ZipRecruiter

Log In

1

Natural Disaster Insurance Jobs in Chicago, IL (NOW HIRING)

ServiceMaster

Restoration Claims Coordinator

Skokie, IL · On-site

$24 - $28/hr

... standards, insurance carrier requirements and the property damage claims process. Who Are We ... Whether dealing with a burst pipe that impacts one home or a natural disaster that impacts the ...

Associa

Senior Mitigation Project Manager

Chicago, IL · On-site

$55K - $76K/yr

The perfect person should be a natural connector with experience in restoration sales, insurance ... Proven track record directing massive labor crews and logistics in chaotic disaster environments.

next page

Showing results 1-20

All JobsNatural Disaster Insurance JobsNatural Disaster Insurance Jobs in Chicago, IL

Natural Disaster Insurance information

See Chicago, IL salary details

$30.4K

$57.3K

$87K

How much do natural disaster insurance jobs pay per year?

As of Aug 25, 2026, the average yearly pay for natural disaster insurance in Chicago, IL is $57,319.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,300.00 and $65,400.00 per year, depending on experience, location, and employer.

What is natural disaster insurance?

Natural disaster insurance is a type of insurance policy that provides financial protection against losses caused by events such as earthquakes, floods, hurricanes, tornadoes, and other natural catastrophes. Standard homeowners or property insurance policies often do not cover all natural disasters, so separate policies or endorsements may be needed for specific risks. Coverage and availability can vary depending on your location and the insurance provider. It's important to review your policy and speak with your insurer to ensure you have adequate protection for the natural disasters most likely to affect your area.

What are the key skills and qualifications needed to thrive as a natural disaster insurance specialist, and why are they important?

To thrive as a Natural Disaster Insurance Specialist, you need expertise in risk assessment, insurance underwriting, and a strong understanding of natural disaster patterns, usually supported by a degree in finance, business, or a related field. Familiarity with catastrophe modeling software, claims management systems, and relevant certifications such as CPCU (Chartered Property Casualty Underwriter) are commonly required. Excellent analytical thinking, communication, and customer service skills set top performers apart in this role. These capabilities are essential to accurately assess client needs, ensure proper coverage, and effectively support policyholders during high-stress disaster events.

What are the most common challenges faced by professionals working in natural disaster insurance?

Professionals in natural disaster insurance often encounter challenges such as accurately assessing risk in high-uncertainty environments and keeping up with evolving climate data. They must also balance customer needs with underwriting standards during times of crisis, and manage a high volume of claims after major events. Collaboration with adjusters, actuaries, and emergency response teams is frequent, requiring strong communication and problem-solving skills. Staying current with regulatory changes and new modeling technologies is also essential for success in this field.

What is the difference between Natural Disaster Insurance vs Property Insurance Agent?

AspectNatural Disaster InsuranceProperty Insurance Agent
CredentialsTypically requires insurance licensing and knowledge of disaster policiesRequires insurance licensing and general property insurance knowledge
Work EnvironmentInsurance providers, agencies, or online platformsInsurance agencies, broker offices, or direct client interactions
Industry UsageSpecialized in policies covering natural disasters like floods, earthquakes, hurricanesBroader focus on property coverage including theft, fire, and general damages
Search & Comparison IntentUnderstanding disaster-specific coverage options and policiesComparing property insurance plans and providers

Natural Disaster Insurance focuses specifically on policies that protect against natural calamities, while Property Insurance Agents handle a wide range of property coverage, including natural disasters. Both roles require insurance licensing and serve clients seeking property protection, but their scope and specialization differ.

How do you become a natural disaster insurance adjuster?

To become a natural disaster insurance adjuster, you typically need to complete state-specific licensing requirements, which often include passing an exam and undergoing training. Gaining experience in insurance claims, developing strong communication skills, and understanding building codes and damage assessment are also important for success in this role.

What careers work with natural disasters?

Careers that work with natural disasters include emergency management specialists, disaster response coordinators, insurance adjusters, meteorologists, civil engineers, and environmental scientists. These roles often involve risk assessment, disaster planning, response efforts, and recovery operations, requiring relevant training, certifications, and knowledge of safety protocols.

What are popular job titles related to Natural Disaster Insurance jobs in Chicago, IL?

For Natural Disaster Insurance jobs in Chicago, IL, the most frequently searched job titles are:

What job categories do people searching Natural Disaster Insurance jobs in Chicago, IL look for?

The top searched job categories for Natural Disaster Insurance jobs in Chicago, IL are:

Natural Disaster Insurance jobs near you
Infographic showing various Natural Disaster Insurance job openings in Chicago, IL as of June 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $57,319 per year, or $27.6 per hour.

Restoration Claims Coordinator

Skokie, IL • On-site

ServiceMaster
Personal Services • 51 - 200 employees
Learn more about ServiceMasterexternal

$24 - $28/hr

Full-time

PTO

Posted 7 days ago

Job description

Benefits:
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • Competitive salary

ServiceMaster Restoration By Simons is seeking an experienced Restoration Claims Coordinator / Xactimate Specialist to provide remote claims support for our property damage restoration company.
Hands-on experience with Xactimate and Mitigate is required for this position Candidates should also be familiar with XactAnalysis, restoration documentation standards, insurance carrier requirements and the property damage claims process.
Who Are We?
ServiceMaster Restoration By Simons is a locally owned, family-and-woman-owned restoration company based in Skokie, IL. We are committed to helping our communities rebuild after a disaster, helping businesses get back to work, and helping our neighbors restore their homes to pre-loss conditions. Whether dealing with a burst pipe that impacts one home or a natural disaster that impacts the entire community, we're by our customer's side 24/7/365 to restores properties and peace of mind.
Required Software Experience
Candidates must have:
  • Hands-on Xactimate experience - REQUIRED
  • Hands-on Mitigate experience - REQUIRED
  • Familiarity with XactAnalysis
  • Experience with DASH or comparable restoration management software
  • Experience working with insurance carrier portals and/or TPA programs

Applicants without prior Xactimate and Mitigate experience will not be considered.
What You'll Do
The Claims Coordinator will manage assigned restoration claim files and help move them efficiently from production through insurance review, billing and payment within the required day 10 time frame.
Responsibilities include:
  • Manage assigned water, fire, smoke, mold, contents and insurance files
  • Review each claim for completeness and identify missing information
  • Monitor assigned claims and ensure required tasks are completed within company, carrier and TPA deadlines
  • Maintain active follow-up so claims do not sit without documented action
  • Prepare, review and revise Xactimate estimates
  • Submit and manage claim information through XactAnalysis
  • Review and maintain Mitigate documentation
  • Work within DASH and other applicable restoration management platforms
  • Communicate professionally with insurance adjusters and carrier representatives
  • Follow up on estimates awaiting carrier review or approval
  • Prepare and support supplements
  • Respond to adjuster requests for documentation
  • Review carrier reductions and estimate discrepancies
  • Help resolve scope, pricing and documentation issues
  • Track outstanding invoices and insurance payments
  • Maintain detailed claim notes and communication records
  • Help move completed jobs through final documentation, billing and payment

Photo Organization & DocumentationThe Claims Coordinator will also be responsible for maintaining complete, organized and submission-ready photo and documentation files.
Responsibilities include:
  • Review photos submitted by technicians and project managers
  • Organize and label photos by job, room, area and phase of work
  • Upload photos into DASH, Mitigate, XactAnalysis and applicable carrier or TPA systems
  • Confirm photos support the work being estimated and invoiced
  • Identify missing or inadequate photographs
  • Request additional documentation from the field team when needed
  • Organize moisture records, drying documentation and equipment logs
  • Upload signed authorizations, completion documents, estimates and invoices
  • Maintain clean and organized electronic claim files
  • Perform a final quality review before a file is considered complete

Timeliness & Accountability
Completing claim requirements on time is a critical responsibility of this position.
The Claims Coordinator is expected to monitor deadlines, complete uploads promptly, keep Mitigate and XactAnalysis requirements current, follow up consistently with adjusters and prevent files from becoming stagnant.
Delays outside the Claims Coordinator's control should be clearly documented with timely follow-up.
A qualifying file must have all applicable photos, Mitigate documentation, XactAnalysis requirements, estimates, invoices, drying documentation, signed documents and communication records completed and organized.
Simply changing a job status to "closed" does not qualify. The file must be complete, accurate, organized and timely
Why Work With Us?
ServiceMaster Restoration By Simons is a locally owned, family- and woman-owned restoration company based in Skokie, Illinois.
We specialize in water damage restoration, fire and smoke cleanup, mold remediation, contents restoration, and specialty cleaning.
Compensation: $24.00 - $28.00 per hour
ServiceMaster Restoration By Simons, a woman-owned and family-run and restoration and specialty cleaning business, proudly serves the greater Chicago metropolitan area in Cook, Lake and DuPage counties. ServiceMaster Restoration By Simons is the Chicago-area company of choice for commercial and residential disaster restoration, re-construction, and specialized cleaning. Our expert staff handles large and small insurance losses and works closely with insurance adjusters, managers, building owners, developers, homeowners, and renters. We are a proud recipient of the 2020 Torch Award for marketplace ethics.
This franchise is independently owned and operated by a ServiceMaster Clean® franchisee. Your application will go directly to the franchisee, and all hiring decisions will be made by the management of this franchisee. All inquiries about employment at this location should be made directly to the franchisee, and not to The ServiceMaster Company, LLC.

Apply