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Long Term Disability Jobs in Frederick, MD (NOW HIRING)

Costco

RTV Clerk

Monrovia, MD · On-site

... long-term disability insurance, AD&D insurance, life insurance, 401(k), and stock purchase plan to eligible employees.

Costco

RTV Clerk

Frederick, MD · On-site

... long-term disability insurance, AD&D insurance, life insurance, 401(k), and stock purchase plan to eligible employees.

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All JobsLong Term Disability JobsLong Term Disability Jobs in Frederick, MD

Long Term Disability information

See Frederick, MD salary details

$12

$25

$44

How much do long term disability jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for long term disability in Frederick, MD is $25.85, according to ZipRecruiter salary data. Most workers in this role earn between $19.86 and $28.94 per hour, depending on experience, location, and employer.

What is long term disability insurance and how does it work?

Long term disability (LTD) insurance is a type of coverage that provides income replacement if you are unable to work for an extended period due to illness or injury. LTD policies typically begin paying benefits after a waiting period, often 90 to 180 days, and can continue for several years or until you reach retirement age, depending on the terms of the policy. The amount you receive is usually a percentage of your regular salary, helping you maintain financial stability while you recover. LTD insurance is offered through employers or can be purchased individually, and coverage details vary by policy.

What are the key skills and qualifications needed to thrive as a long term disability claims specialist, and why are they important?

To thrive as a Long Term Disability Claims Specialist, you need a thorough understanding of insurance policies, claims processing, and medical terminology, typically supported by a bachelor's degree and relevant industry experience. Familiarity with claims management software, medical records review systems, and regulatory compliance tools is essential. Outstanding analytical skills, empathy, and effective communication are vital soft skills for interacting with claimants and colleagues. These competencies ensure fair, accurate claims decisions and maintain trust with clients in a sensitive, detail-driven field.

What are some common challenges faced by long term disability claims specialists, and how can they effectively manage these challenges?

Long Term Disability Claims Specialists often encounter challenges related to complex medical documentation, sensitive communication with claimants, and balancing empathy with objective policy assessment. Navigating these issues requires strong organizational skills, attention to detail, and the ability to interpret medical and legal information accurately. Building collaborative relationships with medical professionals, legal advisors, and internal teams is essential for efficient case management and ensuring fair outcomes for all parties involved.

What is the difference between Long Term Disability vs Physical Therapist?

AspectLong Term DisabilityPhysical Therapist
Required CredentialsDisability insurance policies, medical documentationDoctor of Physical Therapy (DPT) degree, state licensure
Work EnvironmentVaries; often office or home-based, focusing on claims processingHospitals, clinics, outpatient centers, rehabilitation facilities
Industry UsageInsurance, healthcare, legalHealthcare, rehabilitation, sports medicine

Long Term Disability insurance provides income replacement for individuals unable to work due to illness or injury, while Physical Therapists are healthcare professionals who treat patients to restore movement and manage pain. Although both relate to health and recovery, they serve different roles: one is a benefit or policy, the other is a healthcare profession.

What are the most commonly searched types of Disability jobs in Frederick, MD?

The most popular types of Disability jobs in Frederick, MD are:

Long Term Disability jobs near you
Infographic showing various Long Term Disability job openings in Frederick, MD as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 24% Part Time, 2% Contract, and 1% Nights. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $53,761 per year, or $25.8 per hour.

Social Worker Care Management

Meritus Medical Center

Hagerstown, MD • On-site

$62K - $94K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago

Meritus Health rating

6.8

Company rating: 6.8 out of 10

Based on 40 frontline employees who took The Breakroom Quiz

500th of 893 rated healthcare providers

Job description

Social Worker Care Management | Full-time, 80 hours bi-weekly
Monday-Friday, 12p-8pm

Meritus Health is seeking a compassionate and collaborative Social Worker to join our Care Management Team. This role supports patients throughout their acute care episode and ensures smooth transitions post-discharge. Ideal candidates thrive in interdisciplinary environments and are committed to improving patient outcomes through holistic, evidence-based care.

 

Key Responsibilities:

  • Coordinate psycho-social support for patients during hospitalization

  • Develop and implement personalized discharge plans

  • Assess patient needs related to care coordination, resources, and services

  • Collaborate with physicians, nurses, and care coordinators to enhance patient satisfaction

  • Facilitate access to community resources to support recovery and continuity of care

  • Ensure compliance with hospital policies, regulatory standards, and evidence-based practices

 

Qualifications: Education:

  • Bachelor’s degree in Social Work required

  • Master’s degree preferred

Experience:

  • Minimum two years in acute care, SNF, physician offices, or community health settings

Licensure/Certification:

  • LBSW license in Maryland required

  • Must obtain care/case management certification within five years of hire

Skills & Abilities:

  • Strong communication and multitasking skills

  • Familiarity with EMRs and ability to navigate electronic medical records

  • Knowledge of disease processes, regulatory requirements, and evidence-based care

  • Understanding of community resources, provider networks, and the revenue cycle

  • Ability to build relationships across clinical and community settings

Caring for Our Team 
We are committed to supporting the well-being and professional development of our team members through a comprehensive benefits package, which includes:

  • Health, Dental, and Vision Insurance
    Coverage begins on the first of the month following your hire date.
  • Life Insurance & Disability Coverage
    Includes company-paid life insurance, as well as short- and long-term disability benefits to provide peace of mind.
  • Paid Time Off (PTO)
    A generous PTO program designed to help you recharge and maintain a healthy work-life balance.
  • 401(k) Retirement Plan
    Benefit from a robust company match to support your long-term financial goals.
  • Education Assistance & Tuition Reimbursement
    Support for your continued learning and career growth.
  • Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)
    Options to save pre-tax dollars for eligible healthcare and dependent care expenses.
  • Shift Differential Pay
    Team members working evening, night, or weekend shifts may be eligible for additional pay.

Happy to Help
At Meritus, we believe in a collaborative and caring work environment. Interactions are an opportunity to learn, listen and to be there for one another. Therefore, we provide warm welcomes, hospitality-driven closures, and are always Happy to Help.

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