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Mortgage Disclosure Jobs (NOW HIRING)

On-site at our NVR Mortgage office About the Role As a Mortgage Disclosure Specialist, you'll ensure homebuyers receive accurate, timely loan documents-no mortgage experience needed, as we provide ...

Onsite at our NVR Mortgage office About the Role As a Mortgage Disclosure Specialist, you'll ensure homebuyers receive accurate, timely loan documents-no mortgage experience needed, as we provide ...

Mortgage Disclosure Specialist

Folsom, CA · On-site +1

$22.36 - $27.93/hr

Real Estate Support Specialist/Mortgage Disclosure Specialist Hourly Range: $22.36 - $27.93 Exact compensation may vary based on skill and experience. THIS REQUIRES A LOCAL CANDIDATE - HYBRID (Folsom ...

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Mortgage Disclosure information

What is a mortgage disclosure specialist?

Mortgage disclosure specialists are professionals who ensure that all legal and regulatory disclosure documents are accurately prepared and delivered to borrowers during the mortgage process. Their main responsibility is to make sure that borrowers receive clear and timely information about the terms, costs, and conditions of their mortgage loans, as required by laws such as the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). This helps borrowers understand their financial obligations and protects lenders from compliance violations. Mortgage disclosure specialists work closely with loan officers, underwriters, and compliance teams to manage the documentation process efficiently.

What are the key skills and qualifications needed to thrive as a mortgage disclosure specialist?

To thrive as a Mortgage Disclosure Specialist, you need a strong understanding of mortgage compliance regulations, attention to detail, and experience in loan processing or underwriting, often supported by a background in finance or real estate. Familiarity with loan origination systems (LOS), document management software, and compliance tools such as TRID and RESPA is typically required. Exceptional organizational skills, communication abilities, and problem-solving aptitude help professionals excel in coordinating disclosures and ensuring regulatory accuracy. These skills are vital to maintain legal compliance, avoid costly errors, and provide clear information to borrowers throughout the loan process.

What are some common challenges faced by professionals working in mortgage disclosure, and how can they be addressed?

Professionals in Mortgage Disclosure often face challenges such as ensuring strict compliance with rapidly changing federal and state regulations, managing tight disclosure timelines, and maintaining accuracy in loan documentation. Frequent communication with loan officers, underwriters, and compliance teams is essential to address discrepancies and prevent errors. Staying updated on regulatory changes and leveraging automated disclosure software can help streamline processes and reduce mistakes. Developing strong organizational skills and attention to detail will also support success in this role.

What is the difference between Mortgage Disclosure vs Mortgage Loan Officer?

AspectMortgage DisclosureMortgage Loan Officer
Primary RoleProviding required legal and regulatory disclosures to borrowersAssisting clients in selecting and applying for mortgage loans
CredentialsKnowledge of disclosure laws, compliance standardsLoan originator license, sales skills
Work EnvironmentLegal, compliance, administrative settingsBank, mortgage brokerage, sales environment
Industry UsageRegulatory documentation processClient interaction, loan processing

Mortgage Disclosure specialists focus on ensuring borrowers receive all necessary legal disclosures, while Mortgage Loan Officers actively guide clients through the loan application process. Both roles are essential in the mortgage industry but serve different functions related to compliance versus client service.

More about Mortgage Disclosure jobs

What cities are hiring for Mortgage Disclosure jobs?

Cities with the most Mortgage Disclosure job openings:

Mortgage Disclosure Coordinator

Gershman Mortgage

Chesterfield, MO

$38K - $42K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 18 days ago


Job description

Mortgage Disclosure Coordinator
Pay: $38,000 - $42,000 Annually
Regular Schedule: 8:30 AM – 5:00 PM CST
Location: Chesterfield, MO - In Office
About Gershman Mortgage
Communities, families, and homes are at the heart of what we do at Gershman Mortgage. We are a family-owned business, and our founding principles, over 70 years ago, are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.
About the Position
The Disclosure Coordinator plays a key role in ensuring the accurate and timely review and delivery of all required loan disclosures. This position supports compliance across the mortgage origination process and helps maintain the integrity of our regulatory obligations.
Key Responsibilities
  • Ensure timely and accurate completion of all required loan disclosures in accordance with Regulatory Disclosure Requirements and applicable federal and state regulations.
  • Monitor individual workflow and pipeline queues to confirm daily disclosure tasks are consistently met.
  • Maintain comprehensive knowledge of Gershman Mortgage loan products, investor guidelines, and regulatory requirements, including ongoing updates that impact loan disclosures.
  • Prepare, generate, and deliver loan disclosures based on incoming requests and established procedures.
  • Review, examine, and validate disclosure documents to ensure accuracy, completeness, and compliance before issuance.
  • Document all disclosure‑related communications and actions within the communication log of the applicable loan file, ensuring clear and accurate recordkeeping.
  • Provide essential compliance support for mortgage originations, ensuring adherence to internal policies and external regulatory standards.
  • Collaborate with business partners and compliance teams to support responses to regulatory examinations, audits, and internal reviews.
Education amp; Experience Desired:
  • High school diploma or equivalent required.
  • Strong attention to detail, strong communication skills, and a proactive relationship-focused approach.
  • Preferred knowledge of residential mortgage consumer protection laws, including TILA, RESPA, TRID, SAFE Act, and fair lending laws.
  • Experience with Encompass Loan Origination System is a plus.
  • A belief in the power of homeownership to change lives.
What We Offer
Gershman Mortgage offers a comprehensive benefits package designed to support the health, financial well-being, and professional growth of our employees, including:
  • Medical, prescription drug, dental, and vision coverage
  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options
  • Company-paid basic life and accidental death amp; dismemberment (AD amp;D) insurance, with voluntary supplemental coverage available
  • Voluntary short-term and long-term disability insurance
  • 401(k) plan with company match of 50% on the first 6% of eligible compensation deferred, plus a Roth 401(k) option
  • Paid Time Off (PTO) and paid holidays
  • Wellness program
  • Employee Assistance Program (EAP)
  • Ongoing training and development, including opportunities for advancement.
Physical Demands
An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required—no or limited exposure to physical risk. Work is typically performed in an office environment.
EEO Statement
Gershman Mortgage is an Equal Opportunity employer.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, obligations, and activities may change at any time, with or without notice.