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Mortgage Risk Jobs in California (NOW HIRING)

Conventus

AVP, Market Risk

Westlake Village, CA

$100K - $123K/yr

  • Medical

  • Dental

  • Retirement

The AVP, Market Risk plays a supporting role in the valuation, risk management, and reporting on Amerihome's Mortgage Servicing Rights (MSR) and GNMA Early Buyout (EBO) portfolios. This position is ...

Western Alliance Bank

AVP, Market Risk

Westlake Village, CA · On-site

$100K - $123K/yr

  • Medical

  • Dental

  • Retirement

The AVP, Market Risk plays a supporting role in the valuation, risk management, and reporting on Amerihome's Mortgage Servicing Rights (MSR) and GNMA Early Buyout (EBO) portfolios. This position is ...

LBC Mortgage

Underwriter

Los Angeles, CA · On-site +1

Position Overview The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and ...

Wells Fargo

Private Mortgage Banker

Coachella, CA

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

Wells Fargo

Private Mortgage Banker

Palm Springs, CA · On-site

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

Wells Fargo

Private Mortgage Banker

Menifee, CA

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

Wells Fargo

Private Mortgage Banker

Alameda, CA · On-site

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

Wells Fargo

Private Mortgage Banker

Rancho Mirage, CA · On-site

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

Wells Fargo

Private Mortgage Banker

Concord, CA · On-site

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$20/hr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

Wells Fargo

Private Mortgage Banker

Palm Desert, CA

  • Medical

  • Life

  • Retirement

  • PTO

... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ... policies, underwriting requirements, and loan procedures; maintain high standard of client ...

East West Bank

Senior Mortgage Underwriter

El Monte, CA · On-site

$117K/yr

... mortgage loan applications in accordance with company policies, investor guidelines, and regulatory ... This role requires the application of advanced credit analysis, sound risk assessment, and ...

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Showing results 21-40

All JobsMortgage Risk JobsMortgage Risk Jobs in California

Mortgage Risk information

See California salary details

$23.9K

$108.3K

$143.7K

How much do mortgage risk jobs pay per year?

As of Aug 18, 2026, the average yearly pay for mortgage risk in California is $108,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,300.00 and $114,600.00 per year, depending on experience, location, and employer.

What is a mortgage risk analyst?

A mortgage risk analyst is a financial professional who assesses the potential risks involved in lending money for real estate purchases. They analyze borrowers' creditworthiness, property values, market trends, and economic conditions to determine the likelihood of default. Their goal is to help lenders make informed decisions that minimize financial losses while ensuring responsible lending practices. Mortgage risk analysts play a crucial role in maintaining the stability and profitability of mortgage portfolios.

What are the key skills and qualifications needed to thrive as a mortgage risk analyst?

To thrive as a Mortgage Risk Analyst, you need a solid background in finance, data analysis, and risk assessment, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling tools, loan origination systems, and regulatory compliance software is typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for evaluating complex financial data and conveying risk insights. These skills ensure accurate risk evaluation, regulatory adherence, and sound decision-making in mortgage lending.

What are the typical challenges faced by professionals in a mortgage risk role, and how can they be addressed?

Professionals in Mortgage Risk often encounter challenges such as assessing the creditworthiness of borrowers, staying compliant with evolving regulations, and managing large volumes of data to identify potential risks. Staying updated on regulatory changes and leveraging advanced analytics tools can help address these hurdles. Collaboration with underwriting, compliance, and data analytics teams is crucial to ensure accurate risk assessments and maintain the integrity of the mortgage portfolio. Continuous professional development and strong communication skills also contribute to effectively navigating these challenges.

What is the difference between Mortgage Risk vs Mortgage Underwriter?

AspectMortgage RiskMortgage Underwriter
Primary RoleAssess and manage risks associated with mortgage lendingEvaluate loan applications to ensure compliance and approve or deny loans
CredentialsRisk management certifications, finance backgroundLoan processing certifications, mortgage licensing
Work EnvironmentRisk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageRisk assessment teams within mortgage lendingLoan approval teams within mortgage lending

Mortgage Risk professionals focus on identifying and mitigating potential risks in mortgage portfolios, while Mortgage Underwriters evaluate individual loan applications to determine approval. Both roles require financial knowledge and industry certifications, but their responsibilities differ in scope and focus.

What are the most commonly searched types of Mortgage Risk jobs in California?

The most popular types of Mortgage Risk jobs in California are:

What are popular job titles related to Mortgage Risk jobs in California?

For Mortgage Risk jobs in California, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk jobs in California look for?

The top searched job categories for Mortgage Risk jobs in California are:

Mortgage Risk jobs near you
Infographic showing various Mortgage Risk job openings in California as of August 2026, with employment types broken down into 1% As Needed, 91% Full Time, 6% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $108,290 per year, or $52.1 per hour.

AVP, Market Risk

Conventus

Westlake Village, CA

$100K - $123K/yr

Full-time

Medical, Dental, Retirement

Re-posted 2 days ago

Job description

Job Title:

AVP, Market Risk

Location:

CA - Westlake Village

What you'll do:

The AVP, Market Risk plays a supporting role in the valuation, risk management, and reporting on Amerihome's Mortgage Servicing Rights (MSR) and GNMA Early Buyout (EBO) portfolios. This position is ideal for a candidate eager to contribute to Capital Markets, working alongside business lines across the company to assist with risk analytics, help optimize hedging strategies, and support transparent reporting on portfolio performance and risk exposures.
  • Support the ongoing valuation, risk management and reporting on Amerihome's MSR and EBO portfolios under the guidance of senior team members.
  • Assist in developing and implementing strategies to improve valuation accuracy, hedging effectiveness, and portfolio management, with opportunities for learning and skill development.
  • Help build statistical and quantitative models to measure and manage interest rate risk, participating in training and collaborative projects.
  • Assist with risk and performance reporting for senior management, learning to communicate portfolio dynamics, hedging effectiveness, and emerging risks clearly.
  • Participate in the continuous improvement of risk infrastructure, analytics, and reporting processes, gaining exposure to industry best practices.

What you'll need:

  • 3+ years of related experience in Market Risk Management or Capital Markets or similar field.
  • Bachelor's degree or equivalent experience required; Masters or MBA in related field preferred.
  • Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services.
  • Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Intermediate knowledge of fixed income markets, including mortgage cash flows, interest rate risk, prepayment and delinquency modeling.
  • Intermediate to advanced proficiency with Polypaths or comparable risk management platforms, as well as Bloomberg, SQL, VBA, and Python. Hands-on experience trading TBAs, interest rate swaps, and futures.
  • Advanced speaking and writing communication skills.
  • CFA designation a plus but not required.
Compensation: Salary range for new hires is generally $100,370.00 - $123,983.00 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation

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