Life Insurance Producers information
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$23.5K - $30.2K
4% of jobs
$40.9K is the 25th percentile. Wages below this are outliers.
$37K - $43.7K
16% of jobs
$43.7K - $50.4K
15% of jobs
The median wage is $52.4K / yr.
$50.4K - $57.1K
13% of jobs
$57.1K - $63.9K
9% of jobs
$63.9K - $70.6K
6% of jobs
$71K is the 75th percentile. Wages above this are outliers.
$70.6K - $77.3K
4% of jobs
$90.8K - $97.5K
7% of jobs
How much do life insurance producers jobs pay per year?
As of Sep 10, 2026, the average yearly pay for life insurance producers in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.
Life insurance producers typically earn commissions based on the policies they sell, which are paid by the insurance companies. Some producers may also receive bonuses or overrides for meeting sales targets and may have the opportunity to earn residual income from ongoing policy premiums. Compensation structures often depend on the agency or company they work for and may include base pay, commissions, and incentives.
A life insurance producer is a licensed professional who sells life insurance policies to clients. They assess customer needs, explain policy options, and help clients choose suitable coverage, often working on commission. Licensing requirements vary by state and typically involve passing an exam and completing ongoing education.
Many life insurance producers quit due to the high rejection rate, the challenge of building a client base, and the commission-based pay structure that can lead to income instability. The job often requires strong sales skills, persistence, and ongoing certification, which can be demanding over time.
What states have the most Life Insurance Producers jobs?
States with the most job openings for Life Insurance Producers jobs include:
What are popular job titles related to Life Insurance Producers jobs?
For Life Insurance Producers jobs, the most frequently searched job titles are: