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Mortgage Risk Manager Jobs in Raymond, NH (NOW HIRING)

Eastern Bank

Mortgage Underwriter

Manchester, NH

$30.94 - $49.73/hr

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based ... Commitment to compliance and risk management best practices. At Eastern Bank, we pride ourselves on ...

Eastern Bank

Mortgage Underwriter

Manchester, NH · On-site

$30.94 - $49.73/hr

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based ... Commitment to compliance and risk management best practices. About Us At Eastern Bank, we pride ...

PNC Bank

Mortgage Loan Officer

Concord, NH

$37K - $41K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

M&T Bank

Mortgage Originator

Portsmouth, NH · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Advises management on effective compliance strategies and potential modifications to corporate ...

Mtb

Mortgage Originator

Portsmouth, NH · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Advises management on effective compliance strategies and potential modifications to corporate ...

Mtb

Mortgage Originator

Manchester, NH · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Advises management on effective compliance strategies and potential modifications to corporate ...

M&T Bank

Mortgage Originator

Manchester, NH · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Advises management on effective compliance strategies and potential modifications to corporate ...

M&T Bank

Mortgage Originator

Manchester, NH · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Advises management on effective compliance strategies and potential modifications to corporate ...

M&T Bank

Mortgage Originator

Portsmouth, NH · On-site

... will be an acceptable risk; obtains and analyzes pertinent financial and credit data ... Advises management on effective compliance strategies and potential modifications to corporate ...

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All JobsMortgage Risk JobsMortgage Risk Manager JobsMortgage Risk Manager Jobs in Raymond, NH

Mortgage Risk Manager information

See Raymond, NH salary details

$49.7K

$127.6K

$250.5K

How much do mortgage risk manager jobs pay per year?

As of Aug 12, 2026, the average yearly pay for mortgage risk manager in Raymond, NH is $127,557.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,700.00 and $168,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a mortgage risk manager?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by mortgage risk managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a mortgage risk manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
Mortgage Risk Manager jobs near you

Mortgage Underwriter

Eastern Bank

Manchester, NH

$30.94 - $49.73/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Eastern Bank rating

8.3

Company rating: 8.3 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

47th of 171 rated banks

Job description

Hiring Range: $30.94-$49.73

The posted salary range reflects Eastern's expected hiring range. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. Eastern offers a robust benefits and retirement package. Please see the description of benefits included with this job posting for additional information.

***Hybrid schedule based out of Manchester, NH or Wakefield, MA ****

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based on an individual's credit history, financial position, and strength of collateral. This role ensures compliance with all regulatory requirements and investor guidelines while mitigating risk to the organization. Individuals in the role must have attained Direct Endorsement (DE) status from HUD and/or Staff Appraisal Reviewer (SAR) authority from the VA, and have an extensive understanding of FHA, VA and conventional guidelines. 

  1. Loan Analysis & Compliance
    • Conduct a thorough review of complete loan packages to ensure compliance with company policies, investor requirements, and FHA/VA guidelines.
    • Maintain up-to-date knowledge of all company, investor, and correspondent programs and requirements.
  2. Decision-Making & Communication
    • Exercise loan approval authority up to established corporate limits
    • Communicate underwriting decisions clearly and professionally to all relevant parties, both verbally and in writing.
  3. Risk Assessment & Documentation
    • Review residential appraisals for accuracy and compliance.
    • Calculate qualifying income, including detailed analysis of tax returns and financial statements.
  4. Collaboration & Support
    • Provide guidance and interpretation to Sales and Processing teams on underwriting standards and specific loan files.
    • Offer training and coaching to Loan Officers as needed to ensure adherence to underwriting guidelines.
  5. Post-Closing & Audit Response
    • Respond promptly to post-closing, insurance and audit reviews, ensuring timely resolution of any issues.
  6. Productivity & Team Contribution
    • Support the underwriting team in achieving productivity goals while meeting individual turn times for new loans and condition reviews.
    • Assume additional duties as assigned, cross

PROBLEM SOLVING & DECISION MAKING:

The mortgage underwriter II is responsible for independently reviewing loan applications to determine eligibility in accordance with the bank's lending policies and applicable secondary market/investor guidelines. This role exercises sound judgment in analyzing complex financial documentation, resolving discrepancies, and ensuring compliance with regulatory and investor standards.

Education and Experience  

  • High school diploma or GED or equivalent combination of training and experience
  • Minimum of 5 years Government Underwriting or equivalent experience
  • DE approved highly preferred. 

Skills/Knowledge 

  • Strong knowledge of mortgage underwriting principles; FHLMC/FNMA/FHA/RD and VA Guidelines; and investor requirements.
  • Proficiency in analyzing complex financial documents, including tax returns and business financial statements.
  • Ability to interpret and review residential appraisals accurately.
  • Excellent communication skills for clear messaging of ideas and decisions.
  • High attention to detail and strong organizational skills to manage multiple priorities.
  • Problem-solving mindset with the ability to make sound credit decisions under pressure.
  • Experience with mortgage loan origination systems and underwriting software.
  • Strong time management skills to meet strict deadlines and productivity goals.
  • Commitment to compliance and risk management best practices.
At Eastern Bank, we pride ourselves on supporting our employees by offering tremendous opportunity for individual growth. As an inclusive company, we work to ensure that our valued employees are treated fairly, recognized for their individuality, and encouraged to reach their fullest potential. These values have earned us a reputation as a great place to work and provide a strong reason why you should consider a career with us. We are proud to offer comprehensive compensation plans and a benefits program called Total Rewards that includes medical, dental, vision, life and disability insurance, retirement, vacation and tuition reimbursement.

Eastern Bank is an equal opportunity employer.  All job applicants will be considered for employment without regard to race, color, religious creed, national origin, sex, sexual orientation, gender identity, genetic information, military service, age, ancestry, or disability.

At Eastern Bank, we are dedicated to building a diverse, equitable, inclusive and authentic workplace. If you're excited about this role but your experience doesn't fully align with every qualification, we still encourage you to apply! You may be just the right candidate for this position or others across the company. Our Recruitment team is waiting to chat with YOU.

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