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Long Term Disability Jobs in Massachusetts (NOW HIRING)

Short & Long Term Disability, Dental, Vision, Accident, Identity Theft, Pet, and more insurance options * Free Employee Assistance Program for help with mental health, work-life balance, general ...

Short & Long Term Disability, Dental, Vision, Accident, Identity Theft, Pet, and more insurance options * Free Employee Assistance Program for help with mental health, work-life balance, general ...

Short & Long Term Disability, Dental, Vision, Accident, Identity Theft, Pet, and more insurance options * Free Employee Assistance Program for help with mental health, work-life balance, general ...

Short & Long Term Disability, Dental, Vision, Accident, Identity Theft, Pet, and more insurance options * Free Employee Assistance Program for help with mental health, work-life balance, general ...

Short & Long Term Disability, Dental, Vision, Accident, Identity Theft, Pet, and more insurance options * Free Employee Assistance Program for help with mental health, work-life balance, general ...

Life insurance and long-term disability insurance. * 403(b) retirement plan. * Tuition remission for eligible classes. * Public Service Loan Forgiveness (PSLF) eligibility and tuition assistance.

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Long Term Disability information

See Massachusetts salary details

$13

$28

$49

How much do long term disability jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for long term disability in Massachusetts is $28.39, according to ZipRecruiter salary data. Most workers in this role earn between $21.78 and $31.78 per hour, depending on experience, location, and employer.

What is long term disability insurance and how does it work?

Long term disability (LTD) insurance is a type of coverage that provides income replacement if you are unable to work for an extended period due to illness or injury. LTD policies typically begin paying benefits after a waiting period, often 90 to 180 days, and can continue for several years or until you reach retirement age, depending on the terms of the policy. The amount you receive is usually a percentage of your regular salary, helping you maintain financial stability while you recover. LTD insurance is offered through employers or can be purchased individually, and coverage details vary by policy.

What are the key skills and qualifications needed to thrive as a long term disability claims specialist, and why are they important?

To thrive as a Long Term Disability Claims Specialist, you need a thorough understanding of insurance policies, claims processing, and medical terminology, typically supported by a bachelor's degree and relevant industry experience. Familiarity with claims management software, medical records review systems, and regulatory compliance tools is essential. Outstanding analytical skills, empathy, and effective communication are vital soft skills for interacting with claimants and colleagues. These competencies ensure fair, accurate claims decisions and maintain trust with clients in a sensitive, detail-driven field.

What are some common challenges faced by long term disability claims specialists, and how can they effectively manage these challenges?

Long Term Disability Claims Specialists often encounter challenges related to complex medical documentation, sensitive communication with claimants, and balancing empathy with objective policy assessment. Navigating these issues requires strong organizational skills, attention to detail, and the ability to interpret medical and legal information accurately. Building collaborative relationships with medical professionals, legal advisors, and internal teams is essential for efficient case management and ensuring fair outcomes for all parties involved.

What is the difference between Long Term Disability vs Physical Therapist?

AspectLong Term DisabilityPhysical Therapist
Required CredentialsDisability insurance policies, medical documentationDoctor of Physical Therapy (DPT) degree, state licensure
Work EnvironmentVaries; often office or home-based, focusing on claims processingHospitals, clinics, outpatient centers, rehabilitation facilities
Industry UsageInsurance, healthcare, legalHealthcare, rehabilitation, sports medicine

Long Term Disability insurance provides income replacement for individuals unable to work due to illness or injury, while Physical Therapists are healthcare professionals who treat patients to restore movement and manage pain. Although both relate to health and recovery, they serve different roles: one is a benefit or policy, the other is a healthcare profession.

What are the most commonly searched types of Disability jobs in Massachusetts?

The most popular types of Disability jobs in Massachusetts are:

What are popular job titles related to Long Term Disability jobs in Massachusetts?

For Long Term Disability jobs in Massachusetts, the most frequently searched job titles are:

What job categories do people searching Long Term Disability jobs in Massachusetts look for?

The top searched job categories for Long Term Disability jobs in Massachusetts are:

Infographic showing various Long Term Disability job openings in Massachusetts as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 16% Part Time, 2% Contract, and 1% Nights. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $59,053 per year, or $28.4 per hour.

Director, Absence, Disability Management and Life Insurance (ADML)

Willis Towers Watson

Boston, MA • On-site

$120K - $160K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


Willis Towers Watson rating

8.3

Company rating: 8.3 out of 10

Based on 44 frontline employees who took The Breakroom Quiz

38th of 152 rated financial services


Job description


As a Director Absence, Disability Management and Life Insurance, you will be at the forefront of managing projects for large, complex clients involving the design and management of the full array of group disability and broader disability management programs. You will participate in new business activities and the creation of new intellectual capital. You will position yourself to grow into a senior relationship management and/or leadership role by serving as the pivotal point on all projects and working alongside industry experts on cutting edge solutions.
Note that visa employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.
The Role
  • Provide value-added consulting expertise on large, sophisticated Absence, Disability Management and Life (ADML) projects involving short- and long-term disability benefits, leave of absence programs, vacation/paid time-off, sick leave, life and accidental death and dismemberment insurance and related programs; sample projects include:
    • ADML benefit plan analysis, design and cost savings strategies
    • Vendor procurement, negotiation and optimization
    • Audits of vendor performance (financial and operational)
    • Paid family and company leave program development
  • Serve as lead project manager and day to day contact for clients; materially contribute to project plan creation and lead the team on delivery; ensure progress against established objectives, budgets, timelines, deliverables and quality standards
  • Support the generation of new business by participating in prospecting opportunities with new clients as part of a broader team
  • Build relationships internally and collaborate effectively on cross-functional teams
  • Review analytical work, mentor and develop Analysts and Senior Analysts
  • Contribute to the development of new intellectual capital
  • Contribute ADML and related perspectives to broader health and benefits projects including health management strategy

Qualifications
The Requirements
  • 7+ years' experience and success in the design/management of large group disability plans gained in a consulting or brokerage environment; alternatively, similar experience in a consultative role gained at a carrier or vendor
  • Strong financial skills; prior experience in group disability underwriting or claims management strongly preferred
  • Proven experience creating project plans and successfully leading teams in execution of the project against plan guidelines
  • Demonstrated success in managing client issues and relationships
  • Desire and ability to expand relationships with current clients
  • Polished and well developed oral and written communication skills
  • Self-starter attitude and ability to work individually and as part of a team
  • Flexibility and proven ability to identify and resolve issues
  • Strong analytical, creative and integrative skills
  • Experience in training/mentoring junior staff
  • Excellent Microsoft Office skills, particularly in Excel and PowerPoint
  • Availability to travel at least 15% (mainly day travel)
  • Bachelor's degree required, preferably with significant quantitative coursework
  • State Life and Health license required within 90 days of joining.

This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified.
Compensation and Benefits
Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that base salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation.
Compensation
The base salary compensation range being offered for this role is $120,000-$160,000 USD per year.
This role is also eligible for an annual short-term incentive bonus
Company Benefits
WTW provides a competitive benefit package which includes the following (eligibility requirements apply):
  • Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)
  • Leave Benefits: Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off
  • Retirement Benefits: Contributory Pension Plan and Savings Plan (401k). All Level 38 and more senior roles may also be eligible for non-qualified Deferred Compensation and Deferred Savings Plans

Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records.
EOE, including disability/vets

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