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Loan Portfolio Risk Analyst Jobs (NOW HIRING)

Bounce AI

Credit Portfolio Risk Analyst

Manhattan, NY · On-site

$100 - $125/hr

Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and ... Requirements * 4+ years of experience in credit risk, portfolio analytics, structured or specialty ...

Bounce AI

Credit Portfolio Risk Analyst

Manhattan, NY · On-site +1

Description The Credit Portfolio Risk Analyst will be one of the first people to build Bounce ... Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and ...

Bounce AI

Credit Portfolio Risk Analyst

Manhattan, NY · On-site

Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and ... risk, portfolio analytics, structured or specialty finance, acquisitions, investment banking ...

Schertzbank

Loan Portfolio Analyst

Schertz, TX · On-site

$60 - $80/hr

The Portfolio Analyst collaborates with Loan Officers, the Credit Department, and Loan Operations to ensure effective management and risk evaluation of the assigned loan portfolio. Responsibilities

Nomura International

Portfolio Risk Manager

Manhattan, NY · On-site

$160K - $190K/yr

... analytical, quantitative, and problem-solving skills with ability to interpret and drill-down into complex portfolio risk metrics. * Experience in mortgage/securitized products, leveraged loans etc ...

Nomura International

Portfolio Risk Manager

Manhattan, NY · On-site

$160K - $190K/yr

... analytical, quantitative, and problem-solving skills with ability to interpret and drill-down into complex portfolio risk metrics. * Experience in mortgage/securitized products, leveraged loans etc ...

Nomura Holdings, Inc.

Portfolio Risk Manager

Manhattan, NY · On-site

$150 - $200/hr

... analytical, quantitative, and problem-solving skills with ability to interpret and drill-down into complex portfolio risk metrics. * Experience in mortgage/securitized products, leveraged loans etc ...

Kitsap

Credit Risk Analyst Manager

Bremerton, WA · On-site

$91K - $110K/yr

Complete monthly stratification analysis across all loan portfolios, including: * Product type ... Risk grade * Identify the primary drivers of delinquency, loss, and profitability. * Recommend ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

Risk Analyst LOCATION: South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681 ... the loan portfolio, IRR requirements for capital markets and/or participation purchases, and ...

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Loan Portfolio Risk Analyst information

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$36K

$47.1K

$88K

How much do loan portfolio risk analyst jobs pay per year?

As of Sep 9, 2026, the average yearly pay for loan portfolio risk analyst in the United States is $47,084.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $50,500.00 per year, depending on experience, location, and employer.

What does a loan portfolio risk analyst do?

A Loan Portfolio Risk Analyst is responsible for evaluating and managing the risks associated with a financial institution's loan portfolio. They analyze loan data, assess credit risk, monitor trends, and help develop strategies to minimize potential losses. Their work involves using statistical models and risk assessment tools to ensure the portfolio remains healthy and compliant with regulatory standards. They also prepare reports and recommendations for senior management to support decision-making.

What are the key skills and qualifications needed to thrive as a loan portfolio risk analyst, and why are they important?

To thrive as a Loan Portfolio Risk Analyst, you need strong analytical abilities, financial modeling expertise, and a background in finance, economics, or a related field, often supported by a bachelor’s or master’s degree. Familiarity with risk assessment tools, credit scoring systems, data analysis software such as SAS or SQL, and sometimes certifications like FRM or CFA is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and conveying risk insights to stakeholders. These competencies are crucial for accurately identifying, measuring, and managing portfolio risks to protect the organization’s financial health.

What are some common challenges faced by loan portfolio risk analysts, and how can they be addressed?

Loan Portfolio Risk Analysts often encounter challenges such as managing large volumes of complex data, adapting to changing regulatory requirements, and identifying emerging risks within diverse loan portfolios. To address these challenges, analysts typically leverage advanced risk modeling tools, maintain up-to-date knowledge of industry regulations, and collaborate closely with credit officers and data teams. Regular training and effective communication across departments also help ensure timely identification and mitigation of potential portfolio risks.

What are popular job titles related to Loan Portfolio Risk Analyst jobs?

For Loan Portfolio Risk Analyst jobs, the most frequently searched job titles are:

Portfolio Risk Analyst

West Des Moines, IA • On-site

Watercressgroup
See more jobs at Watercressgroupexternal

$80 - $100/hr

Other

Posted 7 days ago

Key responsibilities

  • Create and maintain monitoring reporting for consumer loan portfolio performance.

  • Provide analysis and back-testing to minimize delinquency and charge off, while optimizing loan approval, look-to-book rates, and repayment rates.

  • Detect emerging credit risk trends in the economy, market or portfolio, and provide strategic recommendation to reduce credit risk or optimize profitability.

Job description

Reports To: Director of Credit Risk Management FLSA Status : Exempt JOB SUMMARY

The consumer credit Portfolio Risk Analyst is responsible for the ongoing credit performance, risk management and delinquency monitoring of the company’s home improvement loan portfolio. This role contributes heavily to the end-to-end monitoring, analysis, and optimization of loan performance, ensuring that repayment, delinquency, cure rates, and charge-offs remain within the company’s risk appetite and financial targets.

The Portfolio Risk Analyst is a member of the analytical credit risk team focused on development, testing and implementation of new or enhanced strategies to improve future loan portfolio performance.

Watercress Financial is a home improvement lender originating across the United States. Candidates should be comfortable working in a highly entrepreneurial company where smart ideas, fast analysis, and thinking ahead are high-value personal traits.

RESPONSIBILITIES
  • Create and maintain monitoring reporting for consumer loan portfolio performance.
  • Provide analysis and back-testing to minimize delinquency and charge off, while optimizing loan approval, look-to-book rates, and repayment rates.
  • Detect emerging credit risk trends in the economy, market or portfolio, and provide strategic recommendation to reduce credit risk or optimize profitability.
  • Provide transparent, defensible reporting to executive leadership and risk committees.
  • Create, maintain and enhance: loan loss forecasting, prepayment models, roll rate analysis, transition rate analysis.
QUALIFICATIONS
  • 4yr degree Finance, Accounting, Engineering, Actuarial, Com-Sci or other analytical field (Associates Degree with commensurate experience also considered)
  • Two or more years in a consumer lending portfolio management, FP&A, risk, data analysis/modeling or similar role
  • Confident working independently , detailed oriented
  • Strong working knowledge of: credit bureau data, consumer loan portfolio, loan repayment and delinquency behavior
KNOWLEDGE AND SKILLS
  • Experience with consumer loan capital markets, FP&A, loan securitization
  • MS Excel, Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) and SQL
  • MLL, boosted/ensemble and/or chat models
What does the hiring process look like after submitting a resume?
  • If you see a position that you feel aligns with your skillset, apply! Our HR team will review your resume and determine if your background is what we are looking for. Talented candidates will be contacted to do a phone screen.
  • Candidates that are selected will be asked to do an in-person or virtual interview with the hiring manager. A second interview with additional managers or members of the executive team may be necessary depending on the position.
  • The hiring manager will then select a candidate to receive an offer for the position!
  • Once an offer letter has been signed, all positions will be asked to complete a background and credit check to be completed prior to hire.
  • It’s time to start your new position at Watercress Financial!
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