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Outside Property Claim Adjuster Jobs (NOW HIRING)

USAA

Senior Inside Property Claim Adjuster

Tampa, FL · On-site

The Opportunity As a Senior Property Adjuster, you will work within defined guidelines and ... Develop recommendations and collaborate with management for determining settlement amounts outside ...

USAA

Senior Inside Property Claim Adjuster

Tampa, FL · On-site +1

The Opportunity As a Senior Property Adjuster, you will work within defined guidelines and ... Develop recommendations and collaborate with management for determining settlement amounts outside ...

USAA

Senior Inside Property Claim Adjuster

Phoenix, AZ · On-site +1

The Opportunity As a Senior Property Adjuster, you will work within defined guidelines and ... Develop recommendations and collaborate with management for determining settlement amounts outside ...

USAA

Senior Inside Property Claim Adjuster

Tampa, FL · On-site +1

The Opportunity As a Senior Property Adjuster, you will work within defined guidelines and ... Develop recommendations and collaborate with management for determining settlement amounts outside ...

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Outside Property Claim Adjuster information

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$97.5K

How much do outside property claim adjuster jobs pay per year?

As of Sep 11, 2026, the average yearly pay for outside property claim adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

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Infographic showing various Outside Property Claim Adjuster job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, and 3% Contract. Highlights an 66% Physical, 1% Hybrid, and 33% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Property Claims Adjuster

Buffalo, NY • On-site, Remote

Merchants Insurance Group
Insurance Services • 201 - 500 employees
Learn more about Merchants Insurance Groupexternal

$30 - $35/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago

Key responsibilities

  • Investigate coverage and liability damages for property claims.

  • Conduct and direct timely and quality claim investigations, evaluations, and settlements.

  • Cultivate relationships with claims staff, policyholders, attorneys, agents, and service providers to achieve optimal outcomes.

Job description

Property Claim Adjuster
Hybrid Work Schedule
Buffalo, New York
Melville, New York
Mt. Laurel, New Jersey
Bedford, New Hampshire
Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Property Claim Adjuster to join our Claims team located in our home office located in Buffalo, New York or one of our Regional Offices located in Melville, New York, Mt. Laurel, New Jersey or Bedford, New Hampshire.
The Property Claim Adjuster will become part of a dedicated claims team focusing on Commercial Property claims. This position interacts extensively with home office technical managers, internal colleagues as well as policyholders, agents, attorneys, appraisers, and a multitude of claim-related service providers.
Merchants Insurance Group is rated A- (Excellent) with a stable outlook by A.M. Best and is consistently recognized as a top employer and high-performing organization. Recent honors include:
  • Best Places to Work in Western New York (Buffalo Business First, 2023-2026)
  • Fast Track Company (2019-2025) and Top Private Company (2019-2025)
  • Ward's 50® top-performing property-casualty insurer (2021-2024)
  • Ivans Spark Award for Innovation (2024-2025)
  • Named to Newsweek and Statista's America's Most Reliable Companies list (2025), ranked among the top 300 of 1,500 B2B organizations evaluated

We offer a hybrid work schedule, requiring two full days per week in the office, with flexibility to work remotely or onsite the remaining days. This model supports collaboration while providing flexibility and work-life balance.
Essential Duties and Responsibilities include, but are not limited to:
  • Cultivating relationships with claims and other internal staff, policyholders, attorneys, agents and a variety of service providers and experts all while working towards achieving the most optimal outcomes for Merchants and our policyholders.
  • The Property Claim Adjuster will be responsible for investigating coverage and liability damages.
  • Provides a high level of customer service.
  • Conducting and directing timely and quality claim investigations, evaluations and equitable settlements of all assigned claims.
  • Ensuring timely and accurate reserves consistent with established reserving philosophy and practices.

Qualifications & Skills:
  • A minimum of 2 years' claims experience handling first party Property claims (Commercial claim handling experience is preferred).
  • Skilled negotiator, capable of formulating strategy and action plans for files.
  • State adjusters license (or ability to obtain).
  • Professional designations or working towards industry specific designations are a plus.
  • Exceptional organizational, time management, desk management, communication and negotiation skills are required.

Merchants Insurance Group Pay information:
Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $30.00 - $35.00 hourly based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.
Merchants Insurance Group Benefits:
  • Welcoming and positive work environment.
  • Colleague Appreciation events.
  • Flexible work arrangements, including flex scheduling and summer hours.
  • Hybrid work schedule. The Hybrid work schedule will require 2 full days per week in the office, with the option of working the remaining days per month at home or in the office
  • Flexible work arrangements, including flex scheduling and summer hours.
  • Competitive pay scale.
  • Generous paid time off package.
  • Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars.
  • Outstanding company bonus program.
  • Tuition Reimbursement.

And many more exciting company benefits!!
Merchants Insurance Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Merchants Insurance Group supports a safe workplace through pre-employment background screenings.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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