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Pension Risk Transfer Jobs in North Carolina (NOW HIRING)

IP Assistant Counsel

Charlotte, NC · On-site

$156.34 - $214.97/hr

Performs IP risk assessment studies relating new product plans, technology strategies, and business ... transfer, and other IP‑related agreements, with the expectation of growing into a more ...

Pension Risk Transfer information

See North Carolina salary details

$13

$27

$67

How much do pension risk transfer jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for pension risk transfer in North Carolina is $27.57, according to ZipRecruiter salary data. Most workers in this role earn between $17.69 and $35.19 per hour, depending on experience, location, and employer.

What is a pension risk transfer?

A Pension Risk Transfer (PRT) job involves managing and executing transactions that transfer pension liabilities from corporate pension plans to insurance companies. Professionals in this role analyze pension obligations, assess risks, and structure deals to ensure financial security for plan beneficiaries. They work closely with actuaries, legal teams, and financial analysts to design solutions that reduce employer pension risks. Key responsibilities may include pricing annuity contracts, regulatory compliance, and market research.

What does a pension risk transfer do?

A typical workday in Pension Risk Transfer involves analyzing pension plan data, modeling financial scenarios, and preparing reports to support risk assessment and transaction recommendations. You’ll frequently collaborate with actuaries, legal teams, investment managers, and external partners such as insurers and plan sponsors. The role often includes participating in client meetings, managing timelines for ongoing projects, and ensuring regulatory compliance throughout the transaction process. It’s a dynamic environment that requires balancing technical analysis with effective communication and project management skills.

What are the key skills and qualifications needed to thrive in pension risk transfer?

To thrive in Pension Risk Transfer, you need a solid background in actuarial science, finance, or mathematics, along with strong analytical skills and an understanding of pension regulations. Experience with actuarial modeling software, Excel, and relevant professional certifications (such as ASA, FSA, or CFA) are typically required. Effective communication, attention to detail, and the ability to manage multiple projects simultaneously are standout soft skills in this field. These competencies are essential to accurately assess pension liabilities, collaborate with stakeholders, and execute complex transactions that mitigate organizational risks.

What are the most commonly searched types of Pension Risk Transfer jobs in North Carolina?

The most popular types of Pension Risk Transfer jobs in North Carolina are:

What are popular job titles related to Pension Risk Transfer jobs in North Carolina?

For Pension Risk Transfer jobs in North Carolina, the most frequently searched job titles are:

What job categories do people searching Pension Risk Transfer jobs in North Carolina look for?

The top searched job categories for Pension Risk Transfer jobs in North Carolina are:

What cities in North Carolina are hiring for Pension Risk Transfer jobs?

Cities in North Carolina with the most Pension Risk Transfer job openings:

Infographic showing various Pension Risk Transfer job openings in North Carolina as of August 2026, with employment types broken down into 1% As Needed, 91% Full Time, 6% Part Time, and 2% Contract. Highlights an 85% Physical, 5% Hybrid, and 10% Remote job distribution, with an average salary of $57,345 per year, or $27.6 per hour.

Sr. Actuary (FSA), Pension Risk Transfer Pricing

Charlotte, NC • Hybrid


Pacific Life Insurance Company
Finance and Insurance • 1 - 5K employees

7.8

Company rating: 7.8 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

195th of 314 rated insurance

People enjoy working here

Good employer

Paid breaks


$167K - $204K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted yesterday

New


Job description

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.

We're actively seeking a talented Senior Actuary to join our dynamic PRT pricing team in the Institutional Division at Pacific Life. This role is on-site 4 days per week and work from home 1 day per week in Newport Beach, CA,Omaha, NE, or Charlotte, NC. If you are not currently located near one of our offices, we offer comprehensive relocation assistance.

The Institutional Division is a fast-growing and innovative segment of our company, offering exciting opportunities to drive profitability, enhance the pricing process, and build a stronger foundation for future success. This role encourages strategic thinking and creative problem-solving, with a focus on developing scalable, easy-to-understand solutions to complex challenges.

As a Senior Actuary, you will play a critical role in shaping the future of our Pension Risk Transfer (PRT) business. We are looking for a collaborative team player who is skilled at managing stakeholder expectations and prioritizing the team's success.

How you'll help move us forward:

  • Pricing & Product Development: Design innovative pricing strategies and provide sound recommendations for PRT pricing assumptions.

  • PRT Transaction Execution: Oversee PRT pricing schedules, ensuring smooth operations, with the ability to forecast scenarios and mitigate risks.

  • Profitability & Performance: Monitor and analyze profitability and business performance, using insights to inform future pricing strategies and drawing connections across deals to uncover valuable insights.

  • Stakeholder Engagement: Present, justify, and defend pricing outcomes and/or internal projects to key stakeholders, ensuring alignment with business objectives and transparent communication.

  • Strategic Collaboration: Partner with Sales teams to develop competitive, data-driven bidding strategies that align with market conditions.

  • Insightful Communication: Extract actionable insights from analysis and effectively communicate findings through compelling storytelling to drive decision-making.

  • Intuitive Technical Solutions: Ensure that pricing processes, tools, and technical solutions are clear, understandable, and accessible to both technical and non-technical stakeholders.

  • Agile Transformation: Navigate transformation initiatives with agility, fostering a collaborative environment and ensuring solutions align with collective goals.

  • Big-Picture Thinking: Balance strategic thinking with day-to-day execution, managing stakeholder expectations and maintaining open, transparent communication across teams' members.

The experience you bring:

  • Qualified Fellow of the Society of Actuaries (FSA) with experience in actuarial pricing, product development, and modeling.

  • Bachelor's degree in Actuarial Science, Finance, Mathematics, Computer Science, or a related field.

  • Direct experience with Pension Risk Transfer products.

  • Strong sense of ownership with the ability to take initiative and drive results from start to finish, ensuring alignment within scope.

  • Demonstrable track record of working effectively with others, providing mentorship, and driving team success.

  • Ability to work in a fast-paced, dynamic environment with high degrees of ambiguity and change.

  • Ability to see the big picture, drive initiatives with impact, and manage stakeholder expectations effectively.

  • Proficiency in Microsoft Excel & VBA

What makes you stand out:

  • Prior experience with Pension Risk Transfer transaction pricing.

  • Strong team player with a growth mindset, focused on continuous improvement, sustainability, scalability, and empowering others to grow and succeed collectively.

  • Ability to multitask with shifting priorities under tight deadlines while maintaining calm composure and flexibility in handling urgent requests.

  • Self-starter with strong analytical skills and attention to detail.

  • VBA coding experience and proficiency in related programming languages.

  • Experience with actuarial modeling systems, particularly Prophet.

Base salary ranges (location specific):

  • Newport Beach, CA: $167,670 - 204,236

  • Omaha, NE: $144,810 - $176,990

  • Charlotte, NC: $152,370 - 186,230

You can be who you are.
People come first here. We're committed to a diverse, equitable and inclusive workforce. Learn more about how we create a welcoming work environment through Diversity, Equity, and Inclusion at www.pacificlife.com. What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife.


Benefits start Day 1.
Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation.

Base Pay Range:

The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$167,670.00 - $204,930.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

  • Paid Parental Leave as well as an Adoption Assistance Program

  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.


Pacific Life logo

About Pacific Life

Sourced by ZipRecruiter

When you purchase life insurance and retirement solutions, you're buying a promise. A promise that today, tomorrow or ten years from now, we'll be there. For more than 150 years, our clients have trusted Pacific Life to protect what matters most to them - their families, their businesses, their futures.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Newport Beach, CA, US

Year founded

1868

Social media


What Pacific Life employees say

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Benefits

Hours and flexibility

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