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Part Time Mlo Jobs in California (NOW HIRING)

Part Time Mlo information

See California salary details

$22.7K

$78.8K

$133.7K

How much do part time mlo jobs pay per year?

As of Aug 22, 2026, the average yearly pay for part time mlo in California is $78,779.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,300.00 and $98,700.00 per year, depending on experience, location, and employer.

What is a part time MLO?

Part-time MLOs, or Mortgage Loan Originators, are professionals who assist clients in obtaining mortgage loans but work fewer hours than full-time employees. They typically work flexible schedules, which may include evenings or weekends, to accommodate clients' needs. Part-time MLOs perform many of the same duties as full-time MLOs, such as evaluating loan applications, explaining loan options, and ensuring compliance with regulations. This role is ideal for individuals seeking work-life balance or supplemental income while still being involved in the mortgage industry.

What skills and qualifications are needed to thrive as a part time MLO?

To thrive as a Part Time MLO, you need a solid understanding of mortgage lending practices, financial analysis, and regulatory compliance, typically supported by state licensure and passing the Nationwide Multistate Licensing System (NMLS) exam. Familiarity with loan origination systems (LOS), credit analysis software, and customer relationship management (CRM) tools is often required. Strong interpersonal skills, attention to detail, and the ability to build trust with clients are crucial soft skills. These competencies ensure accurate loan processing, regulatory adherence, and exceptional client service in a competitive lending environment.

What are common challenges faced by part time MLOs, and how can they be addressed?

Part-time MLOs often face challenges related to managing client expectations and maintaining consistent communication due to their limited working hours. Balancing multiple clients or loan files with a part-time schedule can make it harder to respond quickly to inquiries or keep up with fast-moving real estate transactions. To address these challenges, it's helpful to utilize robust organizational tools, set clear communication boundaries with clients, and collaborate closely with full-time colleagues or support staff to ensure seamless client service. Building strong relationships within your team can also help delegate tasks during off-hours and maintain a high level of customer satisfaction.

What is the difference between Part Time Mlo vs Full Time Mlo?

AspectPart Time MloFull Time Mlo
Work HoursFewer hours, typically less than 30 hours/weekFull schedule, usually 40+ hours/week
CertificationsSame licensing requirements as full-timeSame licensing requirements as part-time
Work EnvironmentFlexible, often remote or part-time officeConsistent, full-time office or remote
IncomeProportional to hours workedHigher overall income due to full hours

Part Time Mlo roles offer flexibility with fewer hours, suitable for those balancing other commitments, while Full Time Mlo positions provide a consistent schedule and higher income potential. Both roles require the same licensing and industry knowledge, but differ mainly in hours and income level.

How much can a part-time mortgage loan originator make?

A part-time mortgage loan originator typically earns between $20,000 and $50,000 annually, depending on experience, location, and the volume of loans they originate. Compensation often includes commissions and bonuses based on closed loans, and success depends on sales skills and industry knowledge.

What are the most commonly searched types of Mlo jobs in California?

The most popular types of Mlo jobs in California are:

What cities in California are hiring for Part Time Mlo jobs?

Cities in California with the most Part Time Mlo job openings:

Infographic showing various Part Time Mlo job openings in California as of August 2026, with employment types broken down into 81% Full Time, 18% Part Time, and 1% Contract. Highlights an 72% Physical, and 28% Remote job distribution, with an average salary of $78,779 per year, or $37.9 per hour.

Member Services Representative (Part-Time in Whittier)

F&A Credit Union

Whittier, CA • On-site

$23 - $29.25/hr

Full-time, Part-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago


Job description

At F&A Federal Credit Union, we are creating exceptional financial opportunities for our members and their families, today, and for generations to come. We proudly serve employees of the LA County Fire Department, Agricultural Commission / Weights & Measures, and local municipal employees and their families. Our mission is to help our members reach their financial goals at every life stage by providing access to the highest value products, superior service, and trusted advice. To really stand out in a constantly changing world, each of us at F&A is values-driven and we share in the responsibility for creating a great workplace. As part of the F&A team, you will enjoy these outstanding benefits:
  • Medical, Dental, Vision, and Life Insurance - 100% of employee premiums are paid by F&A
  • Subsidized medical premiums for dependents
  • Employee Loan Discount Program - even better rates on your home and car loan
  • 401k with employer match up to 3.5%
  • Profit sharing - up to 6% of annual salary is contributed each full calendar year worked
  • Paid time off accrual starting at 4 weeks per year
  • Up to 13 paid holidays
  • Flexible spending accounts for health and dependent care
  • Voluntary plans - additional life insurance available for employee and family
  • Educational assistance program
  • Employee assistance program

Essential Job Responsibilities
The part-time Member Services Representative (Whittier) provides prompt and courteous service to members including account opening, account maintenance and Teller transactions. Provides financial coaching and product information based on individual needs. May also be assigned to process other departmental clerical tasks including mail and member messages.
  • Assumes responsibility for providing members with account opening and account maintenance services, in person, online, and by processing mail requests.
  • Delivers prompt, courteous, and accurate membership account opening and maintenance services including but not limited to address changes, Certificates, IRAs, and death claims.
  • Provides Notary services.
  • Provides intake application assistance for consumer loans.
  • Assists members with inquiries regarding their account and/or an account discrepancy and helps members navigate online banking and mobile applications.
  • Audits membership applications and other documents as needed for accuracy and scanning.
  • Provides members with product information and makes recommendations based on their individual financial needs.
  • Refers members to the appropriate MLO for Real Estate transactions.
  • Communicates pertinent information to peers and other departments.
  • Drives improvements in efficiency and member service, encouraging a team-focused environment.
  • Supports staff members with the release of flags, freezes, and dual control tasks.
  • Assists other departments and branches based on business needs.
  • Complies with Bank Secrecy Act regulations.
  • May be assigned to review and process mail delivered to Member Services.
  • May be assigned to perform daily duties including ACD Line and Message Center maintenance.
  • May require occasional travel between branches.

Requirements
  • High School Diploma or equivalent.
  • Ability to be bonded and to retain bond ability.
  • Valid California Driver's License.
  • Must earn Notary designation within six months of hire.
  • Knowledge of credit union principles and procedures and member service philosophy.
  • Knowledge of State and Federal regulations for deposit accounts, membership types, and teller transactions.
  • Computer and software proficiency (MS Word, Excel, PowerPoint).
  • One to three years of similar or related experience, including preparatory experience.
  • Accurate typing/data entry and processing of data; ability to work on a computer for up to 8 hours per day.
  • Ability to evaluate, plan, and prioritize work effectively.
  • Must be adaptable to different and changing situations and solve problems.
  • Ability to deliver courteous, friendly, and professional service.
  • Ability to work independently with minimal supervision.

F&A Federal Credit Union is an equal employment opportunity employer. We will consider qualified applicants with criminal histories for employment in a matter consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) ordinance. Hourly rate: $23.00 - $29.25.
Salary Description
$23.00 - $29.25 per hour