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Mlo Jobs in Alabama (NOW HIRING)

Mortgage Loan Originator

Huntsville, AL · On-site

$7.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

MLO approved license in NMLS Compensation State Minimum Hourly - $7.25 (Recoverable) Commissions on personal production Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary ...

Mortgage Loan Originator

Trussville, AL · On-site

$7.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

MLO approved license in NMLS Compensation State Minimum Hourly - $7.25 (Recoverable) Commissions on personal production Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary ...

NMLS Tutor

Birmingham, AL · Remote

$18 - $40/hr

Adapts instruction using practice examinations, regulation summary guides, and loan scenario analysis to support aspiring mortgage loan originators preparing for the SAFE MLO qualification ...

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Showing results 1-20

Mlo information

See Alabama salary details

$20.8K

$72.4K

$122.8K

How much do mlo jobs pay per year?

As of Aug 19, 2026, the average yearly pay for mlo in Alabama is $72,352.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,100.00 and $90,600.00 per year, depending on experience, location, and employer.

What is an MLO?

Mortgage Loan Officers (MLOs) are financial professionals who assist clients in obtaining mortgage loans to purchase real estate. They evaluate a borrower's financial information, explain different loan options, and guide applicants through the mortgage approval process. MLOs work for banks, credit unions, mortgage companies, or other lending institutions, and are responsible for ensuring that loan applications comply with federal and state regulations. Their goal is to help clients secure the best possible loan terms while managing risk for the lender.

What skills and qualifications are needed to thrive as a mortgage loan officer?

To thrive as a Mortgage Loan Officer, you need a solid understanding of lending practices, financial analysis, and compliance regulations, usually supported by state licensure and relevant experience. Familiarity with loan origination systems, credit analysis software, and financial documentation tools is typically required. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients are vital soft skills in this role. These capabilities ensure accurate loan processing, regulatory compliance, and strong client relationships, which are essential for business success and customer satisfaction.

What challenges do mortgage loan officers face when building and maintaining their client pipeline?

Mortgage Loan Officers often encounter challenges such as fluctuating market conditions, increased competition, and changes in lending regulations, which can directly impact their ability to attract and retain clients. Building a strong referral network, maintaining consistent follow-ups, and staying up-to-date on loan products are crucial for success. Additionally, MLOs must be proactive in managing time and balancing administrative tasks with relationship-building activities to ensure a healthy pipeline and steady flow of business.

What is the difference between Mlo vs Loan Officer?

AspectMloLoan Officer
CredentialsMortgage license, NMLS registrationLoan originator license, NMLS registration
Work EnvironmentMortgage lending companies, banksMortgage brokers, banks, credit unions
Industry UsagePrimarily in mortgage lendingBroader lending roles including personal, auto, mortgage
Search & Comparison IntentSpecialized in mortgage loansBroader loan types, including mortgage

The main difference is that an Mlo specializes in mortgage loans and requires specific licensing for mortgage lending, while a Loan Officer may handle various types of loans, including personal and auto loans, and may have broader responsibilities across lending sectors.

Is a mortgage loan originator in high demand?

Mortgage loan originators are generally in high demand, especially during periods of low interest rates and a strong housing market. The role requires licensing and strong sales skills, and employment can be influenced by economic conditions and housing market trends.

Is an MLO a good career?

A mortgage loan originator (MLO) is a financial professional who helps clients secure mortgage loans, often working for banks or mortgage companies. The role requires licensing, strong communication skills, and knowledge of lending regulations; it can offer flexible schedules and earning potential through commissions. Job stability and income depend on market conditions and individual performance.

What are the most commonly searched types of Mlo jobs in Alabama?

The most popular types of Mlo jobs in Alabama are:

What cities in Alabama are hiring for Mlo jobs?

Cities in Alabama with the most Mlo job openings:

Infographic showing various Mlo job openings in Alabama as of August 2026, with employment types broken down into 75% Full Time, 21% Part Time, and 4% Contract. Highlights an 72% Physical, and 28% Remote job distribution, with an average salary of $72,352 per year, or $34.8 per hour.

Mortgage Loan Originator

United Community Bank

Birmingham, AL • On-site

Full-time

Posted 11 days ago


Job description

Hiring In:

Tuscaloosa, AL

Huntsville, AL

Birmingham, AL

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team.  The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast-paced, service-oriented setting, we’d love to hear from you.


  • Active NMLS License is required
  • Develop business through maintaining contact with realtors, builders, developers and construction lenders.
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
  • Interviews potential customers and answers questions about various types of mortgage loans.
  • Reviews, analyzes, and processes mortgage loan requests.  Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements
  • Responsible for ordering verifications of employment, deposits, mortgage, and rental. 
  • Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
  • Input information from application and verifying documentation into Mortgageware
  • Maintain high levels of customer service while managing each applicant’s expectations

  • Minimum two (2) years of residential mortgage loan origination
  • Familiar with FHA, VA, and USDA guidelines
  • Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
  • NMLS License required

Preferred Skills/Experience:

  • Current Notary Public Certification preferred

  • Must be able to pass a criminal background & credit check
  • This is a full-time, non-remote position

FLSA Status:

  • Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


USD $0.00 - USD $0.00 /Yr.