About the role We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research ...
About the role We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research ...
Data Scientist
Washington, DC · On-site
Improves methodologies and tools for risk assessment. * Researches and recommends business data ... Incorporates data science tools (SQL, R, Python, etc.) into services. Qualifications: * Strong ...
Data Scientist
Washington, DC · On-site
Improves methodologies and tools for risk assessment. * Researches and recommends business data ... Incorporates data science tools (SQL, R, Python, etc.) into services. Qualifications: * Strong ...
Data Scientist
Alexandria, VA · On-site
Data Scientist The Opportunity: In this role, you will apply data science techniques and methods ... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ...
Data Scientist
Alexandria, VA · On-site
Data Scientist The Opportunity: In this role, you will apply data science techniques and methods ... risk, and develop courses of action. Employ expert judgment, adaptable methodologies, repeatable ...
Data Scientist
Alexandria, VA · On-site
... risk, and develop courses of action. Employ expert judgment, adaptable met hodologies, repeatable ... As a data scientist, you're excited at the prospect of unlocking the secrets held by a data set ...
Data Scientist
Alexandria, VA · On-site
... risk, and develop courses of action. Employ expert judgment, adaptable met hodologies, repeatable ... As a data scientist, you're excited at the prospect of unlocking the secrets held by a data set ...
This role enables campaign, risk, operations, and Joint Force assessments by integrating disparate data sources, applying predictive and statistical modeling, and producing high‑quality analytic ...
This role enables campaign, risk, operations, and Joint Force assessments by integrating disparate data sources, applying predictive and statistical modeling, and producing high‑quality analytic ...
Principal Data Scientist
Austin, TX · On-site
AI Governance & Risk Advisory • Partner with the Sr. Director of AI & Digital Innovation to provide expert data science input into the organization's AI governance processes, policies, and ...
New
Principal Data Scientist
Austin, TX · On-site
AI Governance & Risk Advisory • Partner with the Sr. Director of AI & Digital Innovation to provide expert data science input into the organization's AI governance processes, policies, and ...
New
Principal Data Scientist
Austin, TX · Hybrid
Build and operationalize risk stratification models to identify high-risk patients and populations ... Leverage deep data science expertise to actively contribute to the design and development of AI ...
Principal Data Scientist
Austin, TX · Hybrid
Build and operationalize risk stratification models to identify high-risk patients and populations ... Leverage deep data science expertise to actively contribute to the design and development of AI ...
Data Scientist / Senior Data Scientist
San Ramon, CA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Quick apply
Data Scientist / Senior Data Scientist
San Ramon, CA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Data Scientist / Senior Data Scientist
Boston, MA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Quick apply
Data Scientist / Senior Data Scientist
Boston, MA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Principal Data Scientist
Austin, TX · Hybrid
Build and operationalize risk stratification models to identify high-risk patients and populations ... Leverage deep data science expertise to actively contribute to the design and development of AI ...
Principal Data Scientist
Austin, TX · Hybrid
Build and operationalize risk stratification models to identify high-risk patients and populations ... Leverage deep data science expertise to actively contribute to the design and development of AI ...
Data Scientist
Vancouver, WA · On-site
$65 - $70/hr
Join AZAD Technology Partners as a Data Scientist and work within the facility's Transmission ... risk and spend efficiency on the facility's transmission system. This assignment will analyze ...
Data Scientist
Vancouver, WA · On-site
$65 - $70/hr
Join AZAD Technology Partners as a Data Scientist and work within the facility's Transmission ... risk and spend efficiency on the facility's transmission system. This assignment will analyze ...
Data Scientist / Senior Data Scientist
Atlanta, GA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Quick apply
Data Scientist / Senior Data Scientist
Atlanta, GA · On-site
$100K - $160K/yr
CAT E&A is an innovative and versatile technical team conducting catastrophe risk research and ... Develop and maintain expertise in advanced data science, machine learning, and artificial ...
Data Scientist - Supply Chain Risk Management
Washington, DC · Hybrid
$90K - $120K/yr
Overview VTG is seeking a motivated Data Scientist to join our team supporting a program focused on Supply Chain Risk Management (SCRM). The successful candidate will contribute to the development of ...
Data Scientist - Supply Chain Risk Management
Washington, DC · Hybrid
$90K - $120K/yr
Overview VTG is seeking a motivated Data Scientist to join our team supporting a program focused on Supply Chain Risk Management (SCRM). The successful candidate will contribute to the development of ...
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will ...
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will ...
Data Scientist
Beaverton, OR · On-site
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will ...
Data Scientist
Beaverton, OR · On-site
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will ...
Data Scientist
Vancouver, WA · Hybrid
$65 - $70/hr
Join AZAD Technology Partners as a Data Scientist and work within the facility's Transmission ... risk and spend efficiency on the facility's transmission system. This assignment will analyze ...
Quick apply
Data Scientist
Vancouver, WA · Hybrid
$65 - $70/hr
Join AZAD Technology Partners as a Data Scientist and work within the facility's Transmission ... risk and spend efficiency on the facility's transmission system. This assignment will analyze ...
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will ...
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will ...
Data Scientist
Seattle, WA · On-site
Develop ML-based risk scoring models across multiple fraud and exception scenarios, replacing ... hands-on Data Science experience with a strong foundation in classical ML * Proficiency in ...
Quick apply
Data Scientist
Seattle, WA · On-site
Develop ML-based risk scoring models across multiple fraud and exception scenarios, replacing ... hands-on Data Science experience with a strong foundation in classical ML * Proficiency in ...
TSA On Call Data Collector
Washington, DC · On-site +1
SAIC is seeking an entry level Part time on-call Data Technician for upcoming work in various locations throughout the US. In this role you will support operational testing of various types of ...
TSA On Call Data Collector
Washington, DC · On-site +1
SAIC is seeking an entry level Part time on-call Data Technician for upcoming work in various locations throughout the US. In this role you will support operational testing of various types of ...
On Call Data Scientist Risk information
See salary details
$37.5K - $52K
2% of jobs
$52K - $66.4K
3% of jobs
$66.4K - $80.9K
6% of jobs
$80.9K - $95.3K
9% of jobs
$100K is the 25th percentile. Wages below this are outliers.
$95.3K - $109.8K
15% of jobs
The median wage is $119.4K / yr.
$109.8K - $124.2K
22% of jobs
$132.2K is the 75th percentile. Wages above this are outliers.
$124.2K - $138.7K
32% of jobs
$138.7K - $153.1K
3% of jobs
$153.1K - $167.6K
4% of jobs
$167.6K - $182K
1% of jobs
$182K - $196.5K
2% of jobs
$37.5K
$122.7K
$196.5K
How much do on call data scientist risk jobs pay per year?

Full-time
Posted 3 days ago
Job description
We built an alternative called Credit. Since December 2024, it has issued over one million unsecured loans using stablecoins. People from around the world have used these loans to pay for things like groceries, medicine, and transportation. Backed by $6.6 million from Paradigm and Nascent, we're scaling a system that has already reached more than 900,000 unique borrowers. Help us take it to the next level.
About the role
We're looking for a data scientist to drive credit risk intelligence across Credit, our leading unsecured lending system. You'll own portfolio monitoring and reporting, research emerging risk trends, and transform borrower behavioral data into actionable guidance that shapes our credit strategy and roadmap.
While our engineering & research teams owns the underlying models, you'll be the person who makes sense of what they're telling us, tracking portfolio health, identifying issues early, and turning insights into clear recommendations for risk strategy and underwriting policy. Over time, this role may expand to drive broader product analytics across our suite of products.
This role is based in San Francisco, California. We work in a hybrid model, with the team in office 3 days per week.
Stack
- Python
- SQL
- Grafana/Prometheus/Metabase
- Blockchain data and indexing tools (Dune, Shovel)
- Monitor credit risk models, including underwriting, loss forecasting, and fraud detection, and iterate based on observed portfolio performance
- Design, build, and maintain scalable data pipelines, monitoring infrastructure, and dashboards to track portfolio health, user behavior, and key risk indicators
- Partner with product, research, and engineering teams to define north star metrics and translate them into measurable, actionable credit and growth strategies
- Design and analyze A/B tests, quasi-experiments, and causal inference studies to evaluate the impact of product and policy changes
- Produce portfolio monitoring and investigative analyses, making recommendations based on findings
- Translate complex quantitative findings into clear, compelling narratives for product, leadership, and cross-functional stakeholders
- 4+ years of experience in decision science, credit risk analytics, or a closely related quantitative role within fintech or consumer lending
- Deep proficiency in Python and SQL; comfortable owning analyses end-to-end from raw data to recommendation
- Strong understanding of credit risk modeling concepts, including PD/LGD modeling, scorecard development, reject inference, vintage analysis, and risk segmentation
- Demonstrated experience monitoring credit risk metrics and portfolio performance, including loss forecasting and underwriting model improvement
- Proven ability to influence and collaborate with cross-functional teams and senior stakeholders, with a track record of translating analytical findings into accessible, actionable insights
- Experience designing and evaluating experiments (A/B tests, holdout groups, or causal inference frameworks) in a consumer product context
- Comfortable with ambiguity and biased toward action; thrives with minimal oversight and brings strong problem-solving skills and sharp attention to detail
- Experience building or maintaining large-scale data pipelines supporting B2C financial products
- Familiarity with credit bureau data, cash flow underwriting, or alternative data sources in credit model development
- Experience working in emerging markets, ideally on financial products serving everyday consumer needs (microfinance, BNPL, digital lending)
- Strong understanding of DeFi protocol mechanics (lending, yield vaults, ERC4626) and experience with onchain data tooling (Dune, Shovel, Ponder, Goldsky or similar)
- Exposure to regulatory frameworks relevant to consumer credit (FCRA, ECOA, or equivalent)
Divine Research is an equal opportunity employer.