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Payment Risk Jobs (NOW HIRING)

Worthland

Lead Risk Manager, Payment Fraud

New York, NY · Hybrid

$150K - $180K/yr

Lead Risk Manager, Payment Fraud Toronto Onsite | Full-Time | Hybrid after onboarding | Reports to CEO | LMIA / PNP sponsorship available About the Client Our client is one of Canada's fastest ...

Worthland

Lead Risk Manager, Payment Fraud

Boston, MA · Hybrid

$150K - $180K/yr

Lead Risk Manager, Payment Fraud Toronto Onsite | Full-Time | Hybrid after onboarding | Reports to CEO | LMIA / PNP sponsorship available About the Client Our client is one of Canada's fastest ...

Freddie Mac

Operational Risk Professional

Mclean, VA

$74K - $112K/yr

Support maintenance of Payment Risk Management Frameworkthat conforms with industry leading practices,standardsand specifications; * Support maintenance ofCorporatepolicies,proceduresand standards ...

Freddie Mac

Operational Risk Professional

Mclean, VA · On-site

Support maintenance of Payment Risk Management Framework that conforms with industry leading practices, standards and specifications; * Support maintenance of Corporate policies, procedures and ...

Coinme

Director of Payments & Risk

Drive root-cause fixes across the entire payment flow and customer journey: when a risk gap lives in another team's system (compliance workflows, account lifecycle, internal tooling), own the ...

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How much do payment risk jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for payment risk in the United States is $30.34, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $38.70 per hour, depending on experience, location, and employer.

What is the difference between Payment Risk vs Credit Analyst?

AspectPayment RiskCredit Analyst
Required CredentialsFinancial certifications, risk management trainingFinance, accounting degrees, certifications like CFA or CPA
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending companies, corporate finance
Employer & Industry UsageUsed in risk assessment for payments and transactionsUsed in evaluating creditworthiness of individuals or companies

Payment Risk professionals focus on assessing the likelihood of payment defaults and managing risks related to transactions. Credit Analysts evaluate the creditworthiness of borrowers to determine loan eligibility. While both roles involve financial analysis and risk assessment, Payment Risk is more transaction-focused, whereas Credit Analysts concentrate on credit profiles and lending decisions.

What is a payment risk?

Payment risk refers to the potential for financial loss due to the failure of a payment to be completed or authorized, often caused by fraud, credit issues, or technical errors. Payment risk management involves assessing transaction data and using tools like fraud detection software to minimize losses and ensure secure payments.

What cities are hiring for Payment Risk jobs?

Cities with the most Payment Risk job openings:

What are the most commonly searched types of Payment Risk jobs?

The most popular types of Payment Risk jobs are:

Infographic showing various Payment Risk job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $63,100 per year, or $30.3 per hour.

Payments Risk Analyst

Certegy Payment Solutions, LLC

Clearwater, FL • On-site

Full-time

Re-posted 29 days ago

Job description

Role Overview

At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.

We are seeking a Payments Risk Analyst to help maintain our expertise in the industry.  This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.

 

Key Responsibilities

  • Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
  • Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
  • Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
  • Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
  • Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
  • Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
  • Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
  • Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
  • Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
 

Skills & Qualifications

  • Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
  • Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
  • Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
  • Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
  • Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
  • Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
  • Bachelor’s degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • 2–3+ years of experience in payments risk, fraud analytics, or financial analysis.
 

Work Environment

Onsite – Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)

Employment Type: FULL_TIME

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