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Mortgage Risk Manager Jobs in Kansas (NOW HIRING)

Branch Banking Leader

Lawrence, KS ยท On-site

$59K - $99K/yr

Risk Management : Foster a culture of disciplined risk management helping teams identify and ... Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act ...

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Mortgage Risk Manager information

What are the key skills and qualifications needed to thrive as a Mortgage Risk Manager, and why are they important?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by Mortgage Risk Managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a Mortgage Risk Manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are popular job titles related to Mortgage Risk Manager jobs in Kansas? For Mortgage Risk Manager jobs in Kansas, the most frequently searched job titles are:
What cities in Kansas are hiring for Mortgage Risk Manager jobs? Cities in Kansas with the most Mortgage Risk Manager job openings:
Personal Banking - Business Banking Center Manager III

Personal Banking - Business Banking Center Manager III

NBH Bank

Overland Park, KS โ€ข On-site

Full-time

Retirement, PTO

Re-posted yesterday


Job description

It starts with our culture ...
Common sense has never been common.
If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicityยฎ. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
This type of position is ideal for someone looking to build a career in finance. We will provide you training and coaching throughout your onboarding experience, as well as on the job. As you demonstrate success, there will be opportunities for advancement within our organization.
As a Business Banking Center Manager III, you will:
  • Work cooperatively with and through others, building and maintaining relationships.
  • Be required to work collaboratively within the organization and will be integral in motivating and bringing out the best in others.
  • Perform in a role that involves connecting quickly with a focus to motivate and persuade others to act.
  • Operate at an extremely fast pace and handled quickly, correctly, and efficiently while working within established guidelines.

As Business Banking Center Manager III, you will have an opportunity to meet and provide exceptional service to a diverse audience. This will include responsibility for a variety of tasks including training and coaching a successful sales team in the pursuit of small business and consumer clients for the bank while acting as a key point of contact for clients. You will have responsibility for you and your team to achieve specific sales and service goals by providing a full range of business banking services to clients with an emphasis on deposit, treasury management and loan products. You will actively participate and represent our Bank in the community, drive the Work Perks Banking initiatives with business clients. You will be responsible for demonstrating a strong knowledge of mortgage, business, installment loan options, providing a broad base of financial and credit services. Additionally, Business Banking Center Manager IIIs are expected to assist other departments as needed, build a great rapport with clients and fellow associates, while treating others with respect and consideration regardless of their status or position.
Minimum Requirements:
  • Associates Degree or equivalent
  • 5 years banking experience with external business development
  • Become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act, and NBH's compliance policies related to these requirements including acceptable background check investigation results.
  • Driving is required with this position. Applicants must have a valid driver's license (may not be learner's, restricted or "to and from work" license) and driving history that meets the Bank's driver standards. This information will be verified in a Motor Vehicle Report.

Desired Skills: Ideal candidates for this position should possess some or all of the following skills:
  • Bachelor's Degree or higher
  • Treasury Management sales experience
  • Consumer lending background and business lending experience
  • Bilingual language skills
  • Driven and motivated self-starter
  • Strong financial acumen and understanding of risk management
  • Passionate about proactive sales and the prospecting of new business
  • Effective written, verbal and interpersonal communication skills; demonstrated ability to speak effectively to internal and external clients
  • Strong work ethic with an attention to detail and ability to complete work accurately
  • Ability to think logically in order to analyze situations and make sound decisions
  • Ability to handle multiple tasks simultaneously
  • Capacity to work with multiple computer and software systems
  • Ability to calculate figures and amounts such as cash back and percentages

Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
  • We are committed to our core value of meritocracy and supporting our associates in growing within their role
  • When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
  • May be requested to work evenings and weekends for special program events
  • Travel is primarily local during the business day, although some out-of-the-area and overnight travel may be expected

Incentive and Benefits:
This role is eligible to participate in a scorecard-based incentive plan, which can significantly increase your overall compensation. Incentives are earned quarterly based on the associate's performance against the defined metrics as outlined in the score card.
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.
Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.