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Part Time 1099 Insurance Agent Jobs in Modesto, CA

... part-time associates, tailored for many different lifestyles. Our benefits range from health, vision and dental insurance to paid vacation, tuition assistance and parental and family-building ...

Part Time 1099 Insurance Agent information

See Modesto, CA salary details

$26.4K

$68.6K

$128.2K

How much do part time 1099 insurance agent jobs pay per year?

As of Aug 22, 2026, the average yearly pay for part time 1099 insurance agent in Modesto, CA is $68,598.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,900.00 and $81,200.00 per year, depending on experience, location, and employer.

What is a part time 1099 insurance agent?

A Part Time 1099 Insurance Agent is an independent contractor who sells insurance policies, such as life, health, or property insurance, on a part-time basis. Unlike traditional employees, 1099 agents are not on payroll and instead receive compensation through commissions. They have the flexibility to set their own schedules and typically handle their own taxes and business expenses. This role is ideal for individuals seeking supplemental income or flexible work hours. Because they are independent, 1099 agents are responsible for maintaining compliance with licensing and regulatory requirements.

What key skills and qualifications are essential to succeed as a part time 1099 insurance agent?

To thrive as a Part Time 1099 Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales principles. Familiarity with customer relationship management (CRM) software, quoting tools, and often certification in specific insurance lines (such as life, health, or property and casualty) are typically required. Strong self-motivation, communication, and relationship-building skills help agents effectively connect with clients and manage their own schedules. These competencies are crucial for generating leads, closing sales, and maintaining compliance while working independently.

What are some common challenges faced by part time 1099 insurance agents and how can they be managed?

Part-time 1099 insurance agents often face challenges such as building a steady client base, managing fluctuating income, and staying updated on industry regulations while balancing other commitments. Since they're independent contractors, they must also handle their own marketing and administrative tasks. Successful agents typically overcome these challenges by leveraging strong networking skills, investing in ongoing education, and utilizing digital tools for client management. Connecting with experienced mentors and joining professional associations can also provide valuable support and resources.

What is the difference between Part Time 1099 Insurance Agent vs Part Time 1099 Mortgage Loan Officer?

AspectPart Time 1099 Insurance AgentPart Time 1099 Mortgage Loan Officer
CredentialsInsurance licenses, certificationsLoan originator license, certifications
Work EnvironmentIndependent, client meetings, insurance salesOffice, client consultations, loan processing
Employer & IndustryInsurance companies, brokeragesMortgage lenders, banks

Both roles are independent contractor positions requiring industry-specific licenses and certifications. Insurance agents focus on selling insurance policies, while mortgage loan officers assist clients in securing home loans. The work environments differ slightly, with insurance agents often working independently and mortgage officers more often in office settings. Both are common part-time roles in their respective industries, serving as flexible income sources for professionals with relevant licenses.

What are the most commonly searched types of 1099 Insurance Agent jobs in Modesto, CA?

The most popular types of 1099 Insurance Agent jobs in Modesto, CA are:

What are popular job titles related to Part Time 1099 Insurance Agent jobs in Modesto, CA?

For Part Time 1099 Insurance Agent jobs in Modesto, CA, the most frequently searched job titles are:

What job categories do people searching Part Time 1099 Insurance Agent jobs in Modesto, CA look for?

The top searched job categories for Part Time 1099 Insurance Agent jobs in Modesto, CA are:

What cities near Modesto, CA are hiring for Part Time 1099 Insurance Agent jobs?

Cities near Modesto, CA with the most Part Time 1099 Insurance Agent job openings:

Infographic showing various Part Time 1099 Insurance Agent job openings in Modesto, CA as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $68,598 per year, or $33 per hour.

Licensed Insurance Agent (Active License Required to Apply)

Aflac

Modesto, CA

$50K - $70K/yr

Full-time, Part-time

Posted 18 days ago


Aflac rating

7.2

Company rating: 7.2 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

248th of 311 rated insurance


Job description

Your Next Chapter Starts Here

You’ve already earned your insurance license — now it’s time to put it to work with one of the most recognized names in the industry. Aflac gives licensed agents the freedom to grow their own business, backed by a trusted brand, proven products, and unmatched support. If you’re motivated, entrepreneurial, and ready to take control of your income, this is your opportunity to level up your insurance career.

Work Designation

What You’ll Do

As an Aflac Insurance Agent, you’ll work directly with business owners and HR teams to design supplemental insurance programs that protect employees from the unexpected expenses traditional health insurance doesn’t cover. You’ll have the independence to build lasting client relationships and recurring income streams — while helping businesses and their employees achieve real financial security.

Principal Duties & Responsibilities

Responsibilities include:

  • Sales, presentations, and enrollment support for worksite benefits
  • Strategic relationship-building with business owners and HR contacts
  • Marketing and lead generation to grow your client base
  • Providing expert guidance on supplemental insurance products
  • Managing renewals, claims follow-up, and ongoing client service

Requirements

  • Active state insurance license (Life and/or Health)
  • Prior experience in insurance, financial services, or related sales preferred
  • Entrepreneurial mindset and strong time management skills
  • Excellent communication and presentation abilities

Note: This role is only open to currently licensed insurance professionals. If you’re not yet licensed, please apply to our “Insurance Agent – Full Training Provided” position instead.

What’s in It for You
  • Unlimited earning potential: Commission, residuals, bonuses, and stock incentives
  • Brand power: Represent one of the world’s most ethical companies
  • Freedom and flexibility: You set your own schedule and define your success
  • Recognition and rewards: Stock bonus program, performance trips, and more
Compensation
  • Expected annual earnings: $50,000 – $70,000+ (commission-based with residuals, bonuses, and stock programs)
  • Job Types: Full-time, Part-time, Internship
Build Your Business, Your Way

You’ve done the hard work to become licensed — now join a company that helps you maximize it. With Aflac, you have the freedom to grow, the backing of a respected brand, and the satisfaction of helping others when they need it most.

This is not a salaried position. Aflac sales agents earn commissions, bonuses, residual income, and stock.

*Aflac’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state.

The content within is for recruiting purposes only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Aflac sales agents are independent agents and are not Aflac employees.

Aflac’s family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company and/or Continental American Life Insurance Company.

Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999. Continental American Insurance Company | Columbia, SC.*


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