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Life Insurance Sales Jobs in Frederick, MD (NOW HIRING)

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Remote Insurance Agent

Hagerstown, MD · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... Valid life insurance license (or willing to obtain - licensing guidance provided) * Strong ...

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All JobsLife Insurance Sales JobsLife Insurance Sales Jobs in Frederick, MD

Life Insurance Sales information

See Frederick, MD salary details

$29.3K

$91.6K

$139.7K

How much do life insurance sales jobs pay per year?

As of Sep 8, 2026, the average yearly pay for life insurance sales in Frederick, MD is $91,589.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,100.00 and $115,300.00 per year, depending on experience, location, and employer.

What is life insurance sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

Is life insurance sales a good career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

What are the key skills and qualifications needed to thrive as a life insurance sales agent?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

Is it hard to get hired as a life insurance sales agent?

Getting hired as a life insurance sales agent typically requires strong communication skills, sales experience, and sometimes a license or certification depending on the state. Employers often look for candidates with a sales background and the ability to build client relationships, but the hiring process can vary by company and location.
More about Life Insurance Sales jobs

What are the most commonly searched types of Life Insurance Sales jobs in Frederick, MD?

The most popular types of Life Insurance Sales jobs in Frederick, MD are:

What are popular job titles related to Life Insurance Sales jobs in Frederick, MD?

For Life Insurance Sales jobs in Frederick, MD, the most frequently searched job titles are:

What job categories do people searching Life Insurance Sales jobs in Frederick, MD look for?

The top searched job categories for Life Insurance Sales jobs in Frederick, MD are:

What cities near Frederick, MD are hiring for Life Insurance Sales jobs?

Cities near Frederick, MD with the most Life Insurance Sales job openings:

Life Insurance Sales jobs near you
Infographic showing various Life Insurance Sales job openings in Frederick, MD as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 24% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $91,589 per year, or $44 per hour.

Life Insurance Agent

Williams Insurance Group

Gaithersburg, MD • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Re-posted 8 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099, commission-only position.

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.