Origination Commodities Jobs in Minnesota (NOW HIRING)

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. 

We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance.  401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization.  We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

Job Summary 

The Agriculture Relationship Manager is responsible for generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. The Agriculture Relationship Manager maintains acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals, are critical for success in this position.  

Key Accountabilities 

Achieve Sales Targets 

• Prospects businesses with annual sales of $500M-$25MM+ for new loan and deposit opportunities. 

• Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. 

• Aligns client and bank objectives and orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. 

• Uses a consultative selling approach to understand client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. 

• Leverages centers of influence to build a network and create a pipeline of business. 

• Community Involvement-takes an active role in the agriculture community through volunteering and attending events.  

Loan Originations 

• Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing.  

• Partners with support staff to ensure the loan origination process meets bank and client expectations. 

• Seeks guidance and insight from other lenders and Executives to deliver the best possible loan terms for the bank and client. 

Portfolio Management 

• Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards.  

• Stay current on ag trends regarding agronomy, commodities, real estate, farm financial health to apply to current portfolio in assessing risks and understanding client needs.  

• Strives to meet or exceed average portfolio target by strengthening existing client relationships and fostering new relationships. 

• Manages delinquencies and portfolio to ensure that classified credits are recognized timely and referred promptly to Special Assets. 

 Key Competencies for Position 

Delights Clients – Continuously seeks and applies knowledge leading to a best-in-class client experience.   

• Passionately serves internal/external clients with excellence.   

• Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally.