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Mortgage Risk Manager Jobs in California (NOW HIRING)

SoFi

Credit Strategy - Risk Lead

San Francisco, CA · On-site

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies ...

Guild

Mortgage Trader

San Diego, CA · On-site

$99K - $150K/yr

Position Summary The Mortgage Trader is responsible for managing interest rates risk for the organization through pricing and executing MBS and whole loan trades on multiple platforms, with limited ...

LBC Mortgage

Underwriter

Los Angeles, CA · On-site +1

Perform risk analysis and make sound underwriting decisions * Ensure loans meet internal policies ... manage multiple files and deadlines simultaneously * Experience with residential mortgage ...

PNC Bank

Mortgage Loan Officer

Sacramento, CA · On-site

$37K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Riverside, CA · On-site

$37K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Turlock, CA · On-site

$37K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Cupertino, CA · On-site

$37K - $40K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Irvine, CA · On-site

$37K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

San Jose, CA

$37K - $40K/yr

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

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Mortgage Risk Manager information

What are the key skills and qualifications needed to thrive as a Mortgage Risk Manager, and why are they important?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by Mortgage Risk Managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a Mortgage Risk Manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are popular job titles related to Mortgage Risk Manager jobs in California? For Mortgage Risk Manager jobs in California, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Manager jobs in California look for? The top searched job categories for Mortgage Risk Manager jobs in California are:
What cities in California are hiring for Mortgage Risk Manager jobs? Cities in California with the most Mortgage Risk Manager job openings:
Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in California as of July 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 79% In-person, 4% Hybrid, and 17% Remote job distribution.
Regional Sales Manager- Mortgage Industry

Regional Sales Manager- Mortgage Industry

ML MORTGAGE CORP.

Rancho Cucamonga, CA • On-site

$75K - $150K/yr

Full-time

Re-posted 10 days ago

Job description

LOCATION: TEXAS, ARIZONA, FLORIDA

About the Role:

Retail Regional Sales Manager

The Regional Manager is responsible for overseeing and driving the loan operations across multiple branches within the designated region, ensuring alignment with corporate goals and regulatory compliance. This role involves strategic leadership to optimize loan portfolio performance, enhance customer satisfaction, and foster strong relationships with clients and stakeholders. The Regional Manager will lead, mentor, and develop a team of loan officers and support staff to achieve sales targets and operational excellence. They will analyze market trends and regional data to identify growth opportunities and mitigate risks. Ultimately, this position ensures the delivery of high-quality loan products and services that contribute to the overall success and reputation of ML Mortgage Corp.

Minimum Qualifications:

  • Minimum of 5 years of experience in loan management or mortgage lending, with at least 2 years in a supervisory or managerial role.
  • Strong knowledge of loan products, underwriting processes, and relevant regulatory requirements.
  • Proven ability to lead and develop teams in a fast-paced financial services environment.
  • Excellent communication and interpersonal skills.


Responsibilities:

  • Manage and supervise loan operations across multiple branch locations within the region to ensure consistent service quality and compliance with company policies and regulatory requirements.
  • Lead, coach, and develop loan officers and support teams to meet and exceed loan origination and portfolio performance targets.
  • Collaborate with senior management to develop and implement regional strategies that drive business growth and customer retention.
  • Monitor loan processing workflows, identify bottlenecks, and implement process improvements to enhance efficiency and customer experience.
  • Analyze regional market trends, customer feedback, and financial data to inform decision-making and risk management.

Skills:

The required skills enable the Regional Manager to effectively lead loan teams by providing clear guidance, motivation, and performance management, ensuring that loan products are delivered efficiently and compliantly. Strong analytical skills are used daily to interpret financial data and market trends, which inform strategic decisions and risk mitigation efforts. Communication skills are essential for building relationships with clients, staff, and senior management, facilitating collaboration and problem-solving. Knowledge of loan processing systems and regulatory frameworks ensures operational accuracy and adherence to legal standards. Preferred skills, such as familiarity with advanced loan software and industry certifications, enhance the manager’s ability to implement best practices and drive continuous improvement across the region.