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Mortgage Refinance Jobs (NOW HIRING)

MVP FUNDING

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Mortgage Loan Originator

Gilbert, AZ · On-site

$150K - $500K/yr

Originate and close high-volume refinance mortgage loans * Work exclusively with inbound leads -- no cold calling required * Counsel clients on refinance options, rates, and program benefits

Sonic Loans Inc.

Refinance Loan Officer

Dearborn, MI · On-site

Proven experience in mortgage sales or refinance call environments * Strong phone presence and ability to control a conversation * High sense of urgency and competitive drive * Ability to overcome ...

MVP FUNDING

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Mortgage Loan Originator

Tempe, AZ · On-site

$150K - $500K/yr

Originate and close high-volume refinance mortgage loans * Work exclusively with inbound leads -- no cold calling required * Counsel clients on refinance options, rates, and program benefits

MVP FUNDING

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Mortgage Loan Originator

Chandler, AZ · On-site

$150K - $500K/yr

Originate and close high-volume refinance mortgage loans * Work exclusively with inbound leads -- no cold calling required * Counsel clients on refinance options, rates, and program benefits

MVP FUNDING

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Mortgage Loan Originator

Scottsdale, AZ · On-site

$150K - $500K/yr

Originate and close high-volume refinance mortgage loans * Work exclusively with inbound leads -- no cold calling required * Counsel clients on refinance options, rates, and program benefits

Anniemac Home Mortgage

Mortgage Loan Officer

Tampa, FL · On-site

As a HUD approved direct lender, we have access to the all of the best purchase and refinance mortgage programs offered including FHA, 203K, GNMA, VA, USDA and HECM products. The Company's in-house ...

Morty

Mortgage Loan Officer (Texas)

Austin, TX

$60/hr

Advise homeowners on refinance opportunities and guide them through the mortgage process from application through closing. * Build trusted relationships with borrowers by providing exceptional ...

Olympian Mortgage

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Entry Level & Experienced Mortgage Loan Officer in Troy, MI

Troy, MI · On-site

$100K - $250K/yr

Handle inbound and outbound mortgage sales calls ... Convert leads into applications for refinance and purchase loans * Build and manage a pipeline from ...

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How much do mortgage refinance jobs pay per month?

As of Jul 26, 2026, the average monthly pay for mortgage refinance in the United States is $3,456.75, according to ZipRecruiter salary data. Most workers in this role earn between $1,833.33 and $5,375.00 per month, depending on experience, location, and employer.

What does a Mortgage Refinance job involve?

A Mortgage Refinance job typically involves helping homeowners replace their existing mortgage with a new loan that offers better terms, such as a lower interest rate or reduced monthly payments. Professionals in this role assess clients' financial situations, guide them through the refinancing process, and work with lenders to secure favorable terms. They may also handle paperwork, verify documentation, and ensure compliance with lending regulations.

What are some typical challenges faced by professionals working in Mortgage Refinance roles?

Professionals in Mortgage Refinance frequently encounter challenges such as managing tight deadlines, navigating complex regulatory requirements, and handling a high volume of client inquiries. Staying updated on changing interest rates and lending regulations is crucial to providing clients with accurate, up-to-date options. Additionally, balancing multiple applications at various stages of the process demands excellent organization and prioritization skills. Overcoming these challenges requires adaptability and strong interpersonal skills, which are integral to building trust and guiding clients smoothly through the refinancing journey.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage brokers typically earn a commission based on a percentage of the loan amount, often around 0.5% to 1%. For a $500,000 mortgage, this could translate to $2,500 to $5,000 in commission, though actual earnings vary depending on the broker's agreements and the lender's policies.

Is becoming a MLO worth it?

Becoming a mortgage loan originator (MLO) can be a worthwhile career for those interested in the real estate and finance industries, as it involves helping clients secure home loans and requires licensing and sales skills. The role often offers commission-based income, flexible schedules, and opportunities for growth with experience and networking. However, it can also involve high competition and regulatory compliance responsibilities.

What are the key skills and qualifications needed to thrive in the Mortgage Refinance position, and why are they important?

To excel in Mortgage Refinance, you need a solid understanding of mortgage products, loan processing, and financial analysis, typically supported by experience in lending or mortgage origination. Familiarity with loan origination systems (LOS), underwriting software, and relevant state or federal certifications is often required. Exceptional customer service, attention to detail, and strong organizational and communication skills set top candidates apart. These competencies are vital for efficiently guiding clients through the refinancing process, ensuring accuracy, regulatory compliance, and high client satisfaction.

What qualifications do you need to refinance?

Mortgage refinance professionals typically need a strong understanding of mortgage products, financial analysis skills, and relevant licensing or certifications such as a mortgage broker license. Experience in real estate, banking, or finance is often required, along with knowledge of lending regulations and customer service skills.

Will MLO be replaced by AI?

Mortgage Loan Officers (MLOs) perform tasks that involve assessing borrower needs, explaining loan options, and providing personalized service, which currently require human judgment and communication skills. While AI tools can assist with data analysis and automate routine tasks, they are unlikely to fully replace MLOs in the near future due to the importance of relationship-building and complex decision-making in mortgage lending.
More about Mortgage Refinance jobs
What states have the most Mortgage Refinance jobs? States with the most job openings for Mortgage Refinance jobs include:
What job categories do people searching Mortgage Refinance jobs look for? The top searched job categories for Mortgage Refinance jobs are:
Mortgage Refinance jobs near you
Infographic showing various Mortgage Refinance job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 83% Physical, 3% Hybrid, and 14% Remote job distribution, with an average salary of $41,481 per year, or $19.9 per hour.
MORTGAGE LOAN ORIGINATOR

MORTGAGE LOAN ORIGINATOR

Lakeview Loan Servicing

Flower Mound, TX • On-site

Full-time

Posted 16 days ago

Job description

Overview
The Mortgage Loan Officer plays a key role within the Consumer Direct Lending team, serving as the primary contact for homeowners exploring mortgage refinance solutions. This position focuses on guiding clients through the full refinance process while delivering personalized financial recommendations and exceptional service. With access to company-generated leads, modern lending technology, and a competitive suite of loan products, the Mortgage Loan Officer is empowered to help clients achieve financial goals such as lowering monthly payments or consolidating debt. Success in this role requires a proactive approach, strong communication skills, and a results-driven mindset.
Responsibilities
ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Conduct outbound and inbound mortgage sales calls to educate and engage refinance candidates.
  • Solicit residential mortgage loans from a captive portfolio of eligible homeowners.
  • Process and submit residential loan applications per company policies and regulatory guidelines.
  • Manage application and disclosure documentation, ensuring timely communication and compliance.
  • Meet or exceed management-established production goals for refinance loan volume.
  • Utilize mortgage systems for accurate loan registration, pricing, and pipeline management.
  • Understand and clearly explain loan products, financial calculations, and pricing scenarios to customers.
  • Demonstrate excellent follow-up techniques to ensure strong application-to-close conversion rates.
  • Partner with processing and underwriting teams to ensure a seamless and efficient loan experience.
  • Maintain and update borrower interactions and status within the CRM system (e.g., Velocify or equivalent).

Qualifications
  • High school diploma or equivalent required; Relevant work experience in mortgage lending or related financial services may substitute for formal education
  • Minimum of 2 years' experience in mortgage sales, preferably within a Consumer Direct or refinance environment
  • Solid understanding of residential mortgage products, including conventional, FHA, and VA loan programs
  • Proficient in loan origination systems (e.g., Encompass, Blend) and CRM platforms
  • Familiarity with pricing engines and lead management systems (e.g., Velocify)
  • Strong verbal and written communication skills, with a customer-centric approach
  • Demonstrated ability to meet or exceed sales goals in a high-volume, fast-paced setting
  • Bilingual in English and Spanish strongly preferred
  • Self-motivated, energetic, and results-oriented with a high attention to detail
  • Excellent interpersonal skills, with proven success in follow-up and relationship management

Certifications, Licenses, and/or Registration
  • Active NMLS license

Lakeview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.

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