Mortgage Loan Originator
Lansing, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Lansing, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Lansing, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Lansing, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Detroit, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Detroit, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Grand Rapids, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Grand Rapids, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Grand Rapids, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Grand Rapids, MI · On-site
... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...
Mortgage Loan Originator
Lansing, MI · On-site
$60 - $110/hr
## Mortgage Loan OriginatorApplylocations: Lansing, MItime type: Full timeposted on: Posted Todaytime ... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ...
Mortgage Loan Originator
Lansing, MI · On-site
$60 - $110/hr
## Mortgage Loan OriginatorApplylocations: Lansing, MItime type: Full timeposted on: Posted Todaytime ... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ...
Mortgage Loan Originator
Traverse City, MI · On-site
$52 - $78/hr
## Mortgage Loan OriginatorApplylocations: Traverse City, MItime type: Full timeposted on: Posted ... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ...
Mortgage Loan Originator
Traverse City, MI · On-site
$52 - $78/hr
## Mortgage Loan OriginatorApplylocations: Traverse City, MItime type: Full timeposted on: Posted ... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ...
Senior Mortgage Quality Control Underwriter
Grand Rapids, MI · On-site
$70 - $95/hr
## Senior Mortgage Quality Control UnderwriterApplylocations: Grand Rapids, MItime type: Full ... management. Detect patterns or red flags during reviews to proactively mitigate risk.* Document ...
Senior Mortgage Quality Control Underwriter
Grand Rapids, MI · On-site
$70 - $95/hr
## Senior Mortgage Quality Control UnderwriterApplylocations: Grand Rapids, MItime type: Full ... management. Detect patterns or red flags during reviews to proactively mitigate risk.* Document ...
Senior Mortgage Quality Control Underwriter
Grand Rapids, MI · On-site
$111K/yr
The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance ... management. Detect patterns or red flags during reviews to proactively mitigate risk. * Document ...
Senior Mortgage Quality Control Underwriter
Grand Rapids, MI · On-site
$111K/yr
The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance ... management. Detect patterns or red flags during reviews to proactively mitigate risk. * Document ...
Senior Mortgage Quality Control Underwriter
Grand Rapids, MI · On-site +1
$111K/yr
The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance ... management. Detect patterns or red flags during reviews to proactively mitigate risk. * Document ...
Senior Mortgage Quality Control Underwriter
Grand Rapids, MI · On-site +1
$111K/yr
The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance ... management. Detect patterns or red flags during reviews to proactively mitigate risk. * Document ...
Capital Markets Head Trader
Troy, MI · On-site
About this opportunity As the Head of MBS Trading, you will oversee the pricing, hedging, trading, and execution of our mortgage portfolio. You will manage the pooling decision, pipeline risk ...
Capital Markets Head Trader
Troy, MI · On-site
About this opportunity As the Head of MBS Trading, you will oversee the pricing, hedging, trading, and execution of our mortgage portfolio. You will manage the pooling decision, pipeline risk ...
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
Capital Markets Head Trader
Troy, MI · On-site
About this opportunity As the Head of MBS Trading, you will oversee the pricing, hedging, trading, and execution of our mortgage portfolio. You will manage the pooling decision, pipeline risk ...
Quick apply
Capital Markets Head Trader
Troy, MI · On-site
About this opportunity As the Head of MBS Trading, you will oversee the pricing, hedging, trading, and execution of our mortgage portfolio. You will manage the pooling decision, pipeline risk ...
Description Mortgage Lending Analyst Department Mortgages Reports To Mortgage Manager/VP of Lending ... Skilled in risk assessment, income and asset verification, and identifying solutions that support ...
Description Mortgage Lending Analyst Department Mortgages Reports To Mortgage Manager/VP of Lending ... Skilled in risk assessment, income and asset verification, and identifying solutions that support ...
VP of Foreclosure, Bankruptcy and Post-Sale
Troy, MI · On-site
$120 - $180/hr
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
VP of Foreclosure, Bankruptcy and Post-Sale
Troy, MI · On-site
$120 - $180/hr
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
Mortgage Lending Analyst Department Mortgages Reports To Mortgage Manager/VP of Lending/Chief ... Skilled in risk assessment, income and asset verification, and identifying solutions that support ...
Mortgage Lending Analyst Department Mortgages Reports To Mortgage Manager/VP of Lending/Chief ... Skilled in risk assessment, income and asset verification, and identifying solutions that support ...
Description Mortgage Lending Analyst Department Mortgages Reports To Mortgage Manager/VP of Lending ... Skilled in risk assessment, income and asset verification, and identifying solutions that support ...
Description Mortgage Lending Analyst Department Mortgages Reports To Mortgage Manager/VP of Lending ... Skilled in risk assessment, income and asset verification, and identifying solutions that support ...
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
... management, operational performance, risk mitigation, and process improvement initiatives while ensuring timely and compliant resolution of delinquent mortgage loans. The AVP will collaborate closely ...
Mortgage Risk Manager information
What does a mortgage risk manager do?
A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are the key skills and qualifications needed to thrive as a mortgage risk manager?
To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.
What are some common challenges faced by mortgage risk managers, and how can they be addressed?
Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.
What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?
| Aspect | Mortgage Risk Manager | Mortgage Underwriter |
|---|---|---|
| Primary Role | Assess and manage overall mortgage risk, develop risk policies | Evaluate individual loan applications for approval |
| Required Credentials | Typically requires risk management certifications, finance or related degrees | Often requires mortgage licensing, underwriting certifications |
| Work Environment | Corporate offices, risk departments, financial institutions | Loan processing centers, banks, mortgage companies |
| Industry Usage | Used by lenders to mitigate risk at a strategic level | Used by lenders to approve or deny individual loans |
The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.
What are popular job titles related to Mortgage Risk Manager jobs in Michigan?
For Mortgage Risk Manager jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Manager jobs in Michigan look for?
The top searched job categories for Mortgage Risk Manager jobs in Michigan are:
What cities in Michigan are hiring for Mortgage Risk Manager jobs?
Cities in Michigan with the most Mortgage Risk Manager job openings:
Key responsibilities
Develop referral contacts such as realtors, builders, and professional and personal contacts.
Manage the residential mortgage loan process from application to closing, including collecting documentation and delivering the loan package.
Communicate with branches and applicants to provide timely updates and manage customer expectations.
Fifth Third Bank rating
7.6
Based on 114 frontline employees who took The Breakroom Quiz
99th of 175 rated banks
Job description
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
Mortgage Loan Originator
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Lansing, Michigan 48917
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Develop referral contacts (realtors, builders, professional and personal contacts).
- Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
- Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
- Follow defined protocol for escalation exceptions.
- Take applicant applications by completing Fannie Mae form 1003 on the laptop.
- Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
- Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
- Manage pipeline for all originated loans through closing and complete required management reports.
- Communicate with branches and/or applicants of providing timely updates and progress reports.
- Maintain high levels of customer service while managing each applicant's and support staff's expectations.
- Attend and participate in all Consumer Lending meetings as required by management.
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
- High school diploma or equivalent mandatory. Four-year college degree preferred.
- Knowledge of conventional and/or government lending guidelines.
- Knowledge of residential mortgage processing, underwriting, and closing procedures.
- Knowledge of federal lending regulations governing real estate lending.
- Demonstrated organizational skills.
- Strong written and verbal communications skills.
- Demonstrated teamwork and customer service skills.
- Proven computer skills.
- Basic sales technique skills.
- Strong desire to excel in a competitive environment.
- This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Mortgage Loan Originator
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Lansing, Michigan 48917
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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