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Mortgage Occupancy Inspector Jobs in Indiana (NOW HIRING)

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Mortgage Occupancy Inspector information

What is the difference between Mortgage Occupancy Inspector vs Property Inspector?

AspectMortgage Occupancy InspectorProperty Inspector
CredentialsTypically requires state-specific licensing or certification, knowledge of mortgage guidelinesRequires general real estate or building inspection certifications, such as ICC or state licenses
Work EnvironmentPrimarily fieldwork inspecting residential properties for mortgage complianceField and office work inspecting various property types for condition and safety
Employer & IndustryMortgage lenders, banks, or third-party inspection companiesReal estate agencies, independent inspection firms, or government agencies
Search & Comparison IntentOften searched together due to overlapping inspection roles in mortgage processBroader property assessment, not limited to mortgage compliance

The main difference is that Mortgage Occupancy Inspectors focus specifically on verifying a property's occupancy status for mortgage approval, while Property Inspectors assess overall property condition and safety. Both roles require inspection skills and certifications but serve different purposes within the real estate and mortgage industries.

What is a mortgage occupancy inspection?

A mortgage occupancy inspection is a process where a mortgage occupancy inspector verifies that a property is being used as the borrower's primary residence or as specified in the loan agreement. This inspection helps lenders ensure the property’s occupancy status aligns with loan requirements and is typically conducted before loan approval or during the loan term. Inspectors assess the property's condition and occupancy to prevent fraud and ensure compliance with mortgage terms.

How to become a mortgage occupancy field inspector?

To become a mortgage occupancy field inspector, candidates typically need a high school diploma or equivalent, a valid driver's license, and reliable transportation. Relevant skills include attention to detail, knowledge of property inspection procedures, and familiarity with inspection tools or software; some positions may require certification or training in property or appraisal standards.

How much do mortgage field inspectors make per inspection?

Mortgage field inspectors typically earn between $25 and $50 per inspection, depending on the location, complexity of the property, and company policies. Payments may also include additional compensation for report writing or travel time, and inspectors often work independently with flexible schedules.

What type of inspectors make the most money?

In general, construction and building inspectors tend to earn higher salaries compared to other inspection roles, especially those with specialized skills or certifications such as structural or electrical inspections. Mortgage occupancy inspectors typically earn less than these higher-paying inspection roles, as their work is more focused on verifying property occupancy for loan purposes. Salary levels can vary based on experience, location, and employer, but construction inspectors generally have higher earning potential.
What cities in Indiana are hiring for Mortgage Occupancy Inspector jobs? Cities in Indiana with the most Mortgage Occupancy Inspector job openings:
Mortgage Field Inspector (1099 Independent Contractor)

Mortgage Field Inspector (1099 Independent Contractor)

GIS Field Services

Sullivan, IN • On-site

$15 - $20/hr

Contractor

Posted 18 days ago


Job description

GIS Field Services, Inc. has been in the mortgage field inspection industry for over 20 years and is based out of Dallas, TX. We are looking to hire Mortgage Occupancy Field Inspectors to perform residential property inspections on behalf of mortgage lenders. Our independent contractors enjoy a flexible schedule while earning weekly pay. Please visit our website to learn more about us and the industry. www.gisfieldservices.com
Job Title:Mortgage Occupancy Field Inspector County Coverage: Sullivan
Mortgage Property Inspection Overview:
Mortgage lenders require periodic updates on the properties they have financial interest in. The lender contracts with GIS to have inspectors go out to verify the property occupancy, report general property conditions, letter delivery/posting, vacant interior walk-through or insurance repair progress report. Majority of our inspections are basic exteriors where some do require contact by door knock or letter delivery. In addition, there will be some inspections which require interior access to secured/vacant properties and appointment-based insurance loss inspections.
Job Responsibilities:
  • Requires being able to spend extended periods of time driving
  • Efficient time management to route and complete inspections with an estimated 3-5 day turnaround time (this can vary) in your agreed territory
  • Make a determination of occupancy based on industry standards and report general property conditions
  • Using a mobile app, InspectorADE, to obtain all photographs, comments, and form documentation
  • Consistent communication with your inspection manager via text, email and phone

Requirements:
  • Experience preferred, not required
  • Complete a background check using a valid driver's license to obtain a Shield ID (Aspen Grove ABC#) - If onboarded with GIS, we will provide you the link to obtain your Shield ID
  • Computer and internet connection
  • Vehicle with good gas mileage
  • iPhone or Android
  • Printer
  • Volt Stick
  • Set of 11 Hud Keys (Inspector Keys) - If onboarded with GIS, we will provide a link with a discount code to obtain your Hud Keys
  • Daylight availability
  • Office supplies (paper, envelopes, ink)

Pay:
  • Set rate per inspection ($15-$20 per hour based on location and the number of inspections performed)
  • Payment - inspections are paid out every Friday for work completed and approved the prior week by direct deposit
  • This is a 1099 Independent Contractor position