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Merchant Funding Jobs in Florida (NOW HIRING)

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Merchant Funding information

What is merchant funding?

Merchant funding refers to financial services that provide businesses, especially small and medium-sized enterprises, with quick access to capital by advancing funds based on future credit card sales or revenue. This type of funding is often used by retail businesses that need working capital but may not qualify for traditional bank loans. The repayment is typically made through a percentage of daily credit card sales or fixed daily/weekly withdrawals from the business's account. Merchant funding offers flexible terms and fast approval, making it an attractive option for businesses needing immediate cash flow. However, the costs can be higher than traditional loans, so it's important for business owners to carefully review the terms.

What are the key skills and qualifications needed to thrive in merchant funding, and why are they important?

To thrive in Merchant Funding, you need a solid understanding of financial analysis, risk assessment, and business lending practices, often supported by a degree in finance or business administration. Familiarity with CRM systems, underwriting software, and financial modeling tools is typically required. Strong negotiation, relationship-building, and communication skills help professionals excel in client interactions and deal structuring. These abilities are crucial for accurately evaluating businesses, mitigating risks, and building lasting partnerships in a competitive financial services environment.

What are some common challenges faced by professionals in merchant funding, and how can they be addressed?

Professionals in merchant funding often encounter challenges such as assessing the creditworthiness of businesses with limited financial histories, managing risks of defaults, and balancing speed with thorough due diligence. To address these, staying updated with advanced risk-assessment tools, maintaining clear communication with merchants, and collaborating closely with underwriting and risk management teams are crucial. Building strong relationships with clients and proactively identifying potential issues can also help mitigate risks and ensure successful funding outcomes.

What is the difference between Merchant Funding vs Merchant Account Specialist?

AspectMerchant FundingMerchant Account Specialist
Primary RoleProvides funding solutions to businesses for growth or cash flow needsAssists businesses in setting up and managing merchant accounts for payment processing
Required CredentialsFinancial knowledge, sales skills, industry certifications (optional)Financial background, customer service skills, industry certifications (e.g., PCI DSS)
Work EnvironmentFinance companies, online platforms, sales officesBanks, payment processing companies, financial institutions
Industry UsageFintech, small business lending, merchant servicesBanking, payment processing, merchant services

While Merchant Funding focuses on providing capital to businesses, Merchant Account Specialists help set up and manage payment processing accounts. Both roles are essential in the merchant services industry but serve different functions related to business financing and payment solutions.

What are popular job titles related to Merchant Funding jobs in Florida?

For Merchant Funding jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Merchant Funding jobs in Florida look for?

The top searched job categories for Merchant Funding jobs in Florida are:

What cities in Florida are hiring for Merchant Funding jobs?

Cities in Florida with the most Merchant Funding job openings:

Merchant Funding jobs near you

Entry Level Sales Representative

Hallandale Beach, FL • Remote

Premium Merchant Funding
See more jobs at Premium Merchant Fundingexternal

$70K - $100K/yr

Full-time

Re-posted 29 days ago

Job description

About Premium Merchant Funding

We're not your typical finance company. We're a fast-growing, energetic team, committed to helping small and medium-sized businesses succeed. Premium Merchant Funding is a national leader in alternative business lending, specializing in support for high-risk businesses that traditional banks often overlook.

Our mission is simple: empower entrepreneurs. We provide smart, accessible, and fast financial solutions to help businesses grow, remain resilient, and tackle their next big challenge. If you believe in second chances and smart risk-taking, you'll feel right at home here.

Entry Level Sales Representative

We're looking for motivated, persuasive, and results-driven Sales Representatives to partner with our team. You'll be on the front lines, building relationships with business owners, understanding their needs, and helping them unlock funding that can change the course of their business. This is designed for self-starters who want the freedom to directly impact their income through performance.

Job Responsibilities

  • Prospect & Engage: Connect with potential clients via outbound calls and email.
  • Understand & Qualify: Learn about each business's unique situation and match them with the right financial solutions.
  • Educate & Advise: Share how our lending options can help business owners grow, stabilize, or scale.
  • Own Your Pipeline: Manage leads and deals using our CRM, and stay on top of follow-ups.
  • Close & Earn: Develop the skills to close deals-and get rewarded based on the results you deliver.

What We're Looking For

  • Experience in sales, customer service, or client-facing roles is helpful, but drive and grit matter more
  • Confident, clear communicator with a positive, persuasive approach
  • Self-motivated and goal-oriented-you like setting targets and beating them
  • Strong problem-solving skills and business curiosity
  • Resilient, coachable, and energized by high-stakes opportunities

What We Offer

  • Performance-Based Earnings: Your income is directly tied to your results-high effort means high reward
  • Uncapped Commission Structure: There's no limit to what you can earn
  • Potential to earn $70,000-$100,000+ in your first year
  • World-Class Training: We'll equip you with the tools and knowledge to thrive in the business lending space
  • Growth Opportunities: Show us you're serious, and we'll show you a path upward

Our Core Values

  • Be transparent, honest, and accountable
  • Lead with ideas and embrace innovation
  • Put clients first-always
  • Give back and make a difference
  • Work hard. Play harder.

If you're looking for a high-impact opportunity where your hustle determines your income, we'd love to meet you.

Apply today and take the first step toward a high-earning, high-growth opportunity with Premium Merchant Funding.

Apply