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Mortgage Processor Jobs in Spring, TX (NOW HIRING)

Golden Bank NA

Mortgage Loan Officer

Houston, TX · On-site

The MLO serves as the primary point of contact from initial client engagement through application intake and handoff to processing. Production & Business Development: * Generate new mortgage loan ...

D.R. Horton

Loan Processor

Conroe, TX · On-site

$16.75 - $22.25/hr

The Company also provides mortgage financing and title services for homebuyers through its mortgage ... Loan Processor *** *in the Branch Department. The right candidate will process mortgage loans and ...

D.R. Horton, Inc

Loan Processor

Conroe, TX · On-site

$16 - $21.50/hr

The Company also provides mortgage financing and title services for homebuyers through its mortgage ... Horton, Inc. is currently looking for a Loan Processor in the Branch Department. The right ...

DR Horton

Loan Processor

Conroe, TX · On-site

$16 - $21.50/hr

The Company also provides mortgage financing and title services for homebuyers through its mortgage ... Horton, Inc. is currently looking for a Loan Processor in the Branch Department. The right ...

Homepoint Realty Group

Be Seen First

Bilingual Real Estate and Mortgage Assistant

Houston, TX · On-site

Real Estate and Mortgage Assistant We are seeking an organized, highly professional Real Estate and ... Manage the entire transaction process from contract to close, ensuring all deadlines are met.

First Horizon Bank

Mortgage Underwriter

Houston, TX

... mortgage loan process. • Excellent verbal and written communication skills, including ability to concisely articulate the borrower's financial profile and associated risks. • Ability to ...

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All JobsMortgage Processor JobsMortgage Processor Jobs in Spring, TX

Mortgage Processor information

See Spring, TX salary details

$25.4K

$45.3K

$84.1K

How much do mortgage processor jobs pay per year?

As of Jun 25, 2026, the average yearly pay for mortgage processor in Spring, TX is $45,298.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,600.00 and $48,900.00 per year, depending on experience, location, and employer.

What does a processor do for a mortgage?

A mortgage processor reviews and verifies all necessary documentation, such as income, employment, and credit information, to ensure it meets lender requirements. They compile and submit the application package for approval, coordinate with borrowers and underwriters, and track the loan's progress throughout the approval process.

What are the most common challenges faced by mortgage processors, and how can they be managed effectively?

Mortgage processors often encounter tight deadlines and frequent changes in documentation requirements, which can make staying organized challenging. Managing multiple loan files at different stages of completion requires strong attention to detail and effective communication with loan officers, underwriters, and clients. To succeed, it's helpful to develop robust organizational systems, stay updated on lending guidelines, and build excellent relationships with team members to quickly resolve any issues that arise during the process.

What are the key skills and qualifications needed to thrive as a Mortgage Processor, and why are they important?

To thrive as a Mortgage Processor, you need a solid understanding of loan products, mortgage regulations, and financial documentation, typically supported by experience in the finance or real estate industry. Familiarity with loan origination systems (LOS), automated underwriting tools, and compliance software is essential. Strong organizational skills, attention to detail, and effective communication set outstanding processors apart. These skills ensure accurate, timely processing of loan applications, minimizing errors and delays while maintaining regulatory compliance.

What are mortgage processors?

Mortgage processors are professionals who handle and organize the documentation and information required to process a mortgage loan application. They act as a liaison between the borrower, loan officer, and underwriter, ensuring that all necessary paperwork is complete, accurate, and submitted on time. Their responsibilities include verifying employment and financial information, ordering credit reports, coordinating appraisals, and tracking the progress of the loan application to ensure it moves smoothly toward approval and closing.

How much does a loan officer make on a $500,000 loan?

A mortgage processor typically does not earn a commission based on loan amounts; however, loan officers often earn a commission or fee that can range from 0.5% to 1% of the loan amount. For a $500,000 loan, this could translate to $2,500 to $5,000 in commissions or fees, depending on the compensation structure and company policies.

Will MLO be replaced by AI?

Mortgage processors (MLOs) perform tasks such as verifying documents and assessing borrower information, which currently require human judgment and communication skills. While AI can automate some repetitive tasks, it is unlikely to fully replace MLOs soon, as complex decision-making and customer interaction remain essential in mortgage processing. Professionals in this field may need to adapt by developing skills in technology and data analysis.

How much do processors get paid?

Mortgage processors typically earn between $40,000 and $65,000 annually, depending on experience, location, and employer. Some may also receive bonuses or benefits, and proficiency with loan processing software can influence salary levels.
More about Mortgage Processor jobs
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What are popular job titles related to Mortgage Processor jobs in Spring, TX? For Mortgage Processor jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Mortgage Processor jobs in Spring, TX look for? The top searched job categories for Mortgage Processor jobs in Spring, TX are:
What cities near Spring, TX are hiring for Mortgage Processor jobs? Cities near Spring, TX with the most Mortgage Processor job openings:
Mortgage Processor jobs near you
Mortgage Loan Officer

Mortgage Loan Officer

Golden Bank NA

Houston, TX • On-site

Full-time

Posted 24 days ago

Job description

Position Overview

The Mortgage loan Officer (MLO) is responsible for originating residential mortgage loans through business development, relationship management, and consultative sales. This position is production-driven and accountable for loan volume, pipeline management, credit quality, and regulatory compliance.

The MLO serves as the primary point of contact from initial client engagement through application intake and handoff to processing.

Job Description

Production & Business Development:

  • Generate new mortgage loan volume through referral networks, Realtors, builders, CPAs, financial advisors, and community outreach.
  • Develop and maintain a consistent pipeline to meet monthly and annual production goals.
  • Conduct borrower consultations and recommend appropriate mortgage products.

Client Relationship Management:

  • Serve as the primary borrower contact during pre-qualification and application stages.
  • Maintain consistent communication with borrowers, processors, underwriters, and closing staff.
  • Provide accurate rate, product, and fee disclosures.
  • Ensure strong customer experience throughout the loan process.

Credit & Structuring:

  • Pre-qualify and analyze borrower financials including income, assets, credit, and debt ratios.
  • Structure loans in accordance with agency, portfolio, and regulatory guidelines (QM/No-QM as applicable).
  • Submit complete and accurate loan packages to processing.

Compliance & Risk Management:

  • Comply with all federal and state regulations including:
  1. TRID
  2. RESPA
  3. ECOA
  4. HMDA
  5. Fair Lending
  6. SAFE Act
  • Maintain NMLS registration and continuing education requirements.
  • Ensure no steering, misrepresentation, or compliance violations.
  • Adhere to bank policies and underwriting guidelines.

Internal Coordination

  • Work closely with
  1. Branch Association
  2. Loan Processing
  3. Underwriting
  4. Secondary market (if applicable)
  5. Compliance
  6. Closing

Performance Expectations (Production Role):

  • Monthly / annual funded loan volume target
  • Application pull-through ratio
  • Pipeline aging control
  • Credit quality metrics
  • Customer satisfaction
  • Compliance record (zero tolerance for violations)

Required Qualifications

  • Active NMLS license
  • Minimum 5 years residential mortgage lending experience
  • Strong understanding of agency and portfolio lending
  • Knowledge of TRID and mortgage regulatory requirements
  • Proven production history