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Mortgage Audit Jobs (NOW HIRING)

Bell Bank

Mortgage Processor

Saint Louis, MO · On-site

$38K - $53K/yr

Mortgage Loan Processor This position processes all mortgage loans assigned from the loan officers ... Respond in a timely manner to quality control inquiries/exceptions on all audit reviews. Bell Bank ...

Bell Bank

Mortgage Processor

Saint Louis, MO · On-site

$37K - $51K/yr

This position processes all mortgage loans assigned from the loan officers or supervisors by ... Respond in a timely manner to quality control inquiries/exceptions on all audit reviews. Bell Bank ...

Career Site

Mortgage Processor

Saint Louis, MO · On-site

$37K - $51K/yr

This position processes all mortgage loans assigned from the loan officers or supervisors by ... Respond in a timely manner to quality control inquiries/exceptions on all audit reviews. Bell Bank ...

High Country Bank

MORTGAGE LOAN OFFICER

Canon City, CO · On-site

$25 - $35/hr

Prepare mortgage loan files for processing and complete the mortgage audit sheet accurately. * Track and communicate dates related to each loan transaction to ensure the process is moving forward in ...

AmeriSave Mortgage Corp.

$28 - $38/hr

Support pre‑funding audits, investor audits, and review‑desk inquiries * Partner with Loan ... frontline mortgage underwriting experience * DE and/or SAR certifications preferred * Deep ...

AmeriSave Mortgage Corporation

$67 - $140/hr

Support pre‑funding audits, investor audits, and review‑desk inquiries * Partner with Loan ... frontline mortgage underwriting experience * DE and/or SAR certifications preferred * Deep ...

AmeriSave Mortgage Corp.

Mortgage Underwriter

$28 - $38/hr

Support pre-funding audits, investor audits, and review-desk inquiries * Partner with Loan Officers ... frontline mortgage underwriting experience * DE and/or SAR certifications preferred * Deep ...

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Mortgage Audit information

See salary details

$25K

$71.8K

$108K

How much do mortgage audit jobs pay per year?

As of Aug 28, 2026, the average yearly pay for mortgage audit in the United States is $71,776.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $81,500.00 per year, depending on experience, location, and employer.

What is a mortgage audit?

A mortgage audit is a thorough review and analysis of a mortgage loan's documents, terms, and payment history to ensure accuracy and compliance with lending regulations. This process helps identify errors, discrepancies, or potential violations in the loan agreement or servicing. Mortgage audits are often used by borrowers, lenders, or legal professionals to resolve disputes, uncover misapplied payments, or verify that all aspects of the loan adhere to federal and state laws.

What are the key skills and qualifications needed to thrive as a mortgage auditor, and why are they important?

To thrive as a Mortgage Auditor, you need a strong understanding of mortgage regulations, financial documentation, and compliance standards, often backed by a degree in finance or accounting. Familiarity with mortgage origination software, loan servicing systems, and auditing tools—plus certifications like Certified Mortgage Auditor—are highly valuable. Attention to detail, analytical thinking, and effective communication are crucial soft skills for identifying discrepancies and collaborating with stakeholders. These competencies are essential to ensure accurate loan processing, regulatory compliance, and to minimize financial risk for institutions.

What are some common challenges faced by professionals in mortgage audit roles, and how can they be effectively managed?

Mortgage audit professionals often encounter challenges such as managing large volumes of complex loan documents, ensuring compliance with ever-changing regulations, and identifying discrepancies in loan files. Staying organized and detail-oriented is crucial, as even minor errors can have significant consequences. Effective communication and collaboration with loan officers, underwriters, and compliance teams help streamline the audit process and address issues quickly. Continuous learning and staying updated on industry regulations also support success in this dynamic role.

What is the difference between Mortgage Audit vs Mortgage Underwriter?

AspectMortgage AuditMortgage Underwriter
CredentialsTypically requires certifications like CAMS or internal audit trainingRequires mortgage licensing, loan processing, and underwriting certifications
Work EnvironmentAudit departments, compliance teams, or external audit firmsLoan processing centers, banks, or mortgage companies
Primary FocusReviewing mortgage files for compliance and accuracyAssessing loan applications for approval based on risk and guidelines
Industry UsageUsed by financial institutions and auditorsUsed by lenders and mortgage companies

Mortgage Audit and Mortgage Underwriter roles share overlapping skills in mortgage regulations and documentation. However, Mortgage Auditors focus on reviewing and ensuring compliance of mortgage files, while Mortgage Underwriters evaluate loan applications to determine approval. Both roles are essential in the mortgage industry but serve different functions within the loan process.

What cities are hiring for Mortgage Audit jobs?

Cities with the most Mortgage Audit job openings:

What are the most commonly searched types of Mortgage Audit jobs?

The most popular types of Mortgage Audit jobs are:

What states have the most Mortgage Audit jobs?

States with the most job openings for Mortgage Audit jobs include:

Mortgage Audit jobs near you
Infographic showing various Mortgage Audit job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 92% Full Time, 5% Part Time, and 2% Contract. Highlights an 84% Physical, 7% Hybrid, and 9% Remote job distribution, with an average salary of $71,776 per year, or $34.5 per hour.

Mortgage Processor

Saint Louis, MO • On-site

Bell Bank
501 - 1,000 employees

6.5

Company rating: 6.5 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

146th of 172 rated banks

People enjoy working here

Paid breaks

Respectful managers

Learn more about Bell Bankexternal

$38K - $53K/yr

Other

Posted 6 days ago

Job description

Mortgage Loan Processor

This position processes all mortgage loans assigned from the loan officers or supervisors by performing the following essential duties and responsibilities.

Responsibilities:

  • Review all new loan applications within 72 hours of receipt of file to ensure compliance with all investor agency/federal compliance guidelines.
  • Update loan files, the mortgage computer system, and the tracking system as information is received; prepare final loan package for closing and final approval.
  • Determine information needed from customers to successfully process the loan, obtain credit reports, order appraisals, title binders, surveys and tax transcripts; mail verification of deposit, verification of employment, and verification of mortgage forms, and update loan files and tracking systems when forms are returned.
  • Review and analyze credit documents for accuracy and compliance with investor/agency guides. Identify potential problems and discusses them with loan officer and/or supervisor.
  • Serve as the contact for borrowers, sellers, and agents involved in loan file, notifying and working with them to resolve any problems that may arise.
  • Submit the loan file directly to the underwriting department without prior review from supervisor. If necessary prepare cover letter highlighting compensating factors. Follow up on all outstanding underwriting conditions and resubmit as needed.
  • Provide calculation of borrower's income according to investor/agency guides, including but not limited to borrowers with multiple sources of income.
  • Follow and monitor the schedule of closing with title companies.
  • Prepare loan file for closing, hazard insurance binder, H06 for condominiums and PUDs, complete TRID checklist.
  • Final HUD review.
  • Update loan officers with current file status weekly.
  • Assist post-closing with any investor pend issues.
  • Remain informed of all aspects of investor/agency/compliance policies that affect the processing of mortgage loans.
  • Remain knowledgeable of all loan programs offered.
  • Respond in a timely manner to quality control inquiries/exceptions on all audit reviews.

Bell Bank Culture, Policy and Accountability Standards:

  • Know and live Bell Bank's values, bottom line, customer service standards, Golden Rules, and LOCBUTN by building personal connections with customers and employees and using their names as often as possible.
  • Conduct activities consistent with established Bell Bank policies, procedures and systems, the Code of Conduct, the Bank Secrecy Act and all applicable state and federal laws and regulations.
  • All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
  • Prompt and reliable attendance.
  • Perform other duties as assigned.

Education, Experience, and Other Expectations:

  • H.S. Diploma or General Education Degree (GED)
  • 2-4 years of mortgage loan processing experience.

Knowledge, Skills, and Abilities:

  • Full understanding of FHA/VA, FNMA, FHLMC, FDIC Compliance, ATR/QM, mortgage audit underwriting, appraisal and investor guidelines.
  • Proficient computer and accurate typing skills.
  • Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
  • Ability to manage time, prioritize and multi-task.
  • Ability to work extremely well with internal and external customers using excellent written and oral communication skills.
  • Detail oriented with the ability to put puzzle pieces together.
  • Ability to work well with people with diversified personalities.
  • Ability to work as a team member.
  • Self-motivated to research and problem solve.

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