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Mortgage Accountant Jobs (NOW HIRING)

CapCenter

Senior Mortgage Accountant

Glen Allen, VA · On-site

$80K - $125K/yr

We are seeking an experienced Senior Mortgage Accountant to join our accounting team. In this role, you will oversee the full mortgage accounting cycle, ensuring compliance with GAAP and industry ...

Lendistry

Senior Accountant - Mortgage

Los Angeles, CA · On-site

$90K - $110K/yr

A Day in the Life The Senior Accountant - Mortgage is responsible for supporting the accounting operations related to mortgage lending activities, including loan accounting, servicing transactions ...

Lendistry

Senior Accountant - Mortgage

Lumberton, NC

$90K - $110K/yr

A Day in the Life The Senior Accountant - Mortgage is responsible for supporting the accounting operations related to mortgage lending activities, including loan accounting, servicing transactions ...

Mortgage Center

Investor Accountant

Mortgage Center Investor Accountant Southfield, MI (Remote) Do you welcome challenges and finding solutions to unique situations? In the Investor Accountant role, You'll be: * Reconciling GSE ...

CountryPlace Mortgage Ltd.

Accountant II

Plano, TX

ABOUT THE ROLE CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Staff Accountant II to join our accounting team.

New

HomeXpress Mortgage Corp

Staff Accountant

Santa Ana, CA · On-site

$57K - $75K/yr

We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States ... Accounting Manager or Controller Position Summary The Staff Accountant plays a key role in ...

Homexpress Mortgage Corp

Staff Accountant

Santa Ana, CA

$57K - $75K/yr

We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States ... Accounting Manager or Controller Position Summary The Staff Accountant plays a key role in ...

Rize Mortgage

Mortgage Processor

Fort Lauderdale, FL

We prefer an Associate's degree in accounting, finance, or business - High school diploma or GED ... Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans ...

First Continental Mortgage

Staff Accountant

Houston, TX

$56K - $74K/yr

For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to ... Position Summary The Staff Accountant is responsible for supporting the day-to-day accounting ...

First Continental Mortgage, Ltd

Staff Accountant

Houston, TX · On-site

$56K - $74K/yr

For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to ... Position Summary The Staff Accountant is responsible for supporting the day-to-day accounting ...

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Mortgage Accountant information

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How much do mortgage accountant jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for mortgage accountant in the United States is $26.32, according to ZipRecruiter salary data. Most workers in this role earn between $21.15 and $29.57 per hour, depending on experience, location, and employer.

What does a Mortgage Accountant do?

A Mortgage Accountant manages financial transactions related to mortgage loans, ensuring accurate record-keeping, compliance, and reporting. They track loan payments, reconcile accounts, and prepare financial statements. Additionally, they may analyze financial data to assess loan performance and assist with audits. Their role is crucial in maintaining the financial health of mortgage lenders, banks, or real estate firms.

What are the typical daily responsibilities of a Mortgage Accountant?

A Mortgage Accountant typically manages the accounting for mortgage loans, processes payments, reconciles escrow and escrow analysis, and prepares financial reports related to mortgage portfolios. Daily tasks often include reviewing mortgage documents, ensuring compliance with financial regulations, and collaborating with loan officers or underwriters to resolve discrepancies. You may also be responsible for monitoring loan balances, preparing statements for investors or clients, and participating in month-end or year-end close processes. The role requires strong communication and organizational skills to ensure all mortgage transactions are recorded accurately and deadlines are met.

What are the key skills and qualifications needed to thrive in the Mortgage Accountant position, and why are they important?

To thrive as a Mortgage Accountant, you need a strong background in accounting principles, financial reporting, and mortgage lending procedures, often supported by a degree in accounting or finance. Familiarity with mortgage servicing software, general ledger systems, and certifications like CPA or CMA are often beneficial. Attention to detail, analytical thinking, and strong organizational skills are valued soft skills in this role. These competencies ensure accurate accounting of mortgage transactions, regulatory compliance, and effective collaboration with clients and internal teams.

More about Mortgage Accountant jobs
What cities are hiring for Mortgage Accountant jobs? Cities with the most Mortgage Accountant job openings:
What states have the most Mortgage Accountant jobs? States with the most job openings for Mortgage Accountant jobs include:
What job categories do people searching Mortgage Accountant jobs look for? The top searched job categories for Mortgage Accountant jobs are:
Mortgage Accountant jobs near you
Infographic showing various Mortgage Accountant job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 9% Part Time, 1% Temporary, and 1% Contract. Highlights an 87% Physical, 8% Hybrid, and 5% Remote job distribution, with an average salary of $54,749 per year, or $26.3 per hour.
Senior Mortgage Accountant

Senior Mortgage Accountant

CapCenter

Glen Allen, VA • On-site

$80K - $125K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Job description

Founded in Richmond, Virginia in 1997, CapCenter exists to help individuals and families achieve one of life's most meaningful milestones—homeownership. By bringing mortgage, realty, and insurance services together under one roof, we provide a simpler, more transparent experience designed to save clients time and money. Our commitment to innovation, including our Zero Closing Cost mortgage, has earned the trust of thousands of clients and fueled our growth through repeat business and referrals.

At CapCenter, our mission extends beyond serving clients. We foster a collaborative, high-impact environment where employees are empowered to do meaningful work, grow professionally, and make a real difference in the lives of the people we serve.


Job Overview:

We are seeking an experienced Senior Mortgage Accountant to join our accounting team. In this role, you will oversee the full mortgage accounting cycle, ensuring compliance with GAAP and industry regulations while delivering accurate financial reporting and analysis. You will play a key role in providing financial insights that support strategic decision-making and contribute to the continued growth and success of the organization.

Key Responsibilities:

  • Manage the accounting for mortgage loan originations, sales, securitizations, and servicing activities
  • Prepare and review monthly journal entries, account reconciliations, and financial statements
  • Oversee accounting for mortgage servicing rights (MSRs), including fair value analysis and impairment testing
  • Ensure compliance with GAAP, RESPA, and applicable federal and state mortgage regulations
  • Coordinate with secondary markets, operations, and servicing teams to ensure accurate loan-level data
  • Support month-end and year-end close processes, including variance analysis and reporting
  • Assist with internal and external audits, providing documentation and responding to auditor inquiries
  • Identify and implement process improvements to increase accuracy and efficiency within the accounting function
  • Mentor junior accounting staff and provide technical guidance on mortgage accounting matters

Qualifications:

  • Bachelor's degree in Accounting, Finance, or a related field
  • 5+ years of accounting experience, with at least 3 years in mortgage or financial services
  • Strong knowledge of GAAP and mortgage accounting standards
  • Experience with mortgage servicing rights (MSRs) and loan sale accounting
  • Proficiency in accounting software and ERP systems (e.g., Encompass, Black Knight, or similar)
  • Advanced Microsoft Excel skills
  • Strong analytical, organizational, and communication skills

Preferred:

  • CPA certification
  • Experience with secondary market transactions and GNMA/FNMA/FHLMC reporting
  • Familiarity with CECL and hedging accounting concepts
  • Prior experience in a high-volume lending environment

Compensation:

The salary range for this position is $80,000 – $125,000. Individual compensation will be determined based on job-related business considerations, such as relevant qualifications, experience, education, certifications, and skills. Where applicable, this position may also be eligible for incentive compensation and/or discretionary bonus opportunities.

Benefits:

CapCenter offers a comprehensive benefits package, including medical, dental, vision, life insurance, a 401(k) plan with company match, paid vacation, paid holidays, and other programs designed to support the well-being and professional growth of our employees.

Equal Opportunity Employer:


CapCenter is an Equal Opportunity Employer (Veteran/Disability). All qualified applicants will be considered regardless of race, color, national origin, age, religion, sex, sexual orientation, gender identity, or any other status protected by applicable federal, state, or local law.