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Perpay Jobs (NOW HIRING)

Perpay - Career's Page

Chief of Staff

Philadelphia, PA · On-site

Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past ...

Perpay - Career's Page

Data Engineer

Philadelphia, PA · On-site

$115K - $138K/yr

Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past ...

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How much do perpay jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for perpay in the United States is $24.92, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $38.46 per hour, depending on experience, location, and employer.

Do I have to have a job to use Perpay?

Perpay is a buy now, pay later service that allows consumers to make purchases and pay over time; it does not require users to have a job to use the platform. However, users must have a valid bank account and meet certain credit or income verification criteria. For employment-related roles, having relevant skills and meeting job-specific requirements is typically necessary.

How much does Perpay pay?

Perpay employees' pay rates vary depending on the position, location, and experience level. Entry-level roles may start at or near minimum wage, while more experienced positions can pay higher salaries. Compensation is typically discussed during the hiring process and may include benefits and bonuses.

What are the typical collaboration opportunities for team members at Perpay?

At Perpay, team members often work in cross-functional groups that blend expertise from product, engineering, customer support, and analytics. Collaboration is a key part of the company's culture, with regular stand-ups, brainstorming sessions, and project sprints designed to encourage open communication and shared problem-solving. Employees are encouraged to bring new ideas to the table and are given opportunities to work closely with colleagues across departments, which helps foster both professional growth and a strong team environment.

What is the difference between Perpay vs Payroll Specialist?

AspectPerpayPayroll Specialist
Required CredentialsBasic financial literacy, sometimes a high school diplomaHigh school diploma or equivalent; often a certification in payroll or accounting
Work EnvironmentFinancial technology companies, employee benefit platformsHR departments, accounting firms, corporate payroll departments
Employer & Industry UsageUsed by fintech firms, employee benefit providersUsed across various industries in HR and finance departments
Common Search & ComparisonYesYes

Perpay primarily focuses on employee financial wellness and benefits platform services, while a Payroll Specialist manages payroll processing, compliance, and record-keeping within organizations. Although both roles involve financial transactions, Perpay is more product-oriented, whereas Payroll Specialists handle internal payroll operations.

What are the key skills and qualifications needed to thrive as a Perpay Account Manager, and why are they important?

To thrive as a Perpay Account Manager, you need a solid background in customer service, sales, and financial literacy, often supported by a degree in business or a related field. Familiarity with CRM platforms, payment processing software, and data analysis tools is typically required. Strong communication, problem-solving, and relationship-building skills help you effectively support customers and drive engagement. These abilities are crucial for fostering customer satisfaction, ensuring smooth financial transactions, and contributing to Perpay’s business growth.

Is Perpay a good place to work?

Perpay offers roles in financial technology with a focus on employee benefits and customer service. The work environment and employee satisfaction can vary, so researching specific positions and company reviews can provide more insight into the experience of working there.

What is Perpay and what does the company do?

Perpay is a financial technology company that provides a platform to help users build credit and manage their spending. The service allows users to purchase products and pay for them over time through manageable, scheduled payments that are deducted directly from their paychecks. Perpay also reports payment activity to major credit bureaus, helping users improve their credit scores as they make on-time payments. The platform is designed to make credit-building more accessible for people who may have limited or no credit history.

Is Perpay a legitimate company?

Perpay is a legitimate financial services company that offers a buy now, pay later platform, and it is known to employ roles related to customer service, finance, and technology. Job seekers should verify specific job postings and company details through official channels to ensure authenticity.
What cities are hiring for Perpay jobs? Cities with the most Perpay job openings:
What states have the most Perpay jobs? States with the most job openings for Perpay jobs include:
Perpay jobs near you
Senior Software Engineer, Backend

Senior Software Engineer, Backend

Perpay Inc.

Philadelphia, PA

$160K/yr

Other

Medical, Retirement, PTO

Posted 23 days ago

Job description

Senior Software Engineer, Backend

Philadelphia, Pennsylvania, United States

Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we've built to make an impact:

  • Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
  • Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
  • Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

We are looking for senior backend engineers passionate about backend technology, excellent user experience and system reliability. The ideal candidate has helped lead the technical design and implementation of backend features on at least one sizable production application within the past year. A senior backend engineer at Perpay will spend their time writing code, reviewing PRs, mentoring engineers, and helping scope & design new features. We are looking for people who can bring backend technical expertise to push our technology forward — whether it's hosting a lunch-and-learn on a new backend technology or directing a large refactor. We value engineers who demonstrate excitement around solving tough problems and delivering solutions in a fast-paced environment.

Much of our team is fullstack, so we look for team members excited to learn new technologies and work across all stacks, even if it's not something you've done before! Our tech stack: Javascript, React, React Native, Redux, Python, Django, Flask, Kubernetes, AWS, Docker and more.

Our greatest strength is our people and we'd love for you to be one of them!

Responsibilities:
  • Design and evolve RESTful APIs used by our frontend and internal systems
  • Own data modeling decisions across our relational databases with an eye toward performance and maintainability
  • Improve reliability, observability, and operational excellence of our backend systems (metrics, logging, tracing, alerting)
  • Participate in architectural decisions around service boundaries, asynchronous workflows, and distributed system tradeoffs
  • Diagnose and resolve production issues across multiple services
  • Contribute to infrastructure-as-code and CI/CD improvements to increase developer velocity and system stability
  • Partner with product and stakeholders to translate complex business rules into maintainable backend systems
What You'll Bring:
  • 5+ years of experience building web applications at scale in at least one modern language / framework (e.g. Python/Django, Rails, etc.)
  • 2+ years of experience leading technical teams and large, complex projects
  • Deep understanding of relational databases (e.g., Postgres), query optimization, indexing strategies, and schema evolution
  • Experience operating production systems in a large cloud provider (e.g. AWS)Familiarity with containerized environments (Docker) and orchestration systems (Kubernetes)
  • Experience with background job systems and message queues (e.g. Celery)
  • Working knowledge of caching strategies (e.g. Redis)
  • Experience with monitoring/observability tooling (e.g. Datadog, CloudWatch)
  • Strong understanding of system reliability, failure modes, and operational tradeoffs
  • Ability to communicate complex system behavior clearly to non-technical stakeholders
  • A solutions-oriented mindset, willing to step outside your primary domain to unblock teammates and ensure successful delivery

NYC-level total cash-comp (base $160k into the $200's, plus equity and a discretionary cash bonus)

We know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for!

What We'll Bring to Full-time Team Members:
  • Meaningful compensation and equity
  • Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
  • 4% employer 401k match
  • Unlimited PTO policy
  • Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
  • High quality catered lunch by local chefs, 4 days / week
  • Gym subsidy
  • Paid cell phone + plan
  • Student loan repayment program
  • Relocation assistance
  • Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

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