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The Director of Pension Risk Transfer (PRT) and Retail Immediate Annuities provides deep actuarial and technical expertise on PRT of Defined Benefit pension plans and annuity products, with extensive experience in valuation and financial modeling. This role is primarily a senior individual contributor, accountable for end-to-end execution of valuation, financial reporting, reinsurance, and governance activities for PRT, while serving as a project leader and cross-functional partner across Finance, Reinsurance, Pricing, Operations, and Risk. The role includes people management responsibility for Retail Immediate Annuities work. Success in this role requires strong ownership mindset, the ability to manage complex timelines and dependencies, and effective communication with senior stakeholders.
This position is available onsite in Downtown Houston, TX.
Key Responsibilities

• Own and complete the valuation process, from data intake to running of Models and review of final results.
• Responsible for timely and accurate quarterly financial reporting on both GAAP and Statutory bases for Direct and Ceded Business.
• Provide technical expertise for Statutory filings, including preparation and review for General Account and Separate Account PRT business.
• Execute and maintain SOX controls in a consistent, well-documented manner, including responding to internal and external audit inquiries.
• Review, analyze, and clearly explain valuation results, with a strong focus on key drivers of period-over-period changes.
• Act as the project owner for complex actuarial initiatives, coordinating deliverables across multiple teams and ensuring milestones, dependencies, and risks are actively managed.
• Lead and perform User Acceptance Testing (UAT) for model enhancements, assumption updates, and regulatory-driven changes.
• Play an active role in the development, enhancement, and governance of VM-22 valuation models, working closely with cross functional stakeholders to ensure consistent implementation and documentation.
• Prepare insightful earnings analysis, translating complex actuarial results into clear, decision ready messaging for senior Finance leadership
• Share best practices and contribute to the continuous improvement of valuation processes, controls, and documentation.
• Mentor actuarial staff, and serve as a role model for technical excellence, collaboration, and professionalism

Required Qualifications:

• FSA/ASA and EA with 10+ years of actuarial experience
• Direct and/or indirect leadership experience, including demonstrated ability to mentor, guide, and support others in a professional setting
• Annuity valuation and modeling experience
• Experience with Moody's Axis, PathWise, or ProVal preferred
• Exposure to reinsurance structures, including UK PRT or Bermuda-based reinsurance arrangements would be plus

Additional Information
Job titles may span multiple career levels. Base pay is determined by a variety of factors, including training, transferable skills, relevant experience, business needs, and market conditions. Compensation is subject to change and may be modified in the future.
This job posting outlines the general nature and level of work for this role and is not intended to be a comprehensive list of duties, responsibilities, or qualifications. We are committed to building a diverse and inclusive workplace, and we encourage candidates to apply even if their experience does not perfectly align with every qualification- you may be a strong fit for this role or other opportunities at American National.
American National offers a comprehensive benefits package supporting employees' health, financial security, and well-being, including multiple medical plan options, dental and vision coverage, basic life insurance, and health savings accounts. Employees are automatically enrolled in a company-funded 401(k) plan, receive paid time off and holidays, and work in an inclusive, people-first culture that values flexibility, work-life balance, professional growth, and a casual dress environment.
American National is a financially strong and stable insurance organization with a legacy of trust and impact dating back to 1905. We're committed to supporting our employees as they build meaningful careers while helping protect what matters most to our customers and communities. Guided by our core values- Financial Strength, Integrity, Respect, Service, and Teamwork (FIRST)- we foster a collaborative, people-centered workplace where individuals are encouraged to grow, contribute, and make a difference today and for the future. Learn more about our company, by following us on social media: LinkedIn , Facebook , Instagram .
Hiring Practices
American National's recruitment policies help us place individuals in a timely and efficient manner, and only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application by logging into their account.
While candidates may choose to use artificial intelligence (AI) tools for personal interview preparation, the use of AI or automated tools is not permitted during any live or recorded interview, assessment, or at any stage of the application process where original candidate responses are required. Candidates are expected to represent their own qualifications, skills, and experiences throughout the hiring process. American National does not accept unsolicited resumes or candidate submissions from third-party recruitment agencies without a valid, signed agreement in place, and no fees will be paid for unauthorized submissions. Additionally, American National's ability to sponsor employment-based immigration authorization is limited and available only for certain positions based on business needs and role requirements.
American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.