Market Liquidity Analyst Jobs (NOW HIRING)

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we’re not just offering a job; we’re inviting you to be a part of a culture built on excellence.

At SmartBank, our benefits package is designed to enhance your life. You’ll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), SmartFlex Days, and 11 Paid Company Holidays promote work‑life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth.

About Us. SmartBank is rooted in our core values: Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating “WOW” experiences for our clients. For over 19 years, we’ve been delivering on this purpose in Tennessee, Alabama, and Florida, and we’re continuously expanding our reach. Our team is empowered to care for our clients and actively participate in the communities we serve. At SmartBank, we prioritize individual needs, set high expectations, and celebrate achievements – that’s the SmartBank way. We’re looking for a highly analytical and forward‑thinking Corporate Treasury Analyst to join our Finance team in Knoxville, Tennessee.

This role offers a unique opportunity to influence strategic decision‑making by analyzing balance sheet risk, liquidity, capital, and market conditions that impact the bank’s performance and future growth. If you enjoy turning complex data into meaningful insights and want to play a key role in helping SmartBank navigate an evolving financial landscape, we’d love to hear from you.

As a Corporate Treasury Analyst, you’ll help monitor and manage SmartBank’s financial risk profile while supporting critical treasury, liquidity, and balance sheet management initiatives.

• Partnering with senior leaders to manage Asset Liability Management (ALM) and Liquidity Risk Management systems
• Analyzing interest rate risk, liquidity risk, capital adequacy, and balance sheet performance
• Performing cash position monitoring and liquidity forecasting to support daily operations and long‑term planning
• Supporting loan and deposit growth forecasting through collaboration with business line leaders, FP&A, and Treasury teams
• Identifying emerging risks and recommending strategies to support SmartBank’s risk tolerance framework
• Developing financial models and scenario analyses to assess market, liquidity, and balance sheet impacts
• Creating reports, dashboards, and executive presentations for senior management
• Monitoring industry trends, economic conditions, and market developments to support strategic decision‑making
• Assisting with treasury operations, including investment settlements, collateral pledging, and capital markets activities
• Supporting regulatory compliance and enhancing treasury‑related processes and controls

• Bachelor’s degree required
• Degree in Finance, Economics, Mathematics, Statistics, Accounting, Data Analytics, or another analytical discipline preferred
• Master’s degree strongly preferred
• Banking, treasury, FP&A, risk management, or financial analysis experience is highly desirable

• Strong quantitative and analytical abilities
• Advanced Microsoft Excel skills, including financial modeling
• Experience with forecasting and scenario analysis
• Knowledge of Asset Liability Management (ALM) principles preferred
• Experience with SQL, SAS, or similar data analytics platforms preferred
• Familiarity with Tableau or other business intelligence tools preferred
• Strong presentation and communication skills with the ability to translate complex data into actionable insights
• High attention to detail and commitment to accuracy
• Ability to manage multiple priorities in a fast‑paced, growth‑oriented environment
• Strong problem‑solving skills and intellectual curiosity
• Demonstrated integrity, professionalism, and accountability
• May occasionally require travel for meetings, training, or company events

At SmartBank, we’re committed to our core values and creating exceptional experiences for our clients, associates, and communities. We believe in teamwork, service excellence, professional growth, and building meaningful relationships that make a difference. If you’re looking for an opportunity to expand your banking career while working alongside experienced lending professionals, we’d love to hear from you. With a strong foundation and a growing footprint, SmartBank delivers high‑touch banking solutions to commercial businesses and consumers across the Southeast.

Headquartered in Knoxville, Tennessee, SmartBank operates as a subsidiary of SmartFinancial, Inc. (NYSE: SMBK), a financial holding company with assets exceeding $5 billion.

At the heart of SmartBank’s success is a commitment to creating ‘WOW’ experiences—for both clients and team members. This people‑first culture has earned national recognition, including placement on FORTUNE’s 2025 Top 100 Best Workplaces list and Great Place To Work® certification, reinforcing SmartBank as an employer of choice in the markets we serve. Drawing on decades of collective banking experience, SmartBank’s leadership has embedded “Smart” business practices throughout the organization, including rigorous credit underwriting, holistic relationship management, and a focus on attracting and retaining top‑tier talent. Guided by these principles, SmartBank has grown into a respected, high‑performing financial institution trusted by the communities it serves.