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No Experience Insurance Investigator Jobs (NOW HIRING)

Our Insurance Coverage Investigation team members investigate and document all insurance claim related information. The person in this role strictly requires phone usage for the majority of their ...

Private Investigator

Bradenton, FL · On-site

$20.25 - $25.75/hr

Experience in insurance investigation and surveillance * Excellent written and verbal communication skills * Ability to work independently and remotely * Ability to work weekends and holidays as ...

Be Seen First

We are seeking a Remote Insurance Agent- No Experience Necessary! to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies ...

Be Seen First

We are seeking a Remote Insurance Agent- No Experience Necessary! to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies ...

Be Seen First

We are seeking a Remote Insurance Agent- No Experience Necessary! to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies ...

Be Seen First

We are seeking a Remote Insurance Agent- No Experience Necessary! to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies ...

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No Experience Insurance Investigator information

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$13

$25

$38

How much do no experience insurance investigator jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for no experience insurance investigator in the United States is $25.77, according to ZipRecruiter salary data. Most workers in this role earn between $21.88 and $31.73 per hour, depending on experience, location, and employer.

What is the difference between No Experience Insurance Investigator vs Claims Adjuster?

AspectNo Experience Insurance InvestigatorClaims Adjuster
Required CredentialsNone or minimal; on-the-job trainingOften requires licensing and certifications
Work EnvironmentOffice, remote, or field investigationsOffice-based, field inspections, or both
Industry UsageInsurance companies, third-party investigatorsInsurance companies, public agencies
Search & Comparison IntentUnderstanding entry-level roles in insurance investigationsComparing roles in insurance claims processing

The main difference is that No Experience Insurance Investigators typically require little to no prior experience and focus on initial investigations, while Claims Adjusters often need licensing and handle claims processing and evaluation. Both roles operate within the insurance industry but serve different functions and experience levels.

How to become an insurance investigator?

To become an insurance investigator, typically one needs a high school diploma or equivalent, with some roles preferring or requiring a college degree in criminal justice, law enforcement, or a related field. Relevant skills include attention to detail, analytical thinking, and knowledge of insurance policies; experience in law enforcement or claims adjusting can be beneficial. Certification is not always required but can enhance job prospects and credibility in the field.

Is becoming a pi worth it?

A no experience insurance investigator role can be worth it for those interested in claims investigation, as it offers on-the-job training and opportunities to develop skills in interviewing, report writing, and understanding insurance policies. However, it typically requires strong attention to detail, integrity, and sometimes a background check or licensing depending on the region. The position can provide stable employment and potential career advancement in the insurance industry.

What are the key skills and qualifications needed to thrive as a No Experience Insurance Investigator, and why are they important?

To thrive as a No Experience Insurance Investigator, strong analytical skills, attention to detail, and a high school diploma or equivalent are generally required. Familiarity with case management software, internet research tools, and basic office applications is often beneficial. Outstanding communication, integrity, and persistence help individuals excel when gathering information and interviewing claimants or witnesses. These skills and qualities are crucial for accurately assessing claims, detecting fraud, and ensuring fair outcomes for both insurers and clients.

How to get into the insurance business with no experience?

To become a no experience insurance investigator, start by researching entry-level positions that often require minimal prior knowledge. Gaining relevant skills such as attention to detail, communication, and basic computer proficiency can help, and obtaining an insurance license or certification may improve job prospects. Many employers provide on-the-job training for new hires without experience.

What skills do insurance investigators need?

Insurance investigators need strong analytical skills, attention to detail, and good communication abilities to evaluate claims and gather evidence. They often use interview techniques, report writing, and may require knowledge of insurance policies and basic computer skills. Certifications or training in investigation methods can also be beneficial.

What are no experience insurance investigators?

No experience insurance investigators are entry-level professionals who assist in examining insurance claims to determine their validity, often without prior work history in the field. They may conduct interviews, collect evidence, and help identify potential fraud under the guidance of more experienced investigators. Many employers offer on-the-job training for these roles, so candidates typically need strong analytical skills, attention to detail, and good communication abilities. A background in criminal justice, business, or a related field can be helpful but is not always required.

What are some common challenges faced by entry-level insurance investigators, and how can I overcome them?

As a new insurance investigator with no prior experience, one of the main challenges is quickly learning how to identify fraudulent claims while adhering to strict legal and ethical guidelines. You may also find it challenging to conduct interviews and gather evidence efficiently. To overcome these obstacles, take advantage of on-the-job training, seek mentorship from experienced colleagues, and stay updated on industry best practices. Building strong communication and analytical skills will help you succeed and advance in your role.
More about No Experience Insurance Investigator jobs
What cities are hiring for No Experience Insurance Investigator jobs? Cities with the most No Experience Insurance Investigator job openings:
What are the most commonly searched types of Insurance Investigator jobs? The most popular types of Insurance Investigator jobs are:
What states have the most No Experience Insurance Investigator jobs? States with the most job openings for No Experience Insurance Investigator jobs include:
Infographic showing various No Experience Insurance Investigator job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, 1% Temporary, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $53,602 per year, or $25.8 per hour.
Insurance Investigator - Cooperstown, NY

Insurance Investigator - Cooperstown, NY

UnitedHealth Group

Syracuse, NY • On-site

$18 - $32/hr

Full-time

Retirement

Posted 25 days ago


UnitedHealth Group rating

7.6

Company rating: 7.6 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

188th of 890 rated healthcare providers


Job description

Optum is a global organization that delivers care, aided by technology, to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best.Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale.Join us to start Caring. Connecting. Growing together.
This position is full-time, Mon-Fri 8:30am to 5pm. It may be necessary, given the business need, to work occasional overtime.
This is an on-site role at 1 Atwell Rd. Cooperstown, NY.
Primary Responsibilities:
The Insurance Investigator is responsible for assisting patients with navigating their insurance benefits, cost of service and financial assistance needs. Individuals in this role serve as a liaison between medical staff, patient financial services, insurance payers, patients, family members and other team members to ensure excellent patient care. This includes, but is not limited to the information outlined below:
  • Insurance
    • Verification of insurance eligibility, benefits, and authorizations
    • Ensure appropriate insurance coverage is listed within a patient's account
  • Financial Assistance & Enrollment
    • Point of contact for uninsured and underinsured patients
    • Collaborate with Patient Financial Services and various foundations for charity care
  • Assist eligible patients with enrolling for coverage on the exchange portal Estimates and Collections
  • Work with patients to set up payment plans and loan programs Customer Service
    • Collect confidential and sensitive information in a respectful manner
    • Assist patients, departments and providers with eligibility, benefits and authorization questions and cost information
    • Remain knowledgeable with changing workflows
  • Leadership
    • Navigate difficult conversations resourcefully and respectfully
    • Communicate protocols and complex terminology in a manner easy to understand
    • Motivate teammates to achieve goals set by department

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear directions on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
  • High School Diploma / GED
  • 2+ years of experience as insurance navigator with NY State of Health
  • 1+ years of experience with Insurance benefit verification
  • 1+ years of practical work experience in healthcare or finance
  • Ability to work full-time, Mon-Fri 8:30am to 5pm
  • Ability to work an on-site role at 1 Atwell Rd. Cooperstown, NY

Preferred Qualifications:
  • Experience with Microsoft Office products
  • Experience in a Hospital Patient Registration Department, Physician office or any medical setting
  • Working knowledge of medical terminology
  • Understanding of insurance policies and procedures
  • Experience in insurance reimbursement and financial verification
  • Ability to perform basic mathematics for financial payments
  • Experience in requesting and processing financial payments

Soft Skills:
  • Strong interpersonal, communication and customer service skills
  • Highly organized and ability to shift with changing priorities

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $18.00 to $32.00 per hour based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
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