ZipRecruiter

Log In

1

Lock Desk Jobs in California (NOW HIRING)

Mission Loans, LLC

Lock Desk Analyst

Irvine, CA · On-site +1

$24 - $29/hr

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team. PRIMARY DUTIES & RESPONSIBILITIES: * Review and process all rate ...

SAIGroup

Mortgage Loan Officer SME

Bodega Bay, CA · Remote

Identify data dependencies, rework loops, and failure modes between loan officers, LOAs/production assistants, processors, and the lock desk -- and recommend how the product should eliminate them.

Spire Hospitality

Front Desk Agent

Burbank, CA · On-site

$23/hr

... lock. • Operate facsimile machine to send, receive, and log incoming transmissions. Notify guests of incoming faxes using the message function of the computer. • Use the photocopier to make ...

Spire Hospitality

Front Desk Agent

Burbank, CA · On-site

$23/hr

... lock. • Operate facsimile machine to send, receive, and log incoming transmissions. Notify guests of incoming faxes using the message function of the computer. • Use the photocopier to make ...

Spire Hospitality

Front Desk Agent

Burbank, CA · On-site

$23/hr

The ideal candidate will have previous HOTEL front desk experience and FSPMS (Marriott OS ... box lock. * Operate facsimile machine to send, receive, and log incoming transmissions. Notify ...

next page

Showing results 1-20

All JobsLock Desk JobsLock Desk Jobs in California

Lock Desk information

See California salary details

$8

$20

$37

How much do lock desk jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for lock desk in California is $20.00, according to ZipRecruiter salary data. Most workers in this role earn between $14.47 and $23.51 per hour, depending on experience, location, and employer.

What is a lock desk?

A Lock Desk job involves managing interest rate locks for mortgage loans. Professionals in this role ensure that loan rates are accurately locked in based on market conditions and lender policies. They monitor rate expirations, process lock changes, and communicate with loan officers to confirm pricing and terms. Attention to detail and an understanding of mortgage lending are essential for this position.

What are the typical daily responsibilities of a lock desk specialist?

Lock Desk specialists are primarily responsible for managing and processing mortgage rate lock requests, updating pricing, and validating loan terms for accuracy. They regularly interact with loan officers, underwriters, and secondary marketing teams to clarify guidelines or resolve discrepancies. Daily tasks often include reviewing loan pipelines, ensuring compliance with pricing policies, and responding to inquiries regarding lock extensions or changes. The role requires high attention to detail and quick turnaround times to meet both internal deadlines and customer expectations. This position is key to ensuring smooth loan processing and maintaining client satisfaction in a fast-paced mortgage environment.

What are the key skills and qualifications needed to thrive in the lock desk position, and why are they important?

To thrive as a Lock Desk specialist, you need strong analytical skills, attention to detail, and knowledge of mortgage lending processes or secondary market operations. Familiarity with loan origination systems (LOS), pricing engines, and related mortgage software is highly valuable, along with experience in finance or banking and relevant industry certifications. Outstanding organizational skills, effective communication, and the ability to work efficiently under pressure are vital soft skills in this role. These competencies are crucial for ensuring rate lock accuracy, minimizing errors, and supporting seamless mortgage loan transactions.

What does a lock desk do?

A lock desk is responsible for managing and approving mortgage loan rate locks, ensuring that interest rates are secured for borrowers during the loan process. They review loan terms, coordinate with lenders and borrowers, and use specialized software to track lock periods and conditions. This role requires attention to detail and knowledge of mortgage guidelines and market conditions.

What are the most commonly searched types of Lock Desk jobs in California?

The most popular types of Lock Desk jobs in California are:

What are popular job titles related to Lock Desk jobs in California?

For Lock Desk jobs in California, the most frequently searched job titles are:

What job categories do people searching Lock Desk jobs in California look for?

The top searched job categories for Lock Desk jobs in California are:

What cities in California are hiring for Lock Desk jobs?

Cities in California with the most Lock Desk job openings:

Lock Desk jobs near you
Infographic showing various Lock Desk job openings in California as of August 2026, with employment types broken down into 71% Full Time, and 29% Part Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $41,610 per year, or $20 per hour.

LOCK DESK SPECIALIST

American Pacific Mortgage

Sacramento, CA • On-site

$25 - $27/hr

Full-time

Re-posted 29 days ago

Job description

Job Title: Lock Desk Specialist

Hybrid Position/Roseville, CA



Essential Duties and Responsibilities:

  • This position works directly with branches, loan officers and loan processors by directing phone calls and emails to Lock Desk Specialists. Duties include but are not limited to:
  • Answer phone calls with questions from loan officer
  • Monitor lock desk email Inbox and assign emails to individual Lock Desk Specialists
  • Provide loan scenario pricing and respond to product eligibility questions quickly and accurately when needed
  • Maintain pricing/lock data within the company’s LOS system
  • Process locks, changes, relocks, and extension requests
  • Lock loans with investors
  • Provide support and answer questions regarding the rate lock process
  • Resolve and/or escalate complex loan scenarios to appropriate resources
  • Troubleshoot pricing discrepancies and take steps to resolve any issues
  • Maintain general mortgage compliance knowledge and complete annual recertification of training
  • Other miscellaneous tasks as needed and assigned by the Secondary Marketing

Qualifications/Requirements:


  • Secondary Marketing/Lock Desk experience in the mortgage industry a plus
  • Optimal Blue and Encompass experience is a plus
  • Must be able to effectively and positively communicate with branch offices, investors and co-workers
  • Effectively analyze and resolve problems at a functional level with branch offices, closing agents, underwriting, compliance and all other co-workers
  • Self-starter with the ability to complete a project from start to finish while needing little to no supervision
  • Utilize required software packages, including but not limited to: Encompass, Microsoft Word, Microsoft Excel, Adobe Acrobat


‘American Pacific Mortgage Corporation is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.’

Live in our values everyday- Respect~ Transparency~ Scrappy!

Apply