As a Medical Only Claims Rep at SFM, you will handle and process worker's compensation claims related to medical treatment injured workers receive after being hurt at work. Youโll use relevant facts to make sound decisions to determine whether a claim is compensable, while delivering excellent customer service to all parties involved in the claim process. This position is a great way to launch your career at SFM and the work you do truly makes a difference in peopleโs lives. SFM offers a robust benefit package that includes all the perks you need to navigate your work-life journey.
This position is fully remote, but applicants must live in Iowa.ย ย
At SFM, the Medical Only Claims Representative investigates workers' compensation claims to assess whether medical treatment for injured workers is compensable. You will play a critical role in evaluating workplace injuries and assistย employees and employers throughout the claims process.ย This position involves reviewing the validity of claims, gatheringย relevant medical documents and collaborating with the employer and healthcare providers to ensure that the injured workers medical expenses are paid in accordance with the State's guidelines and SFMโs best practices.ย The goal is to provide a successful andย efficient resolution of the claim. You will use your strong communication skills and critical thinking skills, while focusing on delivering excellent customer service to all parties involved in the claims process.ย Helping people, and making a difference in someone's lifeย is a big part of the responsibilities for this job, as is working collaboratively within a multifunctional teamย
That team environment is what makes SFM unique.ย SFM is committed to providing you with the training you need to be successful andย help you develop your skills to grow professionally.ย ย This position is a great way to jump start your career at SFM and learn the ins-and-outs of claims handling.
Hourly Range: $26.09 to $36.53 per hour
What You Will Be Doing:
- Work on a multifunctional team, manage medical-only claims as assigned and determines and communicates findings to the injured worker/ employer, while partnering with medical providers and other key stakeholders.
- Investigate claims which involves gathering all relative information for the purpose of determining the validity of the claim.
- Approve or deny medical bills associated with the claim, which involves setting/verifying adequate reserves, reviewing for compensability and application of any applicable treatment parameters.
- Escalate claims to lost time claims representatives when appropriate if a claim is expected to exceed reserve limits, or involves a claim for indemnity benefits or disputes unable to be resolved.
- Apply business unit policies, practices and procedures and provide superior customer service to policyholders, agents, injured workers and team members and ensures compliance of state laws and requirements.
- Regularly interacts with team members, policyholders, agents, legal counsel, medical providers and injured workers to achieve timely and fair resolution of claims while delivering excellent customer service.
- Documents all actions taken during the claims process.
What We'll Love About You:
- Bachelor's degree preferred.
- Associateโs degree or two yearsโ business experience, preferably in an insurance environment, medical office, or customer service environment is acceptable.ย ย
- One or more years handling casualty claims, PIP claims or workersโ compensation claims, preferred.
- Must be detailed oriented.
- Excellent customer service skills, and the ability to work well within a team environment.
- Excellent problem solving and decision-making skills.
- Strong verbal and written communication skills.
- Ability to conduct research, assimilate and interpret complex information from a variety of sources.
- Ability to work in a fast-paced environment and manage multiple projects and deadlines with limited supervision.
Why Youโll Love Working Here:
We want your work life to feel balanced, rewarding, and supported. Here are just a few of the benefits SFM offers:
- Comprehensive medical, dental, and vision coverage (plus HSA/FSA options).
- Significant Cash Benefit if You Opt Out of Our Health Plan
- Flexible hybrid work environment.
- 401(k) with both Traditional and Roth options + company match.
- Contributions toward student loan repayment.
- Generous PTO, 9 paid holidays, and paid parental leave.
- Monthly home internet allowance.
- Free life insurance, short-term & long-term disability coverage.
- Incentive bonus opportunities.
- Adoption financial assistance.
- Pet insurance.
- Annual company-wide volunteer day.
- Discounts on gyms, fitness apps, and wellness programs.
Work Environment and Physical Demands:
Regular attendance is required. Work takes place in a semi paperless environment within an office setting, either on business premises or other remote location, using standard office equipment such as computers, phones, and copiers, which requires being stationary for extended periods of time.ย While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands and fingers, handle or feel; and reach with hands and arms and work with close vision. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds. Work is performed indoors with little to no exposure to extreme outdoor weather conditions.
About SFM
SFM is the leading workersโ compensation insurer in Minnesota, with a growing presence across the Midwest. Weโre proud to be recognized as aย Top Workplace (#8 midsize employer in MN)ย thanks to our supportive culture, commitment to our employees, and focus on doing whatโs right. Learn more by clickingย here.
The base pay posted is just one component of SFMโs total compensation package. The salary range listed represents the full compensation range for this position. Job title and starting pay will be based on the selected candidateโs relevant knowledge, skills, abilities and/or experience, and education, if applicable as well as internal equity with other employees in the same job classification. #SFM
Join us!! Click "Apply" Now
_________________________________________________________________
SFM Mutual Insurance Company and each of its parent companies, subsidiaries and/or affiliated companies are Equal Opportunity/Affirmative Action Employers. SFM provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, status with regard to public assistance, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
ย SFM Companies, EEO/AA Employers.ย SFM is a participant of E-Verify.ย Applicants have rights under Federal Employment Laws.ย