP Environment includes:
  • Prolonged sitting
  • Lifting of 5-10 lbs. (e.g., printer paper, storage boxes)
  • Occasional bending or overhead lifting

Work is performed in a typical office environment with moderate noise levels and may include travel to customers or property locations.
This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.
Pay Details:
$25.00 - $30.77 /hourly
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

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