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No Experience Insurance Jobs in Rio Rancho, NM (NOW HIRING)

AMERIND

Underwriter I

Bernalillo, NM

$53.12K - $79.69K/yr

A minimum of three years of underwriting experience. * Insurance Associate in Underwriting (AU) Professional Designation preferred. * Valid driver's license. * No felony, theft, or fraud convictions.

AMERIND

Underwriter I

Bernalillo, NM · On-site

$53.12K - $79.69K/yr

A minimum of three years of underwriting experience. * Insurance Associate in Underwriting (AU) Professional Designation preferred. * Valid driver's license. * No felony, theft, or fraud convictions.

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$61.2K

$114.3K

How much do no experience insurance jobs pay per year?

As of Jun 1, 2026, the average yearly pay for no experience insurance in Rio Rancho, NM is $61,160.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,900.00 and $72,400.00 per year, depending on experience, location, and employer.

What is a No Experience Insurance job?

A No Experience Insurance job is an entry-level position in the insurance industry that does not require prior experience. These roles often include customer service, sales, or administrative duties and provide on-the-job training. Employers may look for strong communication skills, a willingness to learn, and a commitment to helping clients. Many positions also offer opportunities to earn insurance licenses while working.

What are the key skills and qualifications needed to thrive in the No Experience Insurance position, and why are they important?

To excel in a No Experience Insurance role, strong communication skills, a willingness to learn, and a high school diploma or equivalent are typically required. Familiarity with customer relationship management (CRM) software and basic office applications can be beneficial, though many employers provide on-the-job training and may sponsor licensing. Interpersonal skills, attention to detail, and a positive attitude help candidates stand out when interacting with clients and team members. These attributes are essential because they enable new hires to quickly adapt, build trust with customers, and contribute effectively to team goals, even without prior industry experience.

What kind of training and support do entry-level insurance employees with no prior experience typically receive?

Most insurance companies provide comprehensive onboarding and training programs for new hires with no prior experience, including product knowledge, sales techniques, and customer service best practices. You may also receive support in obtaining any required state insurance licenses, with resources such as study guides, reimbursement for exam fees, or even in-house training sessions. Many teams assign mentors or supervisors to help guide you through your first months on the job, ensuring you have the support needed to succeed. This structured approach helps new employees build confidence, master job-related skills, and quickly become valuable contributors to the team.

What jobs make $3,000 a month without a degree?

In the insurance industry, entry-level roles such as insurance sales agents or customer service representatives can earn around $3,000 per month through commissions and bonuses, often without requiring a degree. Success in these roles typically depends on communication skills, sales ability, and industry knowledge, with some positions offering flexible schedules and on-the-job training.
More about No Experience Insurance jobs
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What job categories do people searching No Experience Insurance jobs in Rio Rancho, NM look for? The top searched job categories for No Experience Insurance jobs in Rio Rancho, NM are:
What cities near Rio Rancho, NM are hiring for No Experience Insurance jobs? Cities near Rio Rancho, NM with the most No Experience Insurance job openings:
No Experience Insurance jobs near you
Underwriter I

Underwriter I

AMERIND

Bernalillo, NM

$53.12K - $79.69K/yr

Full-time

Posted 19 days ago

Job description

Position Characteristics and Competencies
  • Customer Focused
  • Detailed Oriented
  • Technical Knowledge and Skills
  • Planning and Organizing
  • Communication Skills (verbal and written)
  • Analytical and Decision-making skills
  • Interpersonal Skills
  • Math skills
Job Summary
Review individual applications for insurance to evaluate the degree of risk involved, determine acceptance of applications, coverage amounts and premium for personal or commercial lines business. Responsible for retention of new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual also maintains positive and professional relationships with broker partners, third party administrators or financial institutions.
This job description does not represent an inclusive list of all duties encompassed in this position.
Job Responsibilities
  • Examines insurance applications, conduct research, collects background information, and make risk assessments.
  • Negotiates with the customer regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.
  • Underwrites various types of insurance policies for individuals, businesses, or equity pool members.
  • Calculates premiums and establish payment method. Appropriately prices all new and renewal applications.
  • Makes final determination, within company guidelines, on risk acceptability for new and renewal applications.
  • Interacts with policyholders to deliver and explain policy.
  • Ensures policy requirements are met, including any necessary completion of appropriate forms.
  • Evaluates property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
  • Creates endorsements and coverage documents for clients.
  • Performs administrative tasks, such as answering phones, maintaining records and handling policy renewals.
  • Renders decisions based on consultations with Senior Underwriters, managers, and upper management.
  • Participates in cross-functional team training.
  • Performs other duties as assigned.
Supervision of Others
N/A
Minimum Qualifications
  • High School Diploma or GED required .
  • Bachelor’s Degree in Business Administration, related field, or equivalent experience
  • A minimum of three years of underwriting experience.
  • Insurance Associate in Underwriting (AU) Professional Designation preferred.
  • Valid driver’s license.
  • No felony, theft, or fraud convictions.
  • Must be able to successfully pass a background investigation.
Additional Eligibility Requirements
  • New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
  • For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.
Knowledge/Skills/Abilities
  • Strong written and oral communication skills.
  • Strong ability to multi-task assisting in multiple duties or projects.
  • Strong presentation skills.
  • Knowledge of underwriting techniques.
  • Knowledge of department organization, functions, objectives, policies, and procedures.
  • Knowledge of commercial/residential construction codes and techniques.
  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
  • Ability to work independently and meet timelines.
  • Ability to create and edit written material.
  • Knowledge of principles and processes for providing customer services.
  • Skill in providing excellent customer service.
  • Ability to work as a team member in a structured working environment.
  • Ability to work with timeliness and thoroughness.
  • Skill in operating business computers and office machines, in a Windows environment, specifically Word, Excel and presentation software (such as PowerPoint).
Working Conditions amp; Physical Demands
  • Travel required 10% of time; COVID-19 vaccination preferred.
  • Typical business office setting with moderate noise level and outdoor settings with a high noise level.
  • Non-office environment may be encountered for offsite presentations and support of company activities.
  • Must be able to sit for work at a computer for more than 6 hours per day.
  • Must be able to use hands for dexterity of motion and reach with hands and arms. Extensive use of computer keyboards.
  • Frequently required to talk and hear.
  • Must have ability to occasionally lift 10+ lbs.
Physical Exam
Not required for this position.

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