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Mortgage Software Developer Jobs in Idaho (NOW HIRING)

Originate construction mortgage loans in accordance with Credit Union policies and procedures ... Foster strong relationships with builders, realtors, developers, and other referral resources to ...

Mortgage Software Developer information

What is a mortgage software developer?

A Mortgage Software Developer is a technology professional who designs, builds, and maintains software solutions specifically for the mortgage industry. Their work typically involves developing applications that help lenders, brokers, and borrowers manage the mortgage process, including loan origination, underwriting, processing, and servicing. They use programming languages, databases, and industry knowledge to create efficient and secure systems that comply with regulatory requirements. These developers often collaborate with financial experts to ensure the software meets the unique needs of mortgage businesses.

What are the key skills and qualifications needed to thrive as a mortgage software developer?

To thrive as a Mortgage Software Developer, you need proficiency in programming languages (such as Java, C#, or Python), understanding of mortgage industry workflows, and a degree in computer science or a related field. Familiarity with loan origination systems (LOS), API integrations, and knowledge of compliance regulations like TRID and RESPA are typically required. Strong problem-solving, communication, and teamwork skills help developers collaborate with stakeholders and adapt to regulatory changes. These skills are crucial for building secure, compliant, and efficient software solutions that meet the complex needs of the mortgage industry.

How does a mortgage software developer typically collaborate with loan officers and underwriters during the development process?

Mortgage Software Developers often work closely with loan officers and underwriters to ensure the software accurately reflects real-world workflows and regulatory requirements. Collaboration usually involves gathering user feedback, participating in requirements meetings, and conducting user acceptance testing to identify pain points and optimize features. This cross-functional teamwork helps developers create solutions that streamline loan processing, improve compliance, and enhance user experience in a highly regulated industry.

What is the difference between Mortgage Software Developer vs Mortgage Analyst?

AspectMortgage Software DeveloperMortgage Analyst
Required CredentialsTypically requires a degree in computer science or related field, programming certificationsRequires a degree in finance, economics, or related field, mortgage licensing may be preferred
Work EnvironmentWorks primarily in software development teams, tech companies, or financial institutions' IT departmentsWorks in banks, lending institutions, or mortgage companies analyzing loan data and credit reports
Employer & Industry UsageUsed in financial tech firms, banks, mortgage lenders developing or maintaining loan softwareEmployed by banks, mortgage companies, and real estate firms assessing loan eligibility and risk

The main difference is that Mortgage Software Developers focus on creating and maintaining mortgage-related software applications, while Mortgage Analysts evaluate loan applications and assess borrower risk. Both roles are essential in the mortgage industry but serve different functions within the loan process.

What job categories do people searching Mortgage Software Developer jobs in Idaho look for?

The top searched job categories for Mortgage Software Developer jobs in Idaho are:

What cities in Idaho are hiring for Mortgage Software Developer jobs?

Cities in Idaho with the most Mortgage Software Developer job openings:

Mortgage Loan Officer-Idaho

Enterprise Services

Idaho Falls, ID

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago


Job description

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Work location flexible within Zions locations with available work space in Idaho

You have the drive, ambition and skills, and we want to give you the opportunity.  Zions Bank is full of people just like you who share the same values and work ethic.  Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let's talk about how we can help one another succeed.

You will:

  • Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
  • Ensure compliance with regulatory guidelines in the performance of loan originator duties.
  • Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data.
  • Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software. 
  • Ensure any re-disclosures are made timely.
  •  Order appraisals through system, arrange for title search and obtain necessary documents. 
  • Be responsible to communicate with the customer throughout the process and work with processors through closing. 
  • Originate residential home loan

Qualifications:

  • A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience. 
  • A combination of education and experience may meet requirements.
  • Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
  • Ability to successfully solicit loans.
  • Good problem solving skills.
  • Ability to work independently.
  • Strong interpersonal skills.
  • Demonstrated ability to handle multiple priorities.
  • Strong verbal and written communication skills.
  • Ability to work effectively in high pressure environment.
  • Ability to work with various types of computer software, including mortgage specific software.

Benefits:

  •  
    • Medical, Dental and Vision Insurance - START DAY ONE!
    • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
    • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
    • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
    • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
    • Mental health benefits including coaching and therapy sessions
    • Tuition Reimbursement for qualifying employees
    • Employee Ambassador preferred banking products