About the role We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research ...
About the role We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research ...
Data Scientist
Basking Ridge, NJ · Hybrid
The candidate will have direct accountability to build and productionize data science models and AI/ML tools allowing for proactive risk monitoring, pattern detection and predictive analytics. This ...
Data Scientist
Basking Ridge, NJ · Hybrid
The candidate will have direct accountability to build and productionize data science models and AI/ML tools allowing for proactive risk monitoring, pattern detection and predictive analytics. This ...
Data Scientist
Alexandria, VA · On-site
Data Scientist The Opportunity: In this role, you will apply data science techniques and methods ... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ...
Data Scientist
Alexandria, VA · On-site
Data Scientist The Opportunity: In this role, you will apply data science techniques and methods ... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ...
Data Scientist
Alexandria, VA · On-site
Data Scientist The Opportunity: In this role, you will apply data science techniques and methods ... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ...
Data Scientist
Alexandria, VA · On-site
Data Scientist The Opportunity: In this role, you will apply data science techniques and methods ... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ...
Data Scientist
Queens, NY · Hybrid
$78K - $80K/yr
The Data Scientist will also work closely with unit members on efforts to identify and maintain a large set of risk indicators to optimize health risk identification among the student population.
Data Scientist
Queens, NY · Hybrid
$78K - $80K/yr
The Data Scientist will also work closely with unit members on efforts to identify and maintain a large set of risk indicators to optimize health risk identification among the student population.
Our insurance risk solutions help drive better data-driven decisions across the insurance policy ... The Senior Data Scientist II develops and implements analytics and AI solutions that support ...
Our insurance risk solutions help drive better data-driven decisions across the insurance policy ... The Senior Data Scientist II develops and implements analytics and AI solutions that support ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Birmingham, AL · On-site
Specifically, this position is responsible for supporting Commercial Operations through risk analysis, data modeling, custom tool development and data science/analytics solutions which requires a ...
Data Scientist
Queens, NY · On-site
$78K - $80K/yr
The Data Scientist will also work closely with unit members on efforts to identify and maintain a large set of risk indicators to optimize health risk identification among the student population.
Data Scientist
Queens, NY · On-site
$78K - $80K/yr
The Data Scientist will also work closely with unit members on efforts to identify and maintain a large set of risk indicators to optimize health risk identification among the student population.
Would you like to apply advanced actuarial science and machine learning to build predictive models ... Our insurance risk solutions help drive better data-driven decisions across the insurance policy ...
Would you like to apply advanced actuarial science and machine learning to build predictive models ... Our insurance risk solutions help drive better data-driven decisions across the insurance policy ...
Data Scientist / Senior Data Scientist
San Ramon, CA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Quick apply
Data Scientist / Senior Data Scientist
San Ramon, CA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Design,present& documentAI-basedinitiatives to our clients,typicallybanking and risk executives ... years of data science experience,ideally in credit riskor financial services. * Experience ...
Design,present& documentAI-basedinitiatives to our clients,typicallybanking and risk executives ... years of data science experience,ideally in credit riskor financial services. * Experience ...
Data Scientist - Supply Chain Risk Management
Washington, DC · Hybrid
$90K - $120K/yr
Overview VTG is seeking a motivated Data Scientist to join our team supporting a program focused on Supply Chain Risk Management (SCRM). The successful candidate will contribute to the development of ...
Data Scientist - Supply Chain Risk Management
Washington, DC · Hybrid
$90K - $120K/yr
Overview VTG is seeking a motivated Data Scientist to join our team supporting a program focused on Supply Chain Risk Management (SCRM). The successful candidate will contribute to the development of ...
Data Scientist
Atlanta, GA · On-site
... risk. We are committed to delivering innovative solutions that meet the evolving needs of our ... As a Data Scientist, you will play a critical role in analyzing complex loan data sets to identify ...
Data Scientist
Atlanta, GA · On-site
... risk. We are committed to delivering innovative solutions that meet the evolving needs of our ... As a Data Scientist, you will play a critical role in analyzing complex loan data sets to identify ...
Data Scientist
Seattle, WA · On-site
Develop ML-based risk scoring models across multiple fraud and exception scenarios, replacing ... hands-on Data Science experience with a strong foundation in classical ML * Proficiency in ...
Quick apply
Data Scientist
Seattle, WA · On-site
Develop ML-based risk scoring models across multiple fraud and exception scenarios, replacing ... hands-on Data Science experience with a strong foundation in classical ML * Proficiency in ...
Data Scientist Senior
San Antonio, TX · On-site
Develops and deploys models within the Model Development Control (MDC) and Model Risk Management ... Serves as a mentor to junior data scientists in modeling, analytics, and computer science tasks.
Data Scientist Senior
San Antonio, TX · On-site
Develops and deploys models within the Model Development Control (MDC) and Model Risk Management ... Serves as a mentor to junior data scientists in modeling, analytics, and computer science tasks.
Data Scientist
Burlingame, CA · On-site
$95K - $140K/yr
We are seeking an experienced Data Scientist to own the identity verification and fraud monitoring ... Partner cross-functionally with Compliance, Risk Operations, and Engineering to translate risk ...
Data Scientist
Burlingame, CA · On-site
$95K - $140K/yr
We are seeking an experienced Data Scientist to own the identity verification and fraud monitoring ... Partner cross-functionally with Compliance, Risk Operations, and Engineering to translate risk ...
The Role We're looking for a full-stack, product-minded Senior Data Scientist to help build a new ... risk scoring, escalation prediction, and recovery time estimation that improve through feedback ...
The Role We're looking for a full-stack, product-minded Senior Data Scientist to help build a new ... risk scoring, escalation prediction, and recovery time estimation that improve through feedback ...
Data Scientist
San Francisco, CA · On-site
$146K - $172K/yr
Built by an expert team of energy buyers, data scientists, and engineers, Verse enables faster, smarter energy decisions that reduce risk and lower energy costs. The Role Verse is seeking a Data ...
Data Scientist
San Francisco, CA · On-site
$146K - $172K/yr
Built by an expert team of energy buyers, data scientists, and engineers, Verse enables faster, smarter energy decisions that reduce risk and lower energy costs. The Role Verse is seeking a Data ...
Data Scientist
$146K - $172K/yr
Built by an expert team of energy buyers, data scientists, and engineers, Verse enables faster, smarter energy decisions that reduce risk and lower energy costs. The Role Verse is seeking a Data ...
Quick apply
Data Scientist
$146K - $172K/yr
Built by an expert team of energy buyers, data scientists, and engineers, Verse enables faster, smarter energy decisions that reduce risk and lower energy costs. The Role Verse is seeking a Data ...
On Call Data Scientist Risk information
See salary details
$37.5K - $52K
2% of jobs
$52K - $66.4K
3% of jobs
$66.4K - $80.9K
6% of jobs
$80.9K - $95.3K
9% of jobs
$100K is the 25th percentile. Wages below this are outliers.
$95.3K - $109.8K
15% of jobs
The median wage is $119.4K / yr.
$109.8K - $124.2K
22% of jobs
$132.2K is the 75th percentile. Wages above this are outliers.
$124.2K - $138.7K
32% of jobs
$138.7K - $153.1K
3% of jobs
$153.1K - $167.6K
4% of jobs
$167.6K - $182K
1% of jobs
$182K - $196.5K
2% of jobs
$37.5K
$122.7K
$196.5K
How much do on call data scientist risk jobs pay per year?
Full-time
Posted 20 days ago
Job description
We built an alternative called Credit. Since December 2024, it has issued over one million unsecured loans using stablecoins. People from around the world have used these loans to pay for things like groceries, medicine, and transportation. Backed by $6.6 million from Paradigm and Nascent, we're scaling a system that has already reached more than 900,000 unique borrowers. Help us take it to the next level.
About the role
We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research emerging risk trends, and transform borrower behavioral data into actionable guidance that shapes our credit strategy and roadmap.
While our engineering & research teams owns the underlying models, you'll be the person who makes sense of what they're telling us, tracking portfolio health, identifying issues early, and turning insights into clear recommendations for risk strategy and underwriting policy. Over time, this role may expand to drive broader product analytics across our suite of products.
This role is based in San Francisco, California. We work in a hybrid model, with the team in office 3 days per week.
Stack
- Python
- SQL
- Grafana/Prometheus/Metabase
- Blockchain data and indexing tools (Dune, Shovel)
- Monitor credit risk models, including underwriting, loss forecasting, and fraud detection, and iterate based on observed portfolio performance
- Design, build, and maintain scalable data pipelines, monitoring infrastructure, and dashboards to track portfolio health, user behavior, and key risk indicators
- Partner with product, research, and engineering teams to define north star metrics and translate them into measurable, actionable credit and growth strategies
- Design and analyze A/B tests, quasi-experiments, and causal inference studies to evaluate the impact of product and policy changes
- Produce portfolio monitoring and investigative analyses, making recommendations based on findings
- Translate complex quantitative findings into clear, compelling narratives for product, leadership, and cross-functional stakeholders
- 4+ years of experience in decision science, credit risk analytics, or a closely related quantitative role within fintech or consumer lending
- Deep proficiency in Python and SQL; comfortable owning analyses end-to-end from raw data to recommendation
- Strong understanding of credit risk modeling concepts, including PD/LGD modeling, scorecard development, reject inference, vintage analysis, and risk segmentation
- Demonstrated experience monitoring credit risk metrics and portfolio performance, including loss forecasting and underwriting model improvement
- Proven ability to influence and collaborate with cross-functional teams and senior stakeholders, with a track record of translating analytical findings into accessible, actionable insights
- Experience designing and evaluating experiments (A/B tests, holdout groups, or causal inference frameworks) in a consumer product context
- Comfortable with ambiguity and biased toward action; thrives with minimal oversight and brings strong problem-solving skills and sharp attention to detail
- Experience building or maintaining large-scale data pipelines supporting B2C financial products
- Familiarity with credit bureau data, cash flow underwriting, or alternative data sources in credit model development
- Experience working in emerging markets, ideally on financial products serving everyday consumer needs (microfinance, BNPL, digital lending)
- Strong understanding of DeFi protocol mechanics (lending, yield vaults, ERC4626) and experience with onchain data tooling (Dune, Shovel, Ponder, Goldsky or similar)
- Exposure to regulatory frameworks relevant to consumer credit (FCRA, ECOA, or equivalent)
Divine Research is an equal opportunity employer.