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Preferred Risk Insurance Jobs in Louisiana (NOW HIRING)

Ethos Risk Services

Investigator

Lafayette, LA · On-site

$28 - $38/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company ... A well-maintained vehicle that is always reliable (preferably with tinted windows). * Surveillance ...

Ethos Risk Services

Investigator

Lafayette, LA · On-site

$28 - $38/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company ... A well-maintained vehicle that is always reliable (preferably with tinted windows). * Surveillance ...

Ethos Risk Services

Investigator

Chalmette, LA · On-site

$28 - $38/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company ... A well-maintained vehicle that is always reliable (preferably with tinted windows). * Surveillance ...

Ethos Risk Services

Investigator

Chalmette, LA · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company ... A well-maintained vehicle that is always reliable (preferably with tinted windows). * Surveillance ...

Ethos Risk Services

Entry-Level Investigator

Lake Charles, LA · On-site

$46K - $56K/yr

Ethos Risk Services is a leading insurance claims investigation and medical management company ... A well-maintained vehicle that is always reliable (preferably with tinted windows). Proof of auto ...

Ethos Risk Services

Entry-Level Investigator

Lafayette, LA

$44K - $54K/yr

Ethos Risk Services is a leading insurance claims investigation and medical management company ... A well-maintained vehicle that is always reliable (preferably with tinted windows). Proof of auto ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Louisiana

Preferred Risk Insurance information

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Louisiana? For Preferred Risk Insurance jobs in Louisiana, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Louisiana look for? The top searched job categories for Preferred Risk Insurance jobs in Louisiana are:
What cities in Louisiana are hiring for Preferred Risk Insurance jobs? Cities in Louisiana with the most Preferred Risk Insurance job openings:
Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Louisiana as of June 2026, with employment types broken down into 2% As Needed, 43% Full Time, 47% Part Time, 1% Temporary, 6% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.
Investigator

Investigator

Ethos Risk Services

Lafayette, LA • On-site

$28 - $38/hr

Full-time

Posted 5 days ago

Job description

ABOUT US: Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and actionable insights that translate into better decision-making for our clients.
JOB SUMMARY:
Our dynamic Ethos team is seeking an Experienced Field Investigator to conduct surveillance and investigative activities to identify potential fraudulent insurance claims. This role involves performing both stationary and mobile surveillance, obtaining video and photographic evidence, and preparing thorough, detailed reports for clients.
KEY RESPONSIBILITIES:
  • Case Preparation: Prepare for surveillance assignment by reviewing Ethos' preliminary reports and case information.
  • Field Surveillance: Perform covert surveillance from your vehicle by tracking and capturing high-quality video evidence of surveillance targets.
  • Report Writing: Draft detailed and court-ready investigative reports summarizing activity and key findings.
  • Documentation: Finalize case file by submitting case reports and uploading video footage via personal laptop at the end of the day.
  • Communication: Work closely with the field supervisor and operations teams, receiving regular guidance and mentorship.

REQUIREMENTS:
  • Previous Experience: Demonstrated proficiency in covert surveillance techniques, capturing high-quality video footage, and preparing thorough, well-organized investigative reports.
  • Driver's License: Valid driver's license and proof of automobile insurance.
  • Personal Vehicle: A well-maintained vehicle that is always reliable (preferably with tinted windows).
  • Surveillance Equipment: A handheld camcorder with high-quality zoom and a covert camera device. Use of stabilization equipment (gimbals, tripods, etc.) is strongly encouraged.
  • Technology: A reliable laptop, cell phone, and internet service are needed for communication and administrative tasks.
  • Private Investigator License: Active Private Investigator license or willingness to obtain one (where required by state).

WORKING CONDITIONS:
  • While we aim to keep assignments within a 2-hour drive of your residence, occasional further travel and overnight stays (covered by the company) may be required
  • Most surveillance cases start at 6:00AM. End time can vary depending on activity and a typical workday can vary from 3-12 hours.
  • Weekends/holidays are common workdays as claimants are more likely to be active.
  • This is an independent role often requiring long hours alone in your vehicle, regardless of weather conditions.
  • Must remain alert with no external distractions, ready to use videography equipment to document subjects.

Ethos Risk Services is an equal opportunity employer that does not discriminate on the basis of religious creed, sex, national origin, race, veteran status, disability, age, marital status, color or sexual orientation or any other characteristic.
A background check will be conducted, in accordance to the local state law and regulations.

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