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Mortgage Refinance Jobs (NOW HIRING)

Anniemac Home Mortgage

Mortgage Loan Officer

Tampa, FL · On-site

As a HUD approved direct lender, we have access to the all of the best purchase and refinance mortgage programs offered including FHA, 203K, GNMA, VA, USDA and HECM products. The Company's in-house ...

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Mortgage Refinance information

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How much do mortgage refinance jobs pay per month?

As of Jun 16, 2026, the average monthly pay for mortgage refinance in the United States is $3,456.75, according to ZipRecruiter salary data. Most workers in this role earn between $1,833.33 and $5,375.00 per month, depending on experience, location, and employer.

What does a Mortgage Refinance job involve?

A Mortgage Refinance job typically involves helping homeowners replace their existing mortgage with a new loan that offers better terms, such as a lower interest rate or reduced monthly payments. Professionals in this role assess clients' financial situations, guide them through the refinancing process, and work with lenders to secure favorable terms. They may also handle paperwork, verify documentation, and ensure compliance with lending regulations.

How much does a mortgage broker make on a $500,000 loan?

Mortgage brokers typically earn a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 loan. Their income can vary depending on the broker's experience, the lender, and the commission structure, and they may also receive additional fees or bonuses for volume or performance.

What are some typical challenges faced by professionals working in Mortgage Refinance roles?

Professionals in Mortgage Refinance frequently encounter challenges such as managing tight deadlines, navigating complex regulatory requirements, and handling a high volume of client inquiries. Staying updated on changing interest rates and lending regulations is crucial to providing clients with accurate, up-to-date options. Additionally, balancing multiple applications at various stages of the process demands excellent organization and prioritization skills. Overcoming these challenges requires adaptability and strong interpersonal skills, which are integral to building trust and guiding clients smoothly through the refinancing journey.

Is becoming a MLO worth it?

Becoming a mortgage loan originator (MLO) can be a worthwhile career for those interested in the mortgage industry, as it involves helping clients secure home financing and often offers commission-based income. Success requires licensing, strong sales skills, and industry knowledge, with job stability influenced by the housing market and economic conditions.

What are the key skills and qualifications needed to thrive in the Mortgage Refinance position, and why are they important?

To excel in Mortgage Refinance, you need a solid understanding of mortgage products, loan processing, and financial analysis, typically supported by experience in lending or mortgage origination. Familiarity with loan origination systems (LOS), underwriting software, and relevant state or federal certifications is often required. Exceptional customer service, attention to detail, and strong organizational and communication skills set top candidates apart. These competencies are vital for efficiently guiding clients through the refinancing process, ensuring accuracy, regulatory compliance, and high client satisfaction.

How much does a loan officer make on a $500,000 loan?

A mortgage refinance loan officer typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 loan. In addition to commissions, they may receive a base salary, and earnings can vary depending on experience, location, and the company's compensation structure.

What qualifications do you need to refinance?

Mortgage refinance professionals typically need a strong understanding of mortgage products, financial analysis skills, and relevant licensing or certifications depending on their role. For clients seeking to refinance, lenders usually require a good credit score, sufficient income, and a stable financial history to qualify. Knowledge of loan programs and regulatory compliance is also important in this field.
More about Mortgage Refinance jobs
What states have the most Mortgage Refinance jobs? States with the most job openings for Mortgage Refinance jobs include:
What job categories do people searching Mortgage Refinance jobs look for? The top searched job categories for Mortgage Refinance jobs are:
Mortgage Refinance jobs near you
Infographic showing various Mortgage Refinance job openings in the United States as of June 2026, with employment types broken down into 49% Full Time, 13% Temporary, and 38% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $41,481 per year, or $19.9 per hour.
MORTGAGE LOAN ORIGINATOR

MORTGAGE LOAN ORIGINATOR

Lakeview Loan Servicing

Flower Mound, TX • On-site

Full-time

Posted 8 days ago

Job description

Overview
The Mortgage Loan Officer plays a key role within the Consumer Direct Lending team, serving as the primary contact for homeowners exploring mortgage refinance solutions. This position focuses on guiding clients through the full refinance process while delivering personalized financial recommendations and exceptional service. With access to company-generated leads, modern lending technology, and a competitive suite of loan products, the Mortgage Loan Officer is empowered to help clients achieve financial goals such as lowering monthly payments or consolidating debt. Success in this role requires a proactive approach, strong communication skills, and a results-driven mindset.
Responsibilities
ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Conduct outbound and inbound mortgage sales calls to educate and engage refinance candidates.
  • Solicit residential mortgage loans from a captive portfolio of eligible homeowners.
  • Process and submit residential loan applications per company policies and regulatory guidelines.
  • Manage application and disclosure documentation, ensuring timely communication and compliance.
  • Meet or exceed management-established production goals for refinance loan volume.
  • Utilize mortgage systems for accurate loan registration, pricing, and pipeline management.
  • Understand and clearly explain loan products, financial calculations, and pricing scenarios to customers.
  • Demonstrate excellent follow-up techniques to ensure strong application-to-close conversion rates.
  • Partner with processing and underwriting teams to ensure a seamless and efficient loan experience.
  • Maintain and update borrower interactions and status within the CRM system (e.g., Velocify or equivalent).

Qualifications
  • High school diploma or equivalent required; Relevant work experience in mortgage lending or related financial services may substitute for formal education
  • Minimum of 2 years' experience in mortgage sales, preferably within a Consumer Direct or refinance environment
  • Solid understanding of residential mortgage products, including conventional, FHA, and VA loan programs
  • Proficient in loan origination systems (e.g., Encompass, Blend) and CRM platforms
  • Familiarity with pricing engines and lead management systems (e.g., Velocify)
  • Strong verbal and written communication skills, with a customer-centric approach
  • Demonstrated ability to meet or exceed sales goals in a high-volume, fast-paced setting
  • Bilingual in English and Spanish strongly preferred
  • Self-motivated, energetic, and results-oriented with a high attention to detail
  • Excellent interpersonal skills, with proven success in follow-up and relationship management

Certifications, Licenses, and/or Registration
  • Active NMLS license

Lakeview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.

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