ZipRecruiter

Log In

1

Mortgage Risk Manager Jobs in Delaware (NOW HIRING)

McCabe Weisberg and Conway LLC

Attorney

Wilmington, DE · On-site

A high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial ... Managing and prioritizing a large caseload Drafting and reviewing pleadings to ensure compliance ...

McCabe, Weisberg & Conway, LLC

Attorney

Wilmington, DE · On-site

A high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Banks and Financial ... Managing and prioritizing a large caseload Drafting and reviewing pleadings to ensure compliance ...

Wsfsbank

Paralegal - Corporate Trust

Wilmington, DE · On-site

$77K - $127K/yr

We are the region's locally headquartered bank and wealth management company. We are honored to ... The position requires experience in legal matters relating to mortgage type assets. This includes ...

WSFS Bank

Paralegal - Corporate Trust

Wilmington, DE · On-site

$77K - $127K/yr

We are the region's locally headquartered bank and wealth management company. We are honored to ... The position requires experience in legal matters relating to mortgage type assets. This includes ...

next page

Showing results 1-20

All JobsMortgage Risk JobsMortgage Risk Manager JobsMortgage Risk Manager Jobs in Delaware

Mortgage Risk Manager information

What are the key skills and qualifications needed to thrive as a Mortgage Risk Manager, and why are they important?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by Mortgage Risk Managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a Mortgage Risk Manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are popular job titles related to Mortgage Risk Manager jobs in Delaware? For Mortgage Risk Manager jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Manager jobs in Delaware look for? The top searched job categories for Mortgage Risk Manager jobs in Delaware are:
What cities in Delaware are hiring for Mortgage Risk Manager jobs? Cities in Delaware with the most Mortgage Risk Manager job openings:
Mortgage Risk Manager jobs near you
Internal Audit - Audit Consultant ( Wealth Advisory and Institutional Client Services)

Internal Audit - Audit Consultant ( Wealth Advisory and Institutional Client Services)

M&T Bank

Wilmington, DE • On-site

Full-time

Re-posted 24 days ago

M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 184 frontline employees who took The Breakroom Quiz

76th of 149 rated banks

Job description

THIS ROLE WILL BE HYBRID 4 DAYS/WEEK (1 DAY REMOTE) BASED OUT OF: BUFFALO NY, WILMINGTON DE, or BRIDGEPORT CT. MUST BE WITHIN A COMMUTABLE DISTANCE OR WILLING TO RELOCATE.
Overview:
  • This role provides senior level expertise in audit engagements that span Wealth Advisory and Institutional Client Services which require in-depth business and risk knowledge to properly assess associated risk and controls.

Primary Responsibilities:
Successful Audit Plan Completion
  • Stay abreast of best practices, industry developments, and changing or emerging risks and consult with the audit teams to ensure their coverage as appropriate in assigned audits.
  • Participate in the execution of audit procedures, particularly those which are highly visible and complex in nature, in a risk-focused manner while maintaining independence and adhering to department and professional industry standards.
  • Analyze audit findings, particularly those that require complex judgment or sophisticated analytical thought, and propose creative and pragmatic solutions to the audit team for consideration in the final audit report.
  • Drive audit teams in the planning and execution of validation procedures for Internal Audit and Regulatory issues that require subject matter expertise.
  • Organize and complete work within established budgets and time frames with minimal direction from audit management.
  • Incorporate the use of data analytics throughout all phases of the audit process.
  • Inform and clearly demonstrate support for the department's strategic objectives.

Leadership, Decision Making, and Communication
  • Possess strong management and interpersonal skills, make sound decisions independently, exhibiting initiative and intuitive thinking.
  • Proactively communicate with senior management members of the audit team and line of business senior and executive regarding the status of audits and potential issues identified.
  • Build strong partnerships with business stakeholders and audit team members.
  • Demonstrates strong judgment, political astuteness, and sensitivity to cultural commitment..

Developing Others
  • Coach and mentor junior audit team members through knowledge sharing, tailoring the approach based upon their skills and experience.

Other Responsibilities
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators, as applicable.
  • Complete other related duties as assigned.

Scope of Responsibilities:
  • This role operates independently within a matrix reporting environment and is responsible for the timely delivery of high quality, value-added audit reports for a variety of business activities (complex in nature), which meet the requirements of the Audit Committee and regulatory expectations. Ensures ongoing conformance with professional auditing standards.
  • This position directly communicates with Senior, Middle and Line Management and External Auditors. Builds strong partnerships with business stakeholders and other audit team members.
  • This role also requires periodic interaction with external regulatory agencies.
Supervisory/ Managerial Responsibilities:
  • May provide coaching opportunities for certain audit professionals but is not responsible for performance management, compensation planning, or other similar duties.
Education and Experience Required:
  • Bachelor's degree, preferably in Accounting, Business, Finance, Technology, Cybersecurity, Mathematics, Statistics or other related technical field and 7 years of relevant experience, inclusive of 2 years of work leadership experience. In lieu of degree, a combined minimum of 11 years higher education and/or work experience including 7 years of relevant work experience and 2 years of work leadership experience.
  • Expertise in audit engagements that span Wealth Advisory and Institutional Client Services which require in-depth business and risk knowledge to properly assess associated risk and controls.
  • Demonstrates strong judgment, political astuteness, and sensitivity to cultural commitment..
  • Possesses strong project management and interpersonal skills, makes sound decisions, exhibiting initiative and critical thinking.
  • Specific subject matter expertise regarding internal audit disciplines or in one or more of the following Lines of Businesses (LOBs) such as Commercial Banking, Retail Banking, Mortgage, Consumer Banking, Wealth Advisory, Institutional Client Services, or support functions such as Treasury, Finance, Compliance, Technology, Operations, Risk Management, or Credit Administration.
  • Effective negotiation skills, a proactive and 'no surprises' approach in communicating issues and strength in sustaining independent views.
  • This individual must be an articulate and effective communicator, both orally and in writing, with an energetic, charismatic and approachable style.

Education and Experience Preferred:
  • MBA or Master's degree in an appropriate field preferred.
  • Related certifications (CPA, CIA, CISA or similar).
  • Financial Services Industry experience preferred.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,200.00 - $197,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Wilmington, Delaware, United States of America

What M&T Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply