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Payoff Jobs in Michigan (NOW HIRING)

Cintas

Accounts Receivable Representative

Westland, MI

$17.50 - $22.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... payoff deadlines or payment plans; handling questions or complaints; investigating and resolving discrepancies; establishing good relationships with customers; updating account status and database ...

Cintas

Accounts Receivable Representative

Macomb, MI · On-site

$18.25 - $23/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... payoff deadlines or payment plans; handling questions or complaints; investigating and resolving discrepancies; establishing good relationships with customers; updating account status and database ...

Cintas

Accounts Receivable Representative

Westland, MI · On-site

$17.50 - $22.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... payoff deadlines or payment plans; handling questions or complaints; investigating and resolving discrepancies; establishing good relationships with customers; updating account status and database ...

Buckles & Buckles

Collections Specialist

Troy, MI · On-site

$18/hr

  • Medical

  • PTO

Negotiate payoff deadlines or structured payment plans. * Address questions, concerns, or complaints with professionalism. * Investigate and resolve discrepancies in account information. * Build ...

Schneiderman & Sherman, P.C.

Title Specialist

Farmington Hills, MI · On-site

$19 - $23/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Conducts title searches, establishes a chain of title, and examines property records, including recorded documents (i.e., payoff statements, deeds, liens, judgments, mortgages, and tax records)

Schneiderman & Sherman, P.C.

Title Specialist

Farmington Hills, MI · On-site

$19 - $23/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Conducts title searches, establishes a chain of title, and examines property records, including recorded documents (i.e., payoff statements, deeds, liens, judgments, mortgages, and tax records)

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All JobsPayoff JobsPayoff Jobs in Michigan

Payoff information

See Michigan salary details

$47.9K

$64.4K

$75.8K

How much do payoff jobs pay per year?

As of Aug 18, 2026, the average yearly pay for payoff in Michigan is $64,408.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,600.00 and $67,500.00 per year, depending on experience, location, and employer.

What is a payoff specialist?

Payoff Specialists are professionals who manage the process of closing out loans by calculating the remaining balance, ensuring all necessary documentation is completed, and coordinating with borrowers and financial institutions to finalize payments. They often work in banking, mortgage, or auto finance industries and play a critical role in ensuring loans are paid off accurately and efficiently. Their responsibilities may also include verifying payoff amounts, preparing payoff statements, and processing lien releases once loans are settled.

What are the key skills and qualifications needed to thrive as a payoff specialist?

To thrive as a Payoff Specialist, you need a strong understanding of loan processing, financial documentation, and attention to detail, typically supported by experience in banking or mortgage operations. Familiarity with loan servicing software, payment processing systems, and occasionally certification in mortgage processing tools is highly beneficial. Excellent organizational skills, effective communication, and problem-solving abilities help you stand out in this role. These skills are crucial for ensuring the accuracy and timeliness of loan payoffs, which directly impacts customer satisfaction and regulatory compliance.

What are some common challenges faced by professionals working in payoff departments within finance or mortgage companies?

Professionals in payoff departments often manage time-sensitive requests for loan payoffs, which requires attention to detail and the ability to work efficiently under pressure. A frequent challenge is coordinating with multiple stakeholders, such as borrowers, lenders, and title companies, to ensure accurate and timely processing of payoff statements. They must also stay updated on regulatory requirements and internal policies, as errors can lead to costly delays. Strong communication and organizational skills are essential to succeed in this collaborative, fast-paced environment.

What is the difference between Payoff vs Loan Officer?

AspectPayoffLoan Officer
CredentialsTypically requires financial or mortgage licensing, certifications varyRequires mortgage or financial licenses, certifications like NMLS
Work EnvironmentFinancial institutions, mortgage companies, online platformsBanks, credit unions, mortgage companies, retail settings
Industry UsageUsed in mortgage and loan repayment contextsUsed in loan origination and approval processes

Payoff and Loan Officer roles often overlap in the mortgage and lending industry. While Payoff specialists focus on loan repayment strategies and refinancing options, Loan Officers handle the application and approval process for new loans. Both require financial licensing and work within similar environments, but their primary functions differ—Payoff emphasizes managing existing loans, whereas Loan Officers originate new loans.

What are popular job titles related to Payoff jobs in Michigan?

For Payoff jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Payoff jobs in Michigan look for?

The top searched job categories for Payoff jobs in Michigan are:

Payoff jobs near you
Infographic showing various Payoff job openings in Michigan as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, 2% Temporary, 2% Contract, and 1% Nights. Highlights an 90% Physical, 4% Hybrid, and 6% Remote job distribution, with an average salary of $64,408 per year, or $31 per hour.

Accounts Receivable Representative

Cintas

Westland, MI

$17.50 - $22.25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Cintas rating

7.7

Company rating: 7.7 out of 10

Based on 476 frontline employees who took The Breakroom Quiz

170th of 492 rated business services

Job description

Requisition Number: 230710 

Job Description

Cintas is seeking an Accounts Receivable Representative. Responsibilities include all accounts receivable related functions, including keeping track of assigned accounts to identify outstanding debts; planning course of action to recover outstanding payments; heavy phone activity with customers; locating and contacting debtors regarding payment status; negotiating payoff deadlines or payment plans; handling questions or complaints; investigating and resolving discrepancies; establishing good relationships with customers; updating account status and database regularly; alerting supervisors of customers unwilling or unable to pay outstanding amounts; complying with requirements when legal action is unavoidable.

Skills/Qualifications

Required

  • High School Diploma/GED
  • 2+ years' collections experience
  • Ability to use confidential information in a professional manner to achieve collections targets/goals
  • Proficiency with Microsoft Office (Excel, Word, Outlook) and intranet/internet

Preferred

  • Accuracy and attention to detail
  • Excellent internal and external customer service skills
  • Experience with SAP and AS400

Benefits
Cintas offers comprehensive and competitive medical, dental and vision benefits, with premiums below the national average. We offer flexibility with four different medical plan options; one plan is offered at zero cost.


Additionally, our employee-partners enjoy:


    Competitive Pay 
    401(k) with Company Match/Profit Sharing/Employee Stock Ownership Plan (ESOP)
    Disability, Life and AD&D Insurance, 100% Company Paid
    Paid Time Off and Holidays 
    Skills Development, Training and Career Advancement Opportunities

Company Information
Cintas Corporation helps more than one million businesses of all types and sizes get Ready to open their doors with confidence every day by providing products and services that help keep their customers' facilities and employees clean, safe, and looking their best. With offerings including uniforms, mats, mops, towels, restroom supplies, workplace water services, first aid and safety products, eye-wash stations, safety training, fire extinguishers, sprinkler systems and alarm service, Cintas helps customers get Ready for the Workday. Headquartered in the U.S., Cincinnati, OH, Cintas is a publicly held Fortune 500 company traded over the Nasdaq Global Select Market under the symbol CTAS and is a component of both the Standard & Poor's 500 Index and Nasdaq-100 Index.
 

Cintas Corporation is proud to be an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), national origin, age, genetic information, disability, protected veteran status, or any other characteristic or category protected by local, state, or federal law. 

This job posting will remain open for at least five (5) days.

Job Category: Office Administration 
Organization: Operations
Employee Status: Regular
Schedule: Full Time
Shift: 1st Shift
 

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