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Part Time Mlo Jobs in California (NOW HIRING)

All JobsMlo JobsPart Time Mlo JobsPart Time Mlo Jobs in California

Part Time Mlo information

See California salary details

$22.7K

$78.8K

$133.7K

How much do part time mlo jobs pay per year?

As of Aug 1, 2026, the average yearly pay for part time mlo in California is $78,779.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,300.00 and $98,700.00 per year, depending on experience, location, and employer.

How much does a part-time mortgage loan officer make?

A part-time mortgage loan officer typically earns between $20,000 and $50,000 annually, depending on experience, location, and commission structure. Compensation often includes base pay plus commissions based on loans closed, and many work flexible hours while maintaining licensing and certification requirements.

How much does a mortgage broker make on a $500,000 mortgage?

A mortgage broker typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be approximately $2,500 to $5,000 on a $500,000 mortgage. Their income can vary depending on the commission structure, experience, and the lender's policies, and they may also receive additional fees or bonuses for volume or performance.

What are part-time MLOs?

Part-time MLOs, or Mortgage Loan Originators, are professionals who assist clients in obtaining mortgage loans but work fewer hours than full-time employees. They typically work flexible schedules, which may include evenings or weekends, to accommodate clients' needs. Part-time MLOs perform many of the same duties as full-time MLOs, such as evaluating loan applications, explaining loan options, and ensuring compliance with regulations. This role is ideal for individuals seeking work-life balance or supplemental income while still being involved in the mortgage industry.

Will MLO be replaced by AI?

Mortgage Loan Originators (MLOs) play a key role in guiding clients through the loan process, which involves complex communication, assessment of individual financial situations, and regulatory compliance. While AI tools can assist with data analysis and automate certain tasks, the personal interaction and judgment required in the MLO role make full replacement unlikely in the near future.

What are some common challenges faced by part-time Mortgage Loan Officers (MLOs), and how can they be addressed?

Part-time MLOs often face challenges related to managing client expectations and maintaining consistent communication due to their limited working hours. Balancing multiple clients or loan files with a part-time schedule can make it harder to respond quickly to inquiries or keep up with fast-moving real estate transactions. To address these challenges, it's helpful to utilize robust organizational tools, set clear communication boundaries with clients, and collaborate closely with full-time colleagues or support staff to ensure seamless client service. Building strong relationships within your team can also help delegate tasks during off-hours and maintain a high level of customer satisfaction.

What is the difference between Part Time Mlo vs Full Time Mlo?

AspectPart Time MloFull Time Mlo
Work HoursFewer hours, typically less than 30 hours/weekFull schedule, usually 40+ hours/week
CertificationsSame licensing requirements as full-timeSame licensing requirements as part-time
Work EnvironmentFlexible, often remote or part-time officeConsistent, full-time office or remote
IncomeProportional to hours workedHigher overall income due to full hours

Part Time Mlo roles offer flexibility with fewer hours, suitable for those balancing other commitments, while Full Time Mlo positions provide a consistent schedule and higher income potential. Both roles require the same licensing and industry knowledge, but differ mainly in hours and income level.

What are the key skills and qualifications needed to thrive as a Part Time Mortgage Loan Officer (MLO), and why are they important?

To thrive as a Part Time MLO, you need a solid understanding of mortgage lending practices, financial analysis, and regulatory compliance, typically supported by state licensure and passing the Nationwide Multistate Licensing System (NMLS) exam. Familiarity with loan origination systems (LOS), credit analysis software, and customer relationship management (CRM) tools is often required. Strong interpersonal skills, attention to detail, and the ability to build trust with clients are crucial soft skills. These competencies ensure accurate loan processing, regulatory adherence, and exceptional client service in a competitive lending environment.

Can I work part-time as a mortgage loan officer?

Yes, mortgage loan officers can work part-time, depending on the employer and licensing requirements. Part-time roles may involve fewer hours and flexible schedules, but licensing and experience requirements still apply. Some companies may prefer full-time employees for client continuity and sales targets.
What are the most commonly searched types of Mlo jobs in California? The most popular types of Mlo jobs in California are:
What are popular job titles related to Part Time Mlo jobs in California? For Part Time Mlo jobs in California, the most frequently searched job titles are:
What job categories do people searching Part Time Mlo jobs in California look for? The top searched job categories for Part Time Mlo jobs in California are:
What cities in California are hiring for Part Time Mlo jobs? Cities in California with the most Part Time Mlo job openings:
Part Time Mlo jobs near you
Infographic showing various Part Time Mlo job openings in California as of July 2026, with employment types broken down into 2% Internship, 37% As Needed, 18% Full Time, 4% Part Time, 24% Temporary, and 15% Nights. Highlights an 78% Physical, 1% Hybrid, and 21% Remote job distribution, with an average salary of $78,779 per year, or $37.9 per hour.

Personal Banker (20 hours/week) - Redding Downtown

Tri Counties Bank

Redding, CA • On-site

$20 - $23/hr

Part-time

Posted 11 days ago

Tri Counties Bank rating

7.1

Company rating: 7.1 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

124th of 170 rated banks

Job description

Come to work for a company you can be proud to work for...and enjoy fantastic, comprehensive benefits.

The hiring range for this Part-time Personal Banker opportunity is $20.00 to $23.00 per hour along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

Schedule: This part-time position is scheduled for Monday through Friday, 9:00 a.m. to 1:00 p.m., for a total of 20 hours per week.
 

POSITION SUMMARY & MISSION – Personal Banker  

As a Personal Banker you provide confidence-inspiring service to members of our community who visit the branch for teller services and new account openings.  In your personal interactions with customers you create and expand banker-client relationships based on purpose, value, and trust.  You assist our customers with a variety of transactions, demonstrate interest and care for their financial wellbeing, detect opportunities to introduce them to Tri Counties Bank services that suit their financial circumstances, and expertly present to them products that address their needs and goals.

SCOPE & COMPLEXITY

Conduct an average of approximately 12 or more customer conversations daily.

Present to customers the features and benefits of:

  • Consumer Checking Accounts
  • Consumer Savings Accounts
  • Certificates Of Deposit
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Debit Cards
  • Overdraft Privilege Coverage

Continuously update a customer relationship management database with records of all customer interactions, whether in person, by telephone, or other modes of communication.

Maintain collaborative relationships with other Tri Counties Bank financial services professionals providing specialized services in:

  • Home mortgage lending
  • Investment Advisory
  • Commercial Lending
  • Business Corporate & Purchasing Cards
  • Treasury Management
  • Merchant Card Services
  • Direct Banking

MAJOR RESPONSIBILITIES of our Personal Banker

  • Begin with a personal welcome to everyone who calls or comes into a branch.  Show the customer they are valued.
  • Use every customer interaction as an opportunity to have quality conversations and individually understand the financial needs and goals of our customers.
  • Share your knowledge about Tri Counties Bank services, products, and partners to help your customers’ save money, make more money or make their banking more convenient.    
  • Employ appropriate solutions for your customers.  Follow through and honor commitments to ensure their financial needs and goals are fulfilled.

OTHER RESPONSIBILITIES

  • Maintain accurate sales records and regularly reviews sales results with Branch Manager and prepares an action plan taking appropriate steps to meet/exceed sales objectives.
  • Ensure that all customer transactions, ranging from check cashing to cash depositing to loan payments to counting currency and coin, are handled accurately and timely according to guidelines.
  • Maintain a current understanding of Bank policies and procedures.
  • Maintain a current understanding of and ensure compliance with regulations that include but are not limited to: Bank Secrecy Act, USA PATRIOT Act, suspicious activity reporting, Reg B/fair Lending, Reg Z/Trust in Lending, Reg DD/Trush in Savings, Expedited Funds Availability Act, Gramm-Leach-Bliley Act, Community Reinvestment Act and the SAFE Act.
  • Assist in training branch team members, on product knowledge and skill development when necessary.
  • Assist other team members in non-primary assigned duties whenever necessary and perform other work-related duties as assigned. 

EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED

  • High school diploma or GED required. 
  • Previous sales and cash handling experience, preferred.
  • Effective verbal and written communication skills.
  • Ability to utilize personal computers and Windows based programs.
  • Able to successfully complete Bank product and sales training courses and appropriate certifications.
  • Able to be registered as a mortgage loan originator (MLO) in the Nationwide Mortgage License System and Registry (NMLS).

PHYSICAL REQUIREMENTS

  • May be required to lift up to 25 pounds.

Company Profile

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California with corporate offices in Roseville, South San Francisco, and Bakersfield, with assets of nearly $10 billion and 50 years of financial stability.

Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide.

As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism and investments. Recognized by various publications as among the Top Workplaces and Best Banks, Tri Counties Bank recruits and retains diverse and talented team members.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Age/Disability/Veteran.

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