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Payment Risk Jobs (NOW HIRING)

Gusto, Inc.

Head of Risk and Money Services

Denver, CO · On-site +1

Risk Operations - fraud ops, account takeover detection, payment-risk decisioning, and collections across both employer and employee money movement. This team makes real-time, high-stakes decisions ...

Gusto, Inc.

Head of Risk and Money Services

Denver, CO · On-site

Risk Operations - fraud ops, account takeover detection, payment-risk decisioning, and collections across both employer and employee money movement. This team makes real-time, high-stakes decisions ...

Hrccva

Lead Payment Processor

Hampton, VA · On-site

$80 - $100/hr

Serves as an operational resource for complex and high-risk payment activities while providing guidance, training, and support to staff across the organization. Responsible for ensuring payment ...

Hrccva

$80 - $100/hr

Serves as an operational resource for complex and high-risk payment activities while providing guidance, training, and support to staff across the organization. Responsible for ensuring payment ...

Gravity Payments

Senior Risk Analyst

Boise, ID

A career with Gravity Payments is an opportunity to be on a collaborative team where creative ... The ideal candidate will help enhance the risk foundation that will carry Gravity into the future.

New

Coinme

Director of Payments & Risk

Drive root-cause fixes across the entire payment flow and customer journey: when a risk gap lives in another team's system (compliance workflows, account lifecycle, internal tooling), own the ...

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Payment Risk information

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How much do payment risk jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for payment risk in the United States is $30.34, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $38.70 per hour, depending on experience, location, and employer.

What is the difference between Payment Risk vs Credit Analyst?

AspectPayment RiskCredit Analyst
Required CredentialsFinancial certifications, risk management trainingFinance, accounting degrees, certifications like CFA or CPA
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending companies, corporate finance
Employer & Industry UsageUsed in risk assessment for payments and transactionsUsed in evaluating creditworthiness of individuals or companies

Payment Risk professionals focus on assessing the likelihood of payment defaults and managing risks related to transactions. Credit Analysts evaluate the creditworthiness of borrowers to determine loan eligibility. While both roles involve financial analysis and risk assessment, Payment Risk is more transaction-focused, whereas Credit Analysts concentrate on credit profiles and lending decisions.

What is a payment risk?

Payment risk refers to the potential for financial loss due to the failure of a payment to be completed or authorized, often caused by fraud, credit issues, or technical errors. Payment risk management involves assessing transaction data and using tools like fraud detection software to minimize losses and ensure secure payments.

What cities are hiring for Payment Risk jobs?

Cities with the most Payment Risk job openings:

What are the most commonly searched types of Payment Risk jobs?

The most popular types of Payment Risk jobs are:

Infographic showing various Payment Risk job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 82% Physical, 4% Hybrid, and 14% Remote job distribution, with an average salary of $63,100 per year, or $30.3 per hour.

Risk Manager, Enterprise Payments Risk Management

Mclean, VA • On-site

Capital One
Funds, Trusts and Financial Programs • 10K+ employees
Learn more about Capital Oneexternal

Full-time

Re-posted 12 days ago

Capital One rating

7.8

Company rating: 7.8 out of 10

Based on 148 frontline employees who took The Breakroom Quiz

90th of 176 rated banks

Job description

Risk Manager, Enterprise Payments Risk Management
Do you want to be part of an organization that's dedicated to helping Capital One identify, manage and effectively mitigate risk - for our customers, our communities and our associates? As part of Operational Risk Management (ORM), you'll work with talented associates to provide oversight and effective challenge to ensure that our business partners are adequately managing risk when initiating and processing payments (e.g. ACH, Wire Transfers, checks, etc.). Additionally, you will support the integration of new acquisitions and ensure adoption of ORM policies and standards. You'll also bring your unique perspective and experiences to help us be rigorous, curious, and creative.
Successful Risk Managers have a natural passion for managing risk with excellent project, process, and analytical skills. Risk Managers partner with first- and second-line partners in an open, collaborative environment where new ideas and solutions are both welcomed and rewarded. The ideal candidate will bring a big picture perspective and have a high degree of autonomy within their daily work.
Responsibilities:
  • Provide Payments Risk consulting and effective challenge focused on Stablecoin and other payment initiatives and projects, providing an understanding of payments risks and activities, specifically Stablecoin
  • Develop and leverage key relationships with cross-functional teams and key first line of defense contacts, providing advice and effective challenge, as required.
  • Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise.
  • Demonstrates independent and adaptive problem-solving and analysis skills with attention to detail.
  • Demonstrates strong communication, collaboration, problem solving and influencing skills across various levels of the organization.
  • Manage tasks and activities related to risk management initiatives and reporting to support the Enterprise Payments Risk Management team in a well-managed capacity
  • Research and identify external risk themes related to payments.

Basic Qualifications:
  • Bachelors' Degree or military experience
  • At least 3 years of experience in a first-line or second-line risk management role supporting payments processes
  • At least 2 years of direct experience with stablecoin payments or crypto-asset risk management.

Preferred Qualifications:
  • 3+ years of experience with stablecoin payments or experience managing adherence to regulatory requirements.
  • 3+ years of Financial Services risk management experience within the Payments Risk or Payment Operations domain, with depth of knowledge in stablecoin regulatory frameworks
  • Certification within the payments industry (Accredited Payments Risk Professional (APRP), National Check Professional (NCP), Accredited ACH Professional (AAP), Accredited Faster Payments Professional (AFPP)).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $151,900 - $173,400 for Risk Manager
Richmond, VA: $138,100 - $157,700 for Risk Manager
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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